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The Awesome Amazing August NSD Challenge

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  • Thanks Beanie and Marmite.

    My health issues are chronic fatigue amongst other things (not ME luckily) so anything too energetic is out. I use public transport for which I'm lucky enough to have a free pass.

    Some days I'm not well enough to do anything, but on the days I am all the things I can think of doing (meeting up with friends, cinema etc) cost money!

    I'm starting to think that it might be a better idea for me to just try and stick to a weekly budget rather than set myself NSD targets.
    Life is what happens to you when you're busy making other plans - John Lennon
    Be yourself. Everyone else is taken.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Lurkerderp wrote: »
    Thanks Beanie and Marmite.

    My health issues are chronic fatigue amongst other things (not ME luckily) so anything too energetic is out. I use public transport for which I'm lucky enough to have a free pass.

    Some days I'm not well enough to do anything, but on the days I am all the things I can think of doing (meeting up with friends, cinema etc) cost money!

    I'm starting to think that it might be a better idea for me to just try and stick to a weekly budget rather than set myself NSD targets.


    How about thinking of some things to do that don't cost money, like a picnic with friends, a DVD night with friends (take it in turns to host) - you can get microwave popcorn in most pound / 99p shops, dinner round at friends / your house - have everyone bring a dish, similarly a spa evening at home - great way to use up samples and toiletries you have hanging about.

    you can also make up your own rules in this challenge and adapt for what works for you - perhaps your rules means if it's within the allocated budget, then it still counts as a NSD. I don't count spends on milk, petrol or budgeted bills. Some don't count groceries as they have that separately budgeted for.

    This challenge isn't so much about the final number, but the thought process we employ behind spends. Sometimes we don't make target as life just gets in the way (or you fall off the wagon in spectacular fashion like me this month :rotfl:) but if it helps you think about why / how you spend, then that's a success x
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • beanielou
    beanielou Posts: 95,580 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lurker~good advice from kerri(as always) :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I have managed another NSD today so now I am on NSD3 :D
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Lurker I have fatigue issues too, so understand problems with having NSDs and having a life.
    A picnic if the weather is good is fun. But not if you need to carry food and drink with you.

    We have friends round for meals and everyone brings something or makes something. It makes for great memories too.

    When the Big Lunch was being promoted all over the UK a couple of years ago we had a 'Little Lunch' where friends brought their own contribution or not if they weren't able to. There were only a few of us but it saved us the £15 a head being charged to take part in our village hall.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Well the plumbing sagas continue - turns out that the guy who fitted them put the washer UNDER the sink, not under the tap - so water is now getting under the taps there's nothing to stop it - on ALL 4 basin taps :doh: He'll have to come back and fix that, oh and wall is supposed to be being finished tomorrow - oh should it be this wall :wall:

    Windows washed down with mould killer ready for me to sand tomorrow. Have washed the floors and did put everything back tidy in the downstairs WC...which will now need to be moved again for the taps to be fixed.

    Downstairs lighting still drying out, so whipped up a chilli earlier for dinner, and now have a honeyed nectarine and plum crumble (might call it peach and plum, sounds better) in the oven which I managed to prepare by the skin of my teeth before the light really went.

    Feeling a bit bleugh from all this now, just want things done - no actually, its the having to have things re-done that's getting to me.

    However, I can declare NSD #8
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Suziebabe
    Suziebabe Posts: 294 Forumite
    Part of the Furniture 100 Posts Debt-free and Proud! Combo Breaker
    Can I register NSD #6 for today please? Forgot to take money out so was a charity case all day:)
    LBM Dec 2013, Total Debt £31,992.06 Debt Free Date June 2022
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    woot! number 23 snaffled safely today :D
    Must use my stash up!
  • beanielou
    beanielou Posts: 95,580 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey kerri what a bloomin' saga.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    beanielou wrote: »
    Blimey kerri what a bloomin' saga.

    I know, you couldn't make it up could you - I don't mind the place being a mess / disrupted to get things done, but it's having things redone that really pees me off :(
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


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