Owe thousands to dwp but leaving uk

tokenfield

jacques_chirac wrote: »

I know of cases that have gone on for longer than ten years (and will still be being repaid in another ten years!).

I will agree. A relative was found guilty of benefit fraud back in 1988 for just over £12,000.

He only pays back when the DWP Debt Recovery Office catch up with him. He then pleads poverty and has the deductions made at a ridiculously low monthly rate.

Then he signs off, does some work, then signs on again. It can then be many many months before they catch up with him again.

He still owes over £5000 and is waiting for the next time they catch up. Yes they could take it out of his State Pension when he retires, but he has very few years of contributions/credits - he has always worked cash in hand - no paperwork - no tax or NIC. For many years back in the 1990's he was running a sucessful booze & tobacco smuggling operation via Dover as well as 'exporting' lorries and cars out of Newport docks.

Jamie_Carter

wardende wrote: »

They tried to say it was benefit fraud but I disputed it and I sought legal advice they said cos of the amount of overpayment I would be prosecuted. This was back in October 08 and it never happened so I'm just paying it back. If council could prove fraud I would've been prosecuted? I wasn't given any penalty either. Just had to pay it back

So that's around £555 over payment per month. :eek:

What on earth were you claiming, that you shouldn't have been?

Jamie_Carter

DannyboyMidlands wrote: »

If I were you I'd just do one out of the country and forget about it.

The benefits system in the UK is based on a get what you can principle, so you may as well keep the £20k.

I know a couple who came here from abroad 10 years ago, worked cash in hand all that time, bought 3 properties to rent in their home country, had 2 kids on the NHS and sent to UK schools. They have now decided to go home and the UK government are giving them an £8k cash payment for doing so. A charity will be paying their air fares.

Don't feel guilty. Everyone is at it.

So because loads of people are at it (not everyone by a long shot), you think it is ok do you?

Battleaxe44

Hmm..I have just read what jacques chirac has posted regarding the CCJ's.. and reciprocation.
...........................................


Even though CPR 6 allows service outside of the UK, that is is to 'businesses' that have an interest in the UK. I am unaware of any instance that a court has given leave to serve an individual, but it could have happened. CPR 6.7 seems to be the key here and that definitely infers Business rather than individual.

..........................

Australiaand NZ have reciprocal agrrements, and taking an individual to court owing a debt in either country is easier said than done. I speak from experience here. So I am surmising it similar between the UK and Canada.

SnooksNJ

Battleaxe44 wrote: »

Tread carefully here, do you have a Canadian passport already? if you have then no problems, if you haven't this could be a minefield when you apply for one.

No fraud, no criminal record.

The benfits system for your child in Canada is not the same as over here. you will need to take out medical insurance on a pre-existing condition and there will be limits on this.

Not much they can do to get blood out of stone for your debts, they can trace you, but cannot enforce, they will threaten to do this, but it easier said than done. If you return to the UK, you will be chased, but if the debts are SB in the meantime, they will be whistling into the wind.

A CCJ cannot be enforced overseas. it can be if you return to this country and they trace you.

I would definitely repay what is owed to DWP. not matter where you are living, because this is the one thing that will come back and haunt you, when you come to claim your OAP. Just remember at present if the pension is £140.00 a week when you leave the UK this all you will recive in Canada as the pension agreements between the countries stand at present (same in all the commonwealth countries and dependencies), so as the State Pension here increases each year, you will NOT get this increase.

You did not say if the family has dual Nationality, if they haven';t and you are taking them then you are going to need residency Visas and a sponsor for them. this will need guarantees that have to be depositied with the Canadian Government.

A private pension pot, would have to be looked into, but I think you would lose it if you are still not contributing to the pot, unless you have invested a lump sum and it is going to be paid out as when you reach pensionable age.

Your credit rating here will not be taken into consideration overseas. it will be a clean sheet, but getting credit is not so easy and more likely than not you will need a guarantor for the first couple of times.

I am not so sure bankruptcy would be wise move if you are planning to emmigrate. Just my opinion of course.

They will not write off £20,000 overpayment and if your tried to apply for the pension equivalent when it comes to retirement age in Canada, there is component made up of the British Pension and guess what will be on the records?

If you skip the country and leave family behind, they will be the ones who will be hounded as to your location. Of course if you don't have a conscience do it.

If health insurance isn't a requirement for a Canadian visa for your family I would just drive over the border to the nearest ER. They have to treat you and it's a lot easier for hospitals to write off the debt and let the US taxpayers pay for it instead of chasing you in Canada.

jacques_chirac

SnooksNJ wrote: »

If health insurance isn't a requirement for a Canadian visa for your family I would just drive over the border to the nearest ER. They have to treat you and it's a lot easier for hospitals to write off the debt and let the US taxpayers pay for it instead of chasing you in Canada.

The OP claims to have a disabled daughter. Therefore it is reasonable to assume they will need far more medical care than that provided by the ER. Plus you have missed the fact that Canada is a very large country - pretty stupid to rely on a plan that requires a drive of several hundred miles for emergency care!

jacques_chirac

tokenfield wrote: »

I will agree. A relative was found guilty of benefit fraud back in 1988 for just over £12,000.

He only pays back when the DWP Debt Recovery Office catch up with him. He then pleads poverty and has the deductions made at a ridiculously low monthly rate.

Then he signs off, does some work, then signs on again. It can then be many many months before they catch up with him again.

He still owes over £5000 and is waiting for the next time they catch up. Yes they could take it out of his State Pension when he retires, but he has very few years of contributions/credits - he has always worked cash in hand - no paperwork - no tax or NIC. For many years back in the 1990's he was running a sucessful booze & tobacco smuggling operation via Dover as well as 'exporting' lorries and cars out of Newport docks.

** cough ** andy ** cough **

SnooksNJ

jacques_chirac wrote: »

The OP claims to have a disabled daughter. Therefore it is reasonable to assume they will need far more medical care than that provided by the ER. Plus you have missed the fact that Canada is a very large country - pretty stupid to rely on a plan that requires a drive of several hundred miles for emergency care!

Sorry I was being sarcastic and as someone who will be subject to the Obamacare tax I encourage no one to abuse the US healthcare system.

lukieboy96

Just go, instead of gloating to people about what you are going to do.

NYM

http://laws-lois.justice.gc.ca/eng/acts/C-30/FullText.html

You claim to have run up credit card debts of over £15,000 plus the £20,000 odd owed in 'over-payments' from the DWP so can't you just sell your house and settle some of your debts before you 'escape' to Canada ?

I'm fairly sure that Barclaycard can pursue you in Canada just as easily as they can here, after all, they are a global company.