Third party claiming 6 months after incident?

Quentin

PieMistress wrote: »

Oh joy, insurer say £70 charge due to claim, will we get this back?

From what you say this claim is down to you as far as fault is concerned. If that's the case then you have no-one to get it back off.

spacey2012

Have you contracted this solicitor and told them until they state very clearly who the client is they are representing they can go begger off.

If it is a private individual, MID the car and contact the other insurance and inform them as well.

PieMistress

Thats the increase on Premium, we will get £50 back if the claim is withdrawn, rest was admin fee

Ultrasonic

spacey2012 wrote: »

Have you contracted this solicitor and told them until they state very clearly who the client is they are representing they can go begger off.

If it is a private individual, MID the car and contact the other insurance and inform them as well.

Surely that is all up to the relevent insurance company, not the OP? If anything the OP should tell the solicitors to contact the insurance company.

PieMistress

It was à well known red van! The solicitor sent letters to us and our insurer (WHO have said they are disputing the amount)

reason2

i used to work in motor claims,

if you tell your old insurance they can have it inspected and their guys can tell usually to the day and the hour when the damage was caused. So if it is more recent than the accident. They will know!

anotherbaldrick

PieMistress wrote: »

It was à well known red van! The solicitor sent letters to us and our insurer (WHO have said they are disputing the amount)

I assume your intimations are guiding us to assume it was a Post Office van !
How did he manage to back into that

arcon5

Ultrasonic wrote: »

Would it really cost an insurance company much to fight this? I'd love to know either way but I can't really see a company that presumably employs it's own legal staff not fighting a claim like this.

Their legal team is there to assess the merits of the claim, in this case it's quite clear the liability lies with op. Any 'fighting' would merely be over the amount that is being claimed, and if successfully saving them a mere hundred or couple hundred quid. So when you consider what their legal team will cost them, it hardly seems worth their time fighting this when their efforts can go on more complex cases. If they fought every small claim they'd soon have to employ more legally trained members of staff, costing anything from £20-£50k per year, maybe even more.

So yes, it is probably not worth their efforts to fight this.

PieMistress

We aren't disputing any liability, it was definitely our fault. DP reversed out of a parking space and the (small!) red van turned up and parked on the double yellow lines behind him. Our 6 month old baby was in the back, he was only doing about 5mph as you have to come out of the space slowly and basically just kissed the side of the van.

The insurers are disputing the amount. I am just gutted in all the stress we forgot to take a photo!!

Do we have the option to pay the amount ourselves or is it just worth the insurance paying it? We did caused a scratch but certainly not £600 worth

spacey2012

The post office may not have an insurance company, they may underwrite themselves.