We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Awesome Amazing August NSD Challenge
Options
Comments
-
There are
49
of us taking part in the August NSD Challenge
and so far we have collected
472 NSDs
:T:T:T:T:TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
February - average = 9.178
AUGUST - average = 9.63
January - average = 10.637
July - average = 10.735
March - average = 11.080
May - average = 11.115
April - average = 11.421
June - average = 11.477Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Free by FiftyDebt of the Moment -August NSD Challenge 14/150
-
Free by FiftyDebt of the Moment -August NSD Challenge 14/150
-
Dropping in to declare today as a NSD today (as I won't be going out!!!) which takes me up to my target of NSD # 10/10 :j.
May have another couple to come but not certain.
Won't be joining in next month as will be on holiday for quite a lot of it but will be back in October - where's the year gone?
Denise0 -
freebyfifty wrote: »Oh please don't mention him - me and OH had a massive 'debate' about whether he was suitable for our DN (14yrs in Oct) to watch when he was staying with us.
He is very funny, but quite rude on Tv so suspect may be 'worse' live, what did you decide, ? I am quite a prude when it comes to swearing etc but have found I can stand Gordon thingy on Hotels from Hell and Sarah Milliken despite the swearing:rotfl:10 NSD's I just fell down the stairs a bit battered and bruised but nothing broken I'am just glad no one was there to witness it
I met my daughter yesterday at Canterbury (she arrived back from Reading Festival) and a young 20 year old boy/man? said " your a m.i.w.l.t.f. I first thought did I hear that right? My daughter looked at me and said she was now scarred for life.
my reaction :eek:::rotfl:
Not sure which part of those would traumatise me more, took me several goes to work out what the suggestions was:eek:;)
Good for you !
[COLOR="rgb(255, 0, 255)"]NSD 23 please[/COLOR] spent the day catching up on admin, trying to get the wireless printer back on the network :mad: and unsuccessfully trying to get the tv link to connect to upstairs :mad::mad:Debt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Am I the only one not getting what Jaxsmar means?!?
(my excuse is I'm from NI!!) Someone please PM me and explain!!
:rotfl:
Wealth is what you're left with when all your money runs out0 -
HeadAboveWater wrote: »Am I the only one not getting what Jaxsmar means?!?
(my excuse is I'm from NI!!) Someone please PM me and explain!!
:rotfl:
No your'e not the only one although I think I can guess what the last 3 letters mean!
Denise0 -
Morning all :hello:
Declaring my 16th NSD
Thank you freeby, spoon and Sazzie
IF"If wishes were horses, then beggars would ride"
0 -
For September's NSD thread - Click here
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards