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Finally a MFW! :D
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Quiet Saturday here as OH is helping SIL move house.
Mini-Kube and I are chilling out at home - have sorted through his toys, put up the new vertical blinds and are making a lasagne... Hes helping by talking a nap but we live in a flat at the mo and the neighbours keep slamming the front door and waking him
Roll on house move! XMFW Sept 2013 Starting balance: £101160.59 25 years :eek:
OPs 2013-2014: £64.33MFW #78
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So how long til the move then? I get so jealous of everybody's diaries, I'm still stuck in studenthood and hence deposit saving mode
Roll on real life..!0 -
No idea GoldenShadow
Was supposed to be mid-July <fat chance!> - we're seeing the solicitor tomorrow but I'm aware theres a problem with part of the garden not being in the plans so I suspect it could drag on for a wee while! Good on you starting your deposit as a student, it won't take as long as you think
Well I was unimpressed with N@tionwide customer service today for the first time in our history banking with them - our offer documents still haven't arrived (2 weeks on), initially due to a computer error on their part and now god only knows why lol. The solicitor got their copy, but not the valuation report. Called today to discuss it with them and I found the lady rather short with me
NSD today, it would have been a spend day but I found a lonely magnum lurking in the freezer so that saved me from a stress related goodies trip lol.
Rubber beef for tea (a variant of rubber chicken lol), leftovers will form a pie for tomorrow and if theres any spare pasties for lunch on Friday.
Getting on with crocheting a big colourful circular blanket for mini-Kubes room if we ever get the house lol.
We got a copy of the inventory today and I'm sorry to say the big chipboard cupboard in the bathroom is not leaving with the current owners lol
xxMFW Sept 2013 Starting balance: £101160.59 25 years :eek:
OPs 2013-2014: £64.33MFW #78
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Rubber beef sounds like it might make it on to my next meal plan. DH will be pleased as our frugal shopping rarely stretches to much meat. I think he's enjoyed having chicken for 5 meals this week!
What type of yarn do you use for blankets KK? I crocheted a blanket as a kind of practice piece years ago in cheap acrylic (99p/100+g) and it looks fine but I wouldn't want it on my skin, equally my latest wool for a jumper was more like £8/100g so couldn't do a blanket out of that! Would love to do baby blankets when we start having mini-katzMortgage Outstanding Nov '16 £142,772.75Mortgage Additional OPs 2017 Target £4522.80/ Actual £865.00GC Feb 0/£2000 -
Well at the min I'm using up some patons DK smoothie which crochets up lovely however is quite 'splitty' (if that word means anything to you, I dont know how else to describe it - the individual strands within the wool dont hold well together as its so smooth) and hard to tie off successfully as its so smooth - have 4 balls left to use. I get the impression it'll wash well and its lovely and soft.
Have 2 balls of patons fairytale soft DK waiting though and its lovely crocheted up, really soft and cosy. It's pink, so *unfortunately* I'll have to do something for me rather than DSs room lol... :rotfl:
I think both of those are around £2.50 a ball.
Have you come across any nice wools? xxMFW Sept 2013 Starting balance: £101160.59 25 years :eek:
OPs 2013-2014: £64.33MFW #78
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Saw the solicitor today - she thinks things should be sorted for the end of July, fingers crossed...
OH took the day off so we had lunch and coffee in town, not very MSE ;-/
I have a splitting headache so might follow mini-Kube in for an early night. Is 8pm a ridiculous bedtime? I just know he'll be up at about 4ish lol not sure I can face it without a good sleep behind me!
Night all xxMFW Sept 2013 Starting balance: £101160.59 25 years :eek:
OPs 2013-2014: £64.33MFW #78
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Just checking in as it's been a little while... legal issues not progressing so it'll be a while yet before we complete <sigh>MFW Sept 2013 Starting balance: £101160.59 25 years :eek:
OPs 2013-2014: £64.33MFW #78
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Oh my word so frustrating! Hope that you are not waiting for much longer.Sealed Pot Challenge - No. 117
Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)0 -
Just popping in! Contracts are due to go out tomorrow with a view to completion next Friday! (Finally we have some movement!)
The garden issue got resolved; NW devalued the property without it and the vendor discounted the price by the same amount (£4k) so we have saved £4k and the associated 25 years of compound interest... feeling pleased with the outcome even though it took a while
xxMFW Sept 2013 Starting balance: £101160.59 25 years :eek:
OPs 2013-2014: £64.33MFW #78
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Reading some of your diaries this evening and getting in the mood to OP! Completion has been put back to *next* Friday, but we don't mind that too much as we're over in England this weekend and can use the time next week to do some packing.
I have been going through our budget and working out where we can afford to shave some off here and there to OP. The mortgage calculator is a great motivational tool! We are allowed to OP up to 10% a year (and as we'll be starting with 100700 I make that about 10k)... with me on maternity I doubt we'll achieve that this year but who knows!
Can anybody clear up a basic mortgage question for me? So if we complete on the 20th, and our 1st mortgage payment is 1st Oct, I know the first payment will be a lot higher, but is it higher by the interest from the 20th Sept - 1st Oct, or is it interest for the whole month of sept, or is it just a double payment, or how do they work it out? Mortgage will be £620 a month and they've said £1094 for the first payment in the offer document which seems a lot if it just covers from the 20th... confused!
xxMFW Sept 2013 Starting balance: £101160.59 25 years :eek:
OPs 2013-2014: £64.33MFW #78
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