Anyone want to join me? Awaiting Mortgage decision...

muhandis

From very recent experience (the surveyor assigned was e-surv for both lenders) with Halifax and Barclays - it took 1 day for Halifax and 3 days for Barclays to process the valuation report.

newyorklover81 wrote: »

We had our valuation done on 7th June, anyone know how long it takes for the lender to receive the valuation report?!

GavL

Finally - after a hurdle or two and almost 4 full weeks from full application I have my offer! It's such a relief!

Catkei

GavL wrote: »

Finally - after a hurdle or two and almost 4 full weeks from full application I have my offer! It's such a relief!

Congratulations!!:T

GavL

Catkei wrote: »

Congratulations!!:T

Thanks CatKei:beer:

SarahB89

Natwest mortgage approved subject to valuation! Just waiting to hear when that's happening. Application went in 3 weeks ago.

bazmattaz

Put a 95% LTV mortgage application in with Accord mortgages last week.

We are first time buyers and absolutely bricking it

Our records are squeaky clean so praying it all goes ahead

redman1989

got our offer today from Aldermore! timescale is the below;


AIP Mortgage quote search on Credit Record - 29/04/2019
AIP was accepted - 29/04/2019
Hard credit Search - 30/04/2019
Application was Accepted - 30/04/2019
They requested valuation fee be paid - 30/04/2019
Valuation fee cleared my bank today - 02/05/2019
Further Payslip requested - 03/05/2019
Employment history info requested - 07/05/2019
Valuation instructed (no date confirmed) 08/05/2019
Valuation carried out (issues with a few cracks & uneven/sloping)- 09/05/2019
Requested to arrange a Structural Engineer - 09/05/19
Valuation Failed - 12/05/19
New application goes through on new property - 13/05/2019
Valuation instrcuted - 24/05/2019
Mortgage offer - 10/06/2019

Crumble2018

Hello,



New here, but wanted to join to be with other people stressing over the same thing! We were convinced we wouldn't get a mortgage, but within 1 week of seeing a broker, we have had an offer accepted on a flat, and are now awaiting a decision from Nationwide!


DIP - 6th June
Offer accepted - 8th June
Application to Nationwide - 10th June
Valuation booked for 14th June.


The waiting is soooo worrying! Our current landlord is selling our flat, so we were kind of forced into this - because of that we haven't been careful with our finances at all recently. Our credit is good as we've never defaulted, but we do have a hefty loan and car credit. But I'm worried they'll look at our bank accounts and refuse us! Our broker thinks we are worrying over nothing, and Nationwide haven't asked for statements so far.



I'm crossing everything at the moment!!

Jl3722

Hi all, just joining today as have been looking at this thread for about 4 weeks now!!

FYI - I’m a first time buyer in scotland.

22/05/19 - offer placed on home
23/05/19 - offer accepted
28/05/19 - phone-call mortgage appointment with VM - very pleasant to deal with
29/05/19 - full application in post to complete (we were asked for 2 months of payslips and P60)
05/06/19 - full application and documents returned to VM
06/06/19 - VM contacted to confirm receipt and product fee paid upfront on the phone
10/06/19 - phone call to say mortgage accepted subject to home report transcript being as stated from valuer!!

A really quick and simple process with VM. In Scotland home report is already completed prior to purchase so once this is sent to VM we’ve been advised our written offer will be with us by end of the week!:j:j

Any questions let me know

Annieireland71

hi All - looking at this thread, and reading it is making me feel worse!

htb mortgage - that part has been approved
mortgage application submitted to Leeds a week ago - builder looking to complete by 27th June
valuation being done tomorrow
letter from my solicitor to say 'bump up the list - or we lose the deal'
its 67% LTV
i have some debt to pay off from the sale of my house - i'm hoping to be able to do this after completion - need to work on tight timescales.
by byers are cash - but feel like they are dragging a little - that might just be my imagination - BUT

im worried that Leeds will drill down on my statements etc - only ever had one mortgage withSantander - so i am in complete tatters!!!!

help and adivce please

are the Leeds super stringent? im putting down a 45k deposit and its 67% LTV

what can i expect