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Buffy's 100 Day Challenge :)

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Comments

  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 October 2013 at 8:38PM
    I was going to rattle on about my plans.

    But I can't. Too soon feels too silly.

    Catch you all later XX
    Nevertheless she persisted.
  • Sun_Addict
    Sun_Addict Posts: 24,383 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Buffy

    We've always had loans for Mr SA's vehicles. The dilemma is do you release money out of your ISA or get a loan? You could "lend" it yourself and pay yourself back like a loan. But you'd have to be disciplined to do this. You could set up a standing order. If you get a loan then you have to pay interest. But the money stays in your ISA and it's there if you need it - and earning interest. Decisions decisions. Sorry I'm not being much help am I?


    Good luck with man hunt!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,636 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The idea to 'lend' to yourself is good.
    One of my rellies used to do it years ago & I thought they had lost the plot.
    Little did I know how wise they were.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Just watched Downton Abbey, very upsetting.

    Yes. I could lend it to myself but I would lose it out of my ISA wouldn't I ?

    I could scrap together about 500 quid. well maybe 750 if I borrowed from my pots.

    and if I borrowed the money from my Christmas savings......emptied my pots, took all the extra sessions I could,

    and closed my secret in case I run away account I may be able to scrape and I do mean scrape together most of it. That would !!!!!! up Christmas royally tho.

    The ISA money should really stay, if I am ever seriously going to own a house.

    hmmmm.
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 96,636 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Christmas is vastly overated.
    Just buy for your mum.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Christmas is vastly overated.
    Just buy for your mum.

    I see your point Beanie, honestly. But I LOVE Christmas and well... it is a big family thing and we all really enjoy it so I won't cut back. well I might a bit. :o

    Tomorrow I shall add up all my bits in my various accounts.

    am so gutted, I had some money sitting in my account last week.
    :(

    but then I decided to go to Munich and oh well, I guess in a way this shows my system of sticking the odd tenner every where works pretty well.

    xx
    Nevertheless she persisted.
  • Hello all,

    NSD I think *racks brains* yep.

    forgot time sheet so pay will be late!

    Car turned out to be dodgy so all monies can go back and I can have fun putting it all back in it's right place.

    Work was rubbish and will be rubbish for this week. However I have a week off next week. I am unsure about the contract now. hmmm.

    ermmmmm not much else is happening.

    Hope all is well with you all XX
    Nevertheless she persisted.
  • Evening

    Very sleepy. As predicted work is yucky (not as yucky as before so you know) but am surviving. Had Observation which was awful - triggered a migraine and vomiting and me teaching with my eyes half shut. have worked 3 nights this week as well which has shattered me. Have mouth ulcers and a headache.

    So my next challenge is definitely going to involve something healthy and to deal with stress and self confidence.

    Moneywise, forgot to put in timesheet last week so won't be paid tomorrow!

    It's ok, somehow I have managed to save this months bill money and get paid for my other job next week.

    This does mean I get paid double in another week so am pleased with that since it means I could make a big payment to the CC that week or save early for next months bills.

    Keep thinking about the ex. And the e mail guy. pointless on both counts. but am slowly moving forward.

    My 100 day challenge on this diary is over. I shall start a new diary when I return from holidays.

    so sleepy!

    Good night all XXX
    Nevertheless she persisted.
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Hey there, hope you're feeling better today.

    As everyone keeps telling me, and I half listen honestly, be kind to yourself. Nothing is worth get that stressed and I'll about.

    Have a good one :)
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • beanielou
    beanielou Posts: 96,636 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy hollibobs Buffy xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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