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Living on next to nought - is that the key?

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  • beanielou, sending you big hugs over the airwaves xx
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • Beanie, sorry to hear your news. I agree with Greying. Apart from any other reasons, if you don't look after yourself, you'll be of little use to your friend.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Big hugs Beanie. So right about living each day to the full.

    My Tuesday appointment wasn't great. Didn't have a scan just lots of x-rays and I have severe arthritis in my right hip, severe enough to be referred to a surgeon (who may not give me a new hip but possibly injections). Determindly not thinking about things I wanted/ hoped to do. This is how it is, this is where we are, this is where we start from.

    Life is going to different, let's try to make sure it's good.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Hugs Beanie, I agree, live for today, no regrets about it tomorrow xxx
    Hoping to stick to the challenge this year!!
    Make £5 a day for 366 started Dec 2019
    YTD £ £ 78.23/£1£1,825
    Cash - £ 48.23 Vouchers - £ 30

    Wombling into 2020 £38.78
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you lovely people.

    mothernerd~sorry to read your news.
    I as disabled as result of a birth injury.
    The effects of that have changed over the years & worsened.
    Your positive starting point sounds good.
    Consider for future~~a dealing with your long term condition course & a pain management course.
    If you are happy to PM me your address I could
    send you a wee CD.
    Take care
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Good Morning :hello:

    Beanie - what you doing up with the larks?

    Cuddlymarm - I'm sorry, I missed to say HELLO :wave: and WELCOME to you yesterday. And thank you for popping in to give some help to wishus - very much appreciated :D

    mrsinvisible - I agree - 'sandwiches' were bread and jam weren't they? Or if you were lucky, cheese. The only time we had cheese salad sandwiches was in the summer when the tomatoes and lettuce (round, webbs wonderful at all times..... :D) were grown at home. Now, unless you have a 'Thai green curry' between two slices of artisan crafted sourdough, you've 'not had' a sandwich....... *sigh* :rotfl:

    Thanks to everyone for popping in to support Beanie too - mucho appreciated by me :D

    mothernerd - I admire your spirit :D Let's make sure that our lives are good, indeed :D


    So, I didn't achieve a nsd yesterday, and as DP has been dispatched out with money in hand today, I can't claim one for today either :( Maybe tomorrow......

    Dinner last night was pizza and wedges, it was such a good idea to have the oven on in summer....... :rotfl: Picture of 'me tea', here;

    007_zps6de2c0f3.jpg

    The important thing in that pic, were in fact, the potatoes. They were the donated ones from the gardening parental. They didn't really 'crisp up' as such - but did colour nicely :) But their taste was enhanced by cooking them as wedges. They were OK boiled - but not 'sooper dooper' potato tasting IYSWIM, but as wedges, you really got the 'tater taste. I know that sounds daft, but sometimes shop-bought just don't taste of anything. They were the variety, 'Accent' and were grown in a raised bed. I include this information for our resident gardening types, who, unlike me, can actually grow things! :D

    Dinner this evening will be a curry plate - with the accent heavily on vegetable curries...... :rotfl:

    Right, well, I've chores to attend to, so I'd better get to it.

    Thank you so very much for taking the time to pop in, read and comment on the thread. Always appreciated. Always.

    See y'all later.

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
  • wishus
    wishus Posts: 1,264 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hugs from me too Beanielou xx
    Keep reading books!
    July grocery challenge START: £150.
    total SPENT £127.53, REMAINING £22.37.
  • rtandon27
    rtandon27 Posts: 5,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hugs three Beanie:grouphug:

    GP - pizza looking lucious as always!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • I'm late to the sandwich discussion :). My mum would make HG tomato sandwiches in the summer and we'd eat them together, sat on the lawn - that was our 'home' picnic.

    If we went out for a day out, mum would occasionally take Brains faggots (sorry Greying). We'd park up somewhere and Dad would get the primus stove on the go, and we'd have faggot sandwiches :rotfl:

    The other popular home picnic sandwich was banana.

    I have happy memories of these times - thank you for bringing them back to me :A

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • I've just been standing in the sunshine - getting my *10 minutes*, and there is hardly a cloud in the sky, which meant that I saw the most wonderful sight of a sparrowhawk (female I think)cruising across (quite high up, so not necessarily hunting), and then had fun watching the little cloud that did appear, morph from the 'Tazmanian Devil' (too much D1sney....) into a comedy crocodile, with a looonnng tail....... :) Wish DP was with me, we love doing cloud spotting.

    Tilly - don't mind about the faggots - I've not been a veggie my entire life, the folks aren't, and we too ate that brand of faggots :D Never in a sandwich though....... ours were always on a plate with mash and green peas :D Definitely not heard of faggot sandwiches before :think:

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
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