Anyone want to join me? Awaiting Mortgage decision...

misslteg

So nervous waiting!

4th May DIP
6th May Reservation fee paid
13th May ATP from H2B
13th May application submitted

Valuation has been instructed as of Wednesday 15th but the lender do the valuation first so nothing to read into that. No documents requested yet but the lender is our bank, and the DIP was able to verify our incomes apparently with HMRC so not sure if they would need anything else.

Thankfully I’m in Cyprus for a week so I have something to take my mind off the waiting!

FTB1986

We got a quote together to show solicitor proof and then on exchange day we bought it and forwarded to sol. We didn't end up exchanging that day and exchanged 5 days later but I was ok with that as I knew it was all covered from whenever they exchanged. I did notice the quotes seemed cheaper around 2 weeks before we were due to exchange.

Hope this helps

GavL

Jennifer_Davey wrote: »

Day 10, i'm working on a no news is good news mantra.

Same boat and trying my hardest not to "check in" with broker! So hard

Jennifer_Davey

Just checked our tracker and it's finally moved to them assessing the documents. Has it really taken 10 days just to start this

Catkei

We haven't even applied yet, but just made our appointment and found out it's a 2.5h appointment!! What on gods name are they going to ask us that takes 2.5h??

GavL

Jennifer_Davey wrote: »

Just checked our tracker and it's finally moved to them assessing the documents. Has it really taken 10 days just to start this

who are you going with?

Jennifer_Davey

Natwest!

From posts above it looked like they were quite speedy!

GavL

fingers crossed! mine's is barclays. some i've seen are quick, others have said notoriously slow.

GavL

Fingers crossed!

It's Barclays for me - some have seemed fairly quick from what I have seen others have said they're notoriously slow.

Jennifer_Davey

Tracker updated. Valuation booked in for next Tuesday.... they’ve also noted the need to speak to the broker about the application and see evidence of my second income - assuming because this doesn’t go into my main bank account. Just hope that’s all it is. I hate all of this process!