Identity theft by family member

matttye

I don't see what right Wonga has to tell her they'll only withdraw the debt if she reports it to the police.

If she can prove she didn't take out the loan, that must surely be enough.

ValHaller

matttye wrote: »

I don't see what right Wonga has to tell her they'll only withdraw the debt if she reports it to the police.

If she can prove she didn't take out the loan, that must surely be enough.

If Wonga cannot prove that she did, that too should be enough for them not to be able to uphold the alleged debt in court.

This highlights the fact that with Credit Reference Agency data, the onus is on the person against whom the debt is recorded to prove to some degree that the debt is not theirs.

The_Boss

Since Wonga know the account details of the payee then surely they could see that it was the brother that had done this and not the mother?

societys_child

ap1988 wrote: »

thanks for that input. next...

At this point I opted out.

Valli

societys_child wrote: »

At this point I opted out.

Gotta love them...

I think we need a 'please read my mind and only give me the answer I want to hear regardless of whether or not it's right/legal' smily!

DCFC79

ap1988 wrote: »

thanks for that input. next...

No need for that is there.

ap1988 wrote: »

do you think these companies can transfer the debts over to my brother as an alternitive?

Not as easy as that as already been mentioned.

ap1988

DCFC79 wrote: »

No need for that is there.



Not as easy as that as already been mentioned.

got adequate responses elsewere. thanks for your advice anyhow:T

DCFC79

ap1988 wrote: »

got adequate responses elsewere. thanks for your advice anyhow:T

And what were these responses then ?

ap1988

Need to know basis