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Living on next to nought - is that the key?
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Upsidedown_Bear wrote: »Thank you
from Smilie too 
'Tis a blue day
Blue days are dire
Keep plodding xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.0 -
My bed is calling, goodnight Greying and fellow Pilgrimers you lovely people.
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Upsidedown_Bear wrote: »My bed is calling, goodnight Greying and fellow Pilgrimers you lovely people.

Night bear and all.OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Big night night hugs for Upsidedown Bear and for smilie - hope tomorrow is coloured beautifully xWhat would you get if all you got was what you were thankful for?0
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Thank you from Smilie and I

Smilie of the day.
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Hello USDP and BEANIELOU. I wish you and all pilgrimers a wonderfully pink day!! I look at the smilie of the day every morning before I go to work and they cheer me up each time I see them. So thank you!!With family, friends and pets (or any combination of them) life will be fine!
Emergency fund £2474 post cat wee catastrophe!
Fashion on the Ration 55 coupons available in 20220 -
Good Morning :hello:
Hey Bear - You OK today? Your goodnight smilie took me right back to the children's books, 'The Rescuers'. I love it when 'ordinary' things are illustrated in quirky ways. And thank you for your Friday smilie. 'Feed the Birds' from Mary Poppins was on Elaine Page's R2 show on Sunday as we were travelling along
Tuppence, tuppence, tuppence a bag...... 
Hopefuljoy - are you at Term's mid-point yet?
So, Friday already. Still, the week hasn't whizzed too much, considering we are on hols. It usually goes triple the speed of a normal week doesn't it?
We've lots of itty bitty bits of 'admin' to do today
But if we get it out of the way, then that leaves the weekend free :j So that someone can watch the motorcycle racing.....
:rotfl: Actually, I must look up what time that starts, as I'm pretty sure it is from Sepang in Malaysia, so it'll be earlier in the day 'our' time.
Dinner this evening will be Tanzanian Black-eyed pea and coconut stew. I have made it before, but it's another one of those 'keeper' recipes, so it gets wheeled out now and again
I know what curry I'm going to make for tomorrow's meal - after all, Judes is still in it to win it, so I can still legitimately claim that Saturday is Strictly Curry Murray - Well done Judes, I didn't think that my 'silly' little challenge would last the whole month - but ya done it
Aren't Jamie and Andie coming to see her this week? I hope they do. Mind, I hope they don't take the focus off the competitors either. However, to get back to the point I began making....... I'm wondering about 'accompaniment' with the curry.. hmmm, will give some thought, just in case there is anything 'new' I can try 
Right, I've had no coffee..... again, so I'm orf to find the kettle
Thanks everso for popping in, reading and being great support to each other, and above all, me. You are, indeed, lovely people
See y'all later.
GreyingGC September 2026 £42.01/£225
GC August 2026 £218.02/£232.50
GC July 2026 £237.82/£232.50
GC June 2026 £225.39/£225
Non-food spend September 2026 £0.85/£80
Bulk Fund 2026 Month 9/12 - £0/£20.40 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends0 -
Right back at ya, lovely person.June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
Good morningGreying_Pilgrim wrote: »Good Morning :hello:
Hey Bear - You OK today? Your goodnight smilie took me right back to the children's books, 'The Rescuers'. I love it when 'ordinary' things are illustrated in quirky ways. And thank you for your Friday smilie. 'Feed the Birds' from Mary Poppins was on Elaine Page's R2 show on Sunday as we were travelling along
Tuppence, tuppence, tuppence a bag...... 

Just a bit of a wobble yesterday but like Smilie...
Smilie has a message...
Have a good day lovely people
:) 0
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