Ripped off by strip club! 4 July 2013 at 9:35PM edited 30 November -1 at 1:00AM in Consumer Rights 47 replies 7.2K views

morganedge

What if you are being lied too as to what and how much you are paying, before you enter your pin?

Is it like being in a clothes shop and the assistant says, ''one jumper, that's 20.00, put your pin in, please'', and a week later, you see you've been charged for a hundred jumpers?

morganedge

lucy03 wrote: »

I'm not personally concerned about the moral issues, I don't know the OP and I don't know his circumstances, or whether this really happened. But if fraud took place where money was taken without permission, then the OP has the right to progress it if they so wish IMO.

It could well have happened at a guess.
Sound very similar to what happened to a guy in my rugby team. (I wasn't there but he is a very honest guy).

Says he went to a stripclub. Was a bit tipsy and gave his card over, and ordered 1 dance (cost of about 20.00) and a round of drinks for his table (cost of about 25.00) and input his pin number.

When he checked his account about a week later, nearly 2k had dissapeared from his account!
He spent about 1 month talking with the bank every day, and the ombusdman, and I think he's put it down to a bad experience now and given up.

shaun_from_Africa

morganedge wrote: »

What if you are being lied too as to what and how much you are paying, before you enter your pin?

Is it like being in a clothes shop and the assistant says, ''one jumper, that's 20.00, put your pin in, please'', and a week later, you see you've been charged for a hundred jumpers?

The amount that you are being charged is always shown on the PIN pad before you actually enter your number.
If the amount is not what you were expecting to pay then you don't enter your number and the transaction won't go through.

By entering your PIN you are accepting that the displayed amount is correct and that you are authorising the payment.

YoungBusinessman

One of lifes lessons. Get alot of stories like this at work. Same with red light workers, one lad at work picked one up. Handed over the cash, was away to get a fumble in his motor then the police turned up, he got cautioned, she was well known for what she did so got off scot free, and she got to keep his money.

dalesrider

morganedge wrote: »

What if you are being lied too as to what and how much you are paying, before you enter your pin?

Is it like being in a clothes shop and the assistant says, ''one jumper, that's 20.00, put your pin in, please'', and a week later, you see you've been charged for a hundred jumpers?

Well that is YOUR FAULT....

The amount is clearly shown on the terminal and if its not correct then YOU DO NOT enter your pin......

Entering your PIN is YOUR authorisation for that amount to go through.

k2150

These places used to be called "clip joints" back in the days, the "punters" have no idea that buying a girl a "drink" usually means buying a girl a bottle of Champagne which incidentally is never real Champagne, and being charged an extortionate amount for it. Refusal to pay ends with being "escorted" to the nearest ATM by a couple of heavies. Basically, you've been fleeced whilst very drunk, best put it down to a lesson learned and forget about it.

arcon5

George_Michael wrote: »

Anyone has the right to challenge a transaction on their bank account but this doesn't mean that they have any chance of winning.

The first thing that the bank will do is check if the payment was authorised by the entering of the PIN for the card used and if it was and that card hasn't been reported as lost or stolen then in all probability it was the card holder that authorised the payment.

By what means can anybody challenge any transaction? Because even the chargeback system only gives you the option to initiate a chargeback by the operative selecting from a finite list of reasons.