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Living on next to nought - is that the key?
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Of course, it's a BLOG not a bog!!With family, friends and pets (or any combination of them) life will be fine!
Emergency fund £2474 post cat wee catastrophe!
Fashion on the Ration 55 coupons available in 20220 -
Hopefuljoy I spluttered at that woman!
But you are right, she is projecting. We would never say 'don't spend your money on xxx because xxxx', but I guess by just not conforming it is taken as a criticism of their spending choices without us saying anything.
There isn't a lot we can do about that really, I guess. You win some you lose some.
I have a couple of people in work who shop in Lidl and we share shopping tips, but I work in a very supportive environment. So I guess I'm lucky there.
SSK1
ps aww I was looking forward to joining the bog - I thought it would be some kind of MSE communeOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Great posts everyoneApparently though my biggest sins are that I don't go on expensive shopping expeditions for clothes and, wait for it,,,,, I never wear makeup!!!!!!
OMG neither do I !!!!! Hopefuljoy, take heart dear chum, my hair is grey too...so what....I'd be inclined to avoid this woman if at all possible. If not, our conversation would be about nothing more than the weather
Oooh, maddie, where do the years go?Sealed Pot Challenge #012
SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.620 -
supersaver1000 wrote: »ps aww I was looking forward to joining the bog - I thought it would be some kind of MSE commune
^^^^^^
:rotfl::rotfl::rotfl:Sealed Pot Challenge #012
SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.620 -
Wow, GP, look at what you started :kisses3: I haven't been on here for about 48 hours, so I've read it all in one go. Its wonderful that you verbalised it, because then everyone else stopped to think ... and .... magic happened! You've made a community, you really have, the way Hypno's thread was, back in the day. And you've done it by being yourself, and posting what *you* wanted to post. Its lovely.
I love the pix of your food too - I don't pay attention to my food the way you pay attention to yours, but I love the passion you bring to it, and your willingness to research it.
And I've made paneer too! I used the instructions from another forum I'm on, and I too was horrified at how much whey I had to throw away. So its good to know it was the same for you.
Even on mse its difficult to belong sometimes: I've often felt a lot older than the people I'm chatting with (and thats another service the recent posts have done for meI'm 60 in a couple of months) or yes, I'm debt free and mortgage free - I felt sufficiently weird about another diary on dfw (pension-focussed) that I went to the mfw board - but thats how I met Goldie and Tilly, after all, so thats fine in the end. And I still come here
I think its great to sit back sometimes and think, why am I here? Mmm, because I like it and I learn and I contribute ... sounds good to me :kisses3:2023: the year I get to buy a car0 -
I am 50 something & not mortgage free & wont be for quite a while.
BUT I have made a teeny weeny OP this month.
So I am VERY pleased with that.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Beanie very well done on the OP. We were both 59 before we were MF and did it by teeny tiny OP s over a good many years.
Isn't this a wonderful community? Caring and sharingSealed Pot Challenge #012
SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.620 -
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I am 50 something & not mortgage free & wont be for quite a while.
BUT I have made a teeny weeny OP this month.
So I am VERY pleased with that.
:T Well done
OH and I were also not mortgage free as when we were 50 something
But like you, we started overpaying, and by doing this, we were MF before 60
I joined the MFW board, and overpaid as much as we could afford. I tackled it the same as I had the other debts, at an earlier stage, looking at it as though every £1 makes a difference
Make sure your contract allows you to overpay though. Ours only allowed a 10% annual overpayment during the fixed period (though at the time I couldn't always afford that much). Once the fix ended, its days were numbered0 -
As you all know I like posting smilies so I thought I could post one every day. Not for any reason, just because.
Hope that's alright
Smilie of the day.0
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