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Identity theft by family member

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Comments

  • matttye
    matttye Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I don't see what right Wonga has to tell her they'll only withdraw the debt if she reports it to the police.

    If she can prove she didn't take out the loan, that must surely be enough.
    What will your verse be?

    R.I.P Robin Williams.
  • ValHaller
    ValHaller Posts: 5,212 Forumite
    1,000 Posts Combo Breaker
    matttye wrote: »
    I don't see what right Wonga has to tell her they'll only withdraw the debt if she reports it to the police.

    If she can prove she didn't take out the loan, that must surely be enough.
    If Wonga cannot prove that she did, that too should be enough for them not to be able to uphold the alleged debt in court.

    This highlights the fact that with Credit Reference Agency data, the onus is on the person against whom the debt is recorded to prove to some degree that the debt is not theirs.
    You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Since Wonga know the account details of the payee then surely they could see that it was the brother that had done this and not the mother?
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ap1988 wrote: »
    thanks for that input. next...

    At this point I opted out.
  • Valli
    Valli Posts: 25,580 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    societys_child wrote: »
    At this point I opted out.
    Gotta love them...

    I think we need a 'please read my mind and only give me the answer I want to hear regardless of whether or not it's right/legal' smily!
    Don't put it DOWN; put it AWAY
    "I would like more sisters, that the taking out of one, might not leave such stillness" Emily Dickinson
    :heart:Janice 1964-2016:heart:

    Thank you Honey Bear
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ap1988 wrote: »
    thanks for that input. next...

    No need for that is there.
    ap1988 wrote: »

    do you think these companies can transfer the debts over to my brother as an alternitive?

    Not as easy as that as already been mentioned.
  • ap1988
    ap1988 Posts: 83 Forumite
    DCFC79 wrote: »
    No need for that is there.



    Not as easy as that as already been mentioned.

    got adequate responses elsewere. thanks for your advice anyhow:T
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ap1988 wrote: »
    got adequate responses elsewere. thanks for your advice anyhow:T

    And what were these responses then ?
  • ap1988
    ap1988 Posts: 83 Forumite
    Need to know basis
This discussion has been closed.
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