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Time to grow up.

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  • Nymphadora
    Nymphadora Posts: 469 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Well done on the amount you have paid off.

    I haven't ebayed for a long time but a few people I know have had problems with it. Hopefully the code will come soon and you can get back to it.
  • Well I've had a rubbish couple of weeks and have been feeling grot.

    The Ebay issue got resolved but then my weekend got worse with the demise of Roger the Goldfish, he has had swim bladder problems for a few months. I've been trying various medications but the fish shop recommended that it was time to bring things to a peaceful end. I had to put him to sleep myself with clove oil. I felt awful for killing a living thing :cry: but it was the kinder thing to do. He is now in the big fish tank in the sky. Then my DVD player died and I decided to replace it with a cheapo Tesco one, to soon regret the decision when it was followed by my printer, after a stutter my fridge freezer and then I got a nail in my tyre which can't be repaired.

    Combined with some family ishoos I've had to travel to resolve things haven't been too hot on the money saving side. I've been doing my usual of locking myself away eating too much chocolate, smoking too much and feeling sorry for myself.

    I'm smacking myself out of this behaviour now, there are people on this board, like PLMBL and Sun Addict to name just two, who are dealing with people they love being ill and I'm getting all gloomy over electrical equipment :wall:. It's pathetic and a waste of my energy.

    So cheery positive Elphaba needs to stick around. Please line up to punch me if I get maudlin over crap. I'm normally of the yank my boots up and get on with it mentality so I'm feeling especially ashamed of my recent transgressions.

    I think it is a good idea to finish all the chocolate in the house tonight so I can make tomorrow a proper fresh start :A.

    Elphaba xx
    £10781.62 by 23/04/2014 :rudolf:
    Current goal: £1000/£0 7lbs/0lbs
    Total Today: £10781.62 / £0 paid off
    Getting my own life before my parents change the locks.
    :T
  • De-lurking to say - don't be too hard on yourself, sometimes we just have to do what we need to do to get through.

    You'll get back on the wagon soon.

    Fortune x
  • No punches from me. At least you came back! As Fortune says, don't be too hard on yourself.

    I'm sorry things aren't great for you at the minute Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Well that didn't go to well did it....... Not been the most brilliant few months financially. My car died and had to be replaced, then my house move totally collapsed and lost me money and I am now living with family for a couple of months while I get back on my feet. All my belongings are scattered across various garages and sheds but I had to give away and bin loads as we just couldn't move it all cross country so starting again won't be cheap. My self esteem has taken a bit of a battering and my MH issues flared up which has complicated matters but my lovely parents are paying for me to have some counselling and hypnotherapy to get me back on the right track.

    But I am living cheaply, with people who love me and I have a secure home as long as I need it. I also have a proper room and not the shed, although I do nip out there for a crafty fag fairly frequently ;). So time to get back to debt busting and money making [STRIKE]badly badly need to make money[/STRIKE]. Being back down South is strange though I'm finding the accents odd after only being a flying visitor for so long:cool: [STRIKE]and it is very very expensive :eek:[/STRIKE]

    I'm shattered tonight and am turning in early with a Malory Towers book set I discovered at my Sisters, should bring back some happy childhood memories :).

    Going to get a good early night and face the finances in the morning. Just need to decide whether to stick with this diary or start a shiny positive new one.
    £10781.62 by 23/04/2014 :rudolf:
    Current goal: £1000/£0 7lbs/0lbs
    Total Today: £10781.62 / £0 paid off
    Getting my own life before my parents change the locks.
    :T
  • Glad you are ok despite hard times. Lovely of your parents to pay for counselling.

    Wow, Mallory Towers!! Blast from the past, loved those books (infact most Enid Blyton books!).

    I think you should stick with this diary as it's part of your journey, but if you start a new one make sure you put a link on here Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Thanks PLMBL and I think you're right. I need to look at everything that has happened and not write off the past each time I start afresh.

    So [STRIKE]late[/STRIKE] mid thirties, single, skint and living with my Mum and Dad, not exactly been feeling like a success at life right now! :o

    Got a good nights sleep and woke up ready to tackle the debt head on! Unfortunately I made the stupid mistake of seeing how much I owe Student Finance, £21,084! :eek:, there were tears and I needed a lot of chocolate buttons to recover from that one. But then I read Martin's article and decided it is not real debt, it can be paid through tax while I just get on with my life. It's the only option if I don't want to spend my days rocking back and forth in the corner. Magic money OK? :o

    So real proper debt is £3852.72' plus I still need new glasses and contacts, dental work and clothes. These are definite needs not wants as I only get one set of eyes and teeth (well 2 sets of teeth but I'm already on the second) and my wardrobe currently consists of 1 pair of jeans on the verge of falling to bits, some ratty walking trousers, a few t shirts and a hoody. I'm not exactly rocking it in the sartorial stakes right now :p. So I need another £1000 roughly to cover all this. I'm sticking it in the debt figure as it needs to be paid and fast.

    Next I need to tackle my freedom fund, moving is expensive and I want at least 2 months living costs (around £3k where I will be moving to) and £2500 for the moving expenses such as deposits, agency fees, van hire and the essentials I will need to buy, and yes I mean essentials again such as a bed, fridge freezer and cooker!

    So the get me back on my feet figure is £10352.72 :eek: and As my outgoings are minimal I am aiming to get it done and be living in my lovely new home in 6 months......

    I'm going to do it, I'm going to bloody do it! <<insert grimly determined emoticon here>> :rudolf: this one will do.

    Oh I shall also be slim, gorgeous and serenely organised :rotfl:.

    Now I just need to put down the biscuit tin, get off the sofa and do it :rudolf:.
    £10781.62 by 23/04/2014 :rudolf:
    Current goal: £1000/£0 7lbs/0lbs
    Total Today: £10781.62 / £0 paid off
    Getting my own life before my parents change the locks.
    :T
  • Bex296
    Bex296 Posts: 151 Forumite
    Hi! I'm a newbie so subscribing to some diaries. Well done on your debt progress so far and good luck!
    I'm also trying to lose weight, so a double whammy with willpower. Hopefully less money for the pub will also mean fewer calories consumed! :)
    Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
    Honeymoon and post-job savings: £50/£1100,
    DFD target: December 2015
    Saving for Xmas 15 #35: - £4/£365
    NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.
  • Hi, I just read through your diary and you seem to have done really well! It all takes time and I am still working it all out too. Good luck, take it easy x

    Love this by the way:

    "Oh I shall also be slim, gorgeous and serenely organised :rotfl:."

    Ah I reckon I might get there in around 30 years time!!
    Total debt £5203.68 :doh:_pale_:whistle: Savings £15
    Target weight 135lbs Current 240+lbs
    "Where's the real food?...Eat what? There's nothing here. Gandhi ate more than this."
    "Oh, no. To live.... to live would be an awfully big adventure."
  • Goals for a fully functioning grown up.

    Gain financial freedom, clear debts, have a buffer saved and a stable income. I will be able to approach a cash machine without keeping my fingers crossed. I'm also going to get a new pension sorted [STRIKE]about bloody time[/STRIKE] now that is grown up :).
    Clear out the clutter and get everything looking lovely for my new home :A.
    I am not an early nineties grungy student so I should not be dressing like one. I am a grown up stylish lady and should present myself accordingly :cool:.
    I shall be in a good place physically and mentally, I shall quit smoking, start exercising again and eating well. A Terry's Chocolate Orange is not one of my 5 a day :o.
    I shall make a list of goals that are all about living me life for me and I shall start doing them :T.

    Now I just need to remember that 6 months will pass PDQ and drag my bum up and go do some work. :rudolf:
    £10781.62 by 23/04/2014 :rudolf:
    Current goal: £1000/£0 7lbs/0lbs
    Total Today: £10781.62 / £0 paid off
    Getting my own life before my parents change the locks.
    :T
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