Anyone want to join me? Awaiting Mortgage decision...

Frances109

Ahhhhh we have been issued with a mortgage offer! Oh the relief... I can now let myself get a bit excited about buying now! 15 days until exchange, I'm now on countdown!

Good luck to you all!

Nationwide have been great for us so far:
29th May - Full Application
6th June - Valuation
7th June - Mortgage offer!

jadebee

Normski1989 wrote: »

Update


Just spoke to my MA who said that Halifax have arranged the valuation and confirmed that they are just awaiting that before making their decision. He said that if it was going to be rejected due to the credit checks, it would've been declined by now.


Fingers crossed.

Just to help you breathe easy - They do not take the fee for the valuation until you have passed credit check - We had a scare when our credit check before paying the valuation fee as halifax mentioned they needed 15%, turns out it was computer glitch due to my address being 26 and not 28 and it threw the computer - So the computer scores you at full application.

Good luck to you and massive fingers crossed :D:D

Neonitrix

Viewed Friday 19th May loved it
Offered: Saturday 20th May a little above asking (5k)
Mortgage Broker L&C: Monday 22nd May Mortgage Application to Halifax
Solicitor: Tuesday 23rd Sorted Solicitor and instructed them of the address.
Full Application with Extra Info via Broker to Halifax: Friday 26th May
6th June 2017: Mortgage House Valuation
7th June 2017: Just got email from L&C Brokers that Halifax will be issuing my offer in the coming days and got a copy of the email containing offer information.
8th June 2017: Instructed Solicitor to begin searches etc. and requested SPIF as part of the process.

Delighted isn't the word now into the interesting stuff.

samabbey4

Update !!

Went to see my mortgage broker today everything has been approved. Can't actually believe it. Apparently Halifax just requested one pay slip and made the decision within a hour of the valuation being done. In total shock I almost cried. Don't want to rain on my own parade but what's the chances of it being reversed? X

solidsebi

Frances109 wrote: »

Ahhhhh we have been issued with a mortgage offer! Oh the relief... I can now let myself get a bit excited about buying now! 15 days until exchange, I'm now on countdown!

Good luck to you all!

Nationwide have been great for us so far:
29th May - Full Application
6th June - Valuation
7th June - Mortgage offer!

That's awesome... many congrats... and good luck for the exchange!!

What time did they text you?

I'm hoping for a positive answer from NW soon...

Neonitrix

We organised it all via L&C Mortgage brokers and I got an email from them yesterday morning saying Halifax was going to offer mortgage and then got text last night around 7 saying paperwork would be out in the coming days to me and my solicitor.

Good luck with yours

zmr1

turn around and you'll see a positive reply...

toc25

Valuation/home buyer report is happening today. Very nervous, just wondered how long it usually takes to hear about the results? We have applied for a mortgage with Natwest.

Yathu_18

Hi Mazzyup im in the same boat as well

mazzyp

Hiya welcome to the waiting mat! Been told not to expect a decision for at least a week.

It's driving me nuts lol :mad: