Owe thousands to dwp but leaving uk

SHIRAZ

it may get statute barred but if you need to come home and claim any benefits then they can start taking payments from you again.

Battleaxe44

Tread carefully here, do you have a Canadian passport already? if you have then no problems, if you haven't this could be a minefield when you apply for one.

No fraud, no criminal record.

The benfits system for your child in Canada is not the same as over here. you will need to take out medical insurance on a pre-existing condition and there will be limits on this.

Not much they can do to get blood out of stone for your debts, they can trace you, but cannot enforce, they will threaten to do this, but it easier said than done. If you return to the UK, you will be chased, but if the debts are SB in the meantime, they will be whistling into the wind.

A CCJ cannot be enforced overseas. it can be if you return to this country and they trace you.

I would definitely repay what is owed to DWP. not matter where you are living, because this is the one thing that will come back and haunt you, when you come to claim your OAP. Just remember at present if the pension is £140.00 a week when you leave the UK this all you will recive in Canada as the pension agreements between the countries stand at present (same in all the commonwealth countries and dependencies), so as the State Pension here increases each year, you will NOT get this increase.

You did not say if the family has dual Nationality, if they haven';t and you are taking them then you are going to need residency Visas and a sponsor for them. this will need guarantees that have to be depositied with the Canadian Government.

A private pension pot, would have to be looked into, but I think you would lose it if you are still not contributing to the pot, unless you have invested a lump sum and it is going to be paid out as when you reach pensionable age.

Your credit rating here will not be taken into consideration overseas. it will be a clean sheet, but getting credit is not so easy and more likely than not you will need a guarantor for the first couple of times.

I am not so sure bankruptcy would be wise move if you are planning to emmigrate. Just my opinion of course.

They will not write off £20,000 overpayment and if your tried to apply for the pension equivalent when it comes to retirement age in Canada, there is component made up of the British Pension and guess what will be on the records?

If you skip the country and leave family behind, they will be the ones who will be hounded as to your location. Of course if you don't have a conscience do it.

Dunroamin

Battleaxe44 wrote: »

Tread carefully here, do you have a Canadian passport already? if you have then no problems, if you haven't this could be a minefield when you apply for one.

No fraud, no criminal record.

The benfits system for your child in Canada is not the same as over here. you will need to take out medical insurance on a pre-existing condition and there will be limits on this.

Not much they can do to get blood out of stone for your debts, they can trace you, but cannot enforce, they will threaten to do this, but it easier said than done. If you return to the UK, you will be chased, but if the debts are SB in the meantime, they will be whistling into the wind.

A CCJ cannot be enforced overseas. it can be if you return to this country and they trace you.

I would definitely repay what is owed to DWP. not matter where you are living, because this is the one thing that will come back and haunt you, when you come to claim your OAP. Just remember at present if the pension is £140.00 a week when you leave the UK this all you will recive in Canada as the pension agreements between the countries stand at present (same in all the commonwealth countries and dependencies), so as the State Pension here increases each year, you will NOT get this increase.

You did not say if the family has dual Nationality, if they haven';t and you are taking them then you are going to need residency Visas and a sponsor for them. this will need guarantees that have to be depositied with the Canadian Government.

A private pension pot, would have to be looked into, but I think you would lose it if you are still not contributing to the pot, unless you have invested a lump sum and it is going to be paid out as when you reach pensionable age.

Your credit rating here will not be taken into consideration overseas. it will be a clean sheet, but getting credit is not so easy and more likely than not you will need a guarantor for the first couple of times.

I am not so sure bankruptcy would be wise move if you are planning to emmigrate. Just my opinion of course.

They will not write off £20,000 overpayment and if your tried to apply for the pension equivalent when it comes to retirement age in Canada, there is component made up of the British Pension and guess what will be on the records?

If you skip the country and leave family behind, they will be the ones who will be hounded as to your location. Of course if you don't have a conscience do it.

It can in Canada as they have reciprocal arrangents with the UK regarding debt.

"Creditors taking action
Germany and Canada have reciprocal agreements with the UK when it comes to tracing debtors and debt collection practices. There is not much information available regarding other countries with such agreements although a search on the web may reveal more, it is possible that creditors do not want this information to be readily available.

A reciprocal agreement in the UK means a UK Court can enforce a CCJ (County Court Judgment) using the legal system of the other country. If there is no such agreement in place, a creditor can sell a debt to an agency in the relevant country and debt recovery procedures will commence under the law of that land."

http://www.debtquestions.co.uk/topic_of_the_month.php

jacques_chirac

wardende wrote: »

Result. I will bankrupt myself first. I'll of course speak to a solicitor first and show him some of the paperwork. Cheers.

In your circumstances, if BR is granted (not guaranteed), the OR is likely to apply a BRO, which will affect you for up to fifteen years. Breach this and you are in the realms of criminal law.

Battleaxe44 wrote: »

A CCJ cannot be enforced overseas.

It can where a reciprocal agreement is in place - as is the case with Canada.

pmlindyloo wrote: »

According to this:

http://www.hmrc.gov.uk/leaflets/how-hmrc-handle-txcr-opay.pdf

if you consistently pay then they will remit (cancel) the debt after 10 years. I cannot find a date for this pdf so maybe others can comment of whether this is up to date.

The OP owes money to the DWP, not HMRC? AFAIAA there is no limit to how long the DWP will ask for repayments - I know of cases that have gone on for longer than ten years (and will still be being repaid in another ten years!).

jacques_chirac

pmlindyloo wrote: »

True but HMRC do not issue CCJs for stand alone debts.

From my previous link:

QUOTE:

Charging Orders


[FONT=Arial,Arial][FONT=Arial,Arial]Charging Orders on the customer’s primary residence will not be considered for a stand alone tax credits debt. However, where an order is appropriate for other HMRC debts, HMRC can include the amount of any tax credits overpayment.
[/FONT][/FONT]

But the DWP do, and that is what is relevant here.

pmlindyloo

jacques_chirac wrote: »

But the DWP do, and that is what is relevant here.

Sincere apologies - got my threads mixed up

Will delete my threads as irrelevant.

DannyboyMidlands

If I were you I'd just do one out of the country and forget about it.

The benefits system in the UK is based on a get what you can principle, so you may as well keep the £20k.

I know a couple who came here from abroad 10 years ago, worked cash in hand all that time, bought 3 properties to rent in their home country, had 2 kids on the NHS and sent to UK schools. They have now decided to go home and the UK government are giving them an £8k cash payment for doing so. A charity will be paying their air fares.

Don't feel guilty. Everyone is at it.

p00hsticks

DannyboyMidlands wrote: »

Everyone is at it.

I'm not....

webtalk

p00hsticks wrote: »

I'm not....

nor am I.

I abhor some of the attitudes expressed here. What about personal pride, dignity and conscience?

So grabbing and ...:mad:

mountainofdebt

Go and never darken these shores again