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Council tax office - a bunch of jokers!

135

Comments

  • dodger1
    dodger1 Posts: 4,579 Forumite
    myright wrote: »
    ok its my fault then :(

    I'd say both you and the council are at fault but I don't see why there should be a reduction in what is owed.
    It's someone else's fault.
  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If the council were given the details and didn't act on them then there is an error on their part however, from a legal point of view, you are required to pay as per the last council tax demand notice you had and ensure that payments are made if not collected by another method.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • missapril75
    missapril75 Posts: 1,669 Forumite
    Eighth Anniversary Combo Breaker
    Pollycat wrote: »
    The OP hasn't deliberately not paid his council tax through some magic trick.

    Nobody has really suggested that. The debt is apparently £2000 and built up over 10 months, so that's £200 a month left in the OP's bank account.

    The view expressed has been one of surprise, that even if only balances have been checked and not full statements, a balance of £200 more than expected ought to have been noticed.

    And then, if the windfall wasn't spent, the next month having £400 more might be something to be noticed and so on.

    Most people would probably notice either having £200 a month more or being able to spend £200 a month more than expected.

    Unless they were so well off they didn't need to use a site like this. ;)
    A few sharp letters later, I'd got the council to agree to waive one month's payment as a goodwill gesture so maybe worth a try.
    An excellent idea. It's not widely appreciated that such things can happen.
    And do start to check your bank statements fully on a regular basis.
    With all this identity fraud, you need to make sure there's no suspicious activity on your account.
    Top notch advice. :)
  • Pollycat
    Pollycat Posts: 36,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    edited 6 July 2013 at 3:12PM
    Pollycat wrote: »
    The OP hasn't deliberately not paid his council tax through some magic trick.
    Nobody has really suggested that. The debt is apparently £2000 and built up over 10 months, so that's £200 a month left in the OP's bank account.

    The view expressed has been one of surprise, that even if only balances have been checked and not full statements, a balance of £200 more than expected ought to have been noticed.

    Just to clarify, my the part of my post above was addressed specifically to K.Taris who seemed to be asking how the OP managed not to pay his council tax i.e. as in "I wonder if I can do that too" sort of question (or at least that's how I read that post). ;)
    K.Taris wrote: »
    Hi, how did you manage to go 10months without paying your council tax? I am 2 months behind since April I have to pay it myself when CT benefit was scrapped. I have asked for more time and they said there is a backlog of taking people to court since the end of council tax benefit.
  • Coraline
    Coraline Posts: 402 Forumite
    Am I just overly anal (yes I am) for checking what's going on in my bank accounts online every week? With something as important as this (as our rent) I was watch that account every single day something is due for a direct debit!
  • Pollycat
    Pollycat Posts: 36,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Coraline wrote: »
    Am I just overly anal (yes I am) for checking what's going on in my bank accounts online every week?

    No you're not! ;)

    For some people it comes naturally, for others it takes a problem (like this or identity fraud) to make them see the sense in checking bank or credit card statements and even shop receipts.
  • Coraline
    Coraline Posts: 402 Forumite
    Pollycat wrote: »
    see the sense in checking bank or credit card statements and even shop receipts.

    Hahaha speaking of which I "saved" myself from getting short changed of £2 the other day by checking my receipts. I'm the type of annoying customer that watches the prices that ring up on the screen as the cashier scans them.
  • myright
    myright Posts: 689 Forumite
    Thanks for the responses.

    The reason I wasn't aware of a £200 excess in my bank. Is because my spending is hurrendous and I dont ever do any budgeting. :'( I hate checking my statements cus I know I get depressed when i see what Ive wasted my money on. The only reason I ever check my balance to know if I have spare cash if I need to buy something.

    But you're all right I need to start checking my statements, jut incase anyones doing fraud on my account.
  • Coraline
    Coraline Posts: 402 Forumite
    myright wrote: »
    Thanks for the responses.

    The reason I wasn't aware of a £200 excess in my bank. Is because my spending is hurrendous and I dont ever do any budgeting. :'( I hate checking my statements cus I know I get depressed when i see what Ive wasted my money on. The only reason I ever check my balance to know if I have spare cash if I need to buy something.

    But you're all right I need to start checking my statements, jut incase anyones doing fraud on my account.

    My advice is to take this fiasco and turn it into a positive learning experience. If you have spreadsheet software, record what you spend your money on every single day.

    Get out of the buried head in the sand lifestyle in terms of your outflows and I promise you your lifestyle will become a lot less stressfull.

    I used to force clients of mine to to this recording of expenditures exercise for a month and almost across the board once they saw where their money went they stopped going to Starbucks every morning.

    one example, but you get the picture. Small leaks sink big ships.
  • missapril75
    missapril75 Posts: 1,669 Forumite
    Eighth Anniversary Combo Breaker
    myright wrote: »
    I hate checking my statements cus I know I get depressed when i see what Ive wasted my money on...I need to start checking my statements, jut incase anyones doing fraud on my account.

    Tell you what. Send me your bank and ID details and I'll do it for you. :)
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