Anyone want to join me? Awaiting Mortgage decision...

djedga

Update!

17/3 - Offer accepted and accepted offer on our current property.
19/3 - Full application sent to broker with payslips, P60s, bank statements, proof of gifted deposit form.
20/3 - Application sent by broker to nationwide (next day).
24/3 - The buyers survey was done on our current property.
25/3 - chased adviser for update on application.
25/3 - Credit score passed, Affordability passed. Initially wanted proof of bonuses for last two years. Broker asked them to re-key without bonuses as we should pass without, which we did so no longer required. Valuation instructed on our purchase (should happen in 4-5 days). Passed to senior underwriter (probably another 3-4 days until he gets to it).
28/3 - Land Registry plans received from solicitors to confirm plot requiring searches, instructed searches (also confirmation that draft papers have been received from sellers solicitors)
28/3 - T's & C's received in post from surveyors to sign and return
30/3 - Chased broker for update - nothing received
30/3 - Response from Nationwide, survey booked for 31/3, broker spoke to underwriter, no further info needed, mortgage offer is just pending successful survey.
30/3 - Searches on our purchase instructed
31/3 - Surveyor phoned to check any concerns on our intended purchase before he carries out the survey. Also checks regarding level of interest/competition when we offered (I guess to satisfy any potential concerns over valuation level etc).
31/3 - Our Estate Agent confirmed valuation on our property done, mortgage offer in post to our buyers and searches instructed by them.
01/4 - Homebuyers report received. Minor issues (lack of gas service report / electrical safety certificate / leaking conservatory roof which is being repaired under insurance). It's a modern house so these things should be fine.
02/4 - questions re. survey sent via solicitor
7/4 - chased via broker, no updates from Nwide other than "should be fine, will be passed for final checks tomorrow"
8/4 - No update
9/4 - chased via broker - same as above, still no update should hear tomorrow
9/4 - checked in with solicitor, draft contract sent to buyers, searches complete (look ok).
10/4 - no time to chase, no update.
11/4 & 12/4 - Tried not to think about it!
13/4 - Sent broker an email first thing, solicitors requesting mortgage info. Will chase by phone after lunch if no news.
13/4 - email from broker, offer should be sent today he will get a call when done and will then call me... Fingers crossed!

westv

westv wrote: »

According to Skipton's website my survey/valuation was received by them and the offer made on Thursday but I've had nothing in the post yet although it's only been two days. Done via broker
When I had the survey done for where I am now it was emailed to me the day after it was done. I asked the current surveyor to email it to me but they said it was against their guidelines!

Offer letter received Saturday. Basic valuation came in the post today. Still waiting for HB's report.

Tarragondragon

14/04: Finally heard back from my MA. She apologised for being busy, ans assured me I wasn't nagging her, which is nice. She's going to call and chase Natwest today.

Fingers crossed! Although I'm pretty sure they're awaiting my SA302s.

Chondro13

Update: we got our mortgage offer today!! hang in there guys, even when it seems dire... xx

airyfairy76

Chondro13 wrote: »

Update: we got our mortgage offer today!! hang in there guys, even when it seems dire... xx

Yay! Oh I'm envious - it's only been a week since my full applicatoin went in (but nearly two months since first reserving the property as a new build). It already feels like I've been waiting eons!

Georgiecoh

airyfairy76 wrote: »

Yay! Oh I'm envious - it's only been a week since my full applicatoin went in (but nearly two months since first reserving the property as a new build). It already feels like I've been waiting eons!

I know the feeling!! Its been 3 months since reserving mine! Im so impatient!! Haha

djedga

Our application was submitted 20/3

Still waiting, broker was promised it would be in the post and a call to confirm yesterday. He was then going to phone us.

No call was received by either of us... chasing again for me today

:mad::mad::mad:

cat1984

Application was submitted 8th April.


Just waiting to hear back on news from the broker. So ridiculously nervous!

Sparkle15

Brilliant news Chondro13

I am still waiting, could i ask a quick question. i had a look at Natwest intermediary page and they said they are currently "assessing applications that were fully packaged on 09.04.15"
Does anyone know what fully packaged means please?

Hate this waiting. Feels like forever

Hope you hear something soon djedga. It is so horrible waiting cat1984, i know exactly how you feel. Thank goodness for this thread, male me realise that its not only me worrying hope everyone hears soon.

kingstreet

Fully packaged means the application has been submitted and the supporting documents have been supplied and are acceptable.