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Knit Witch's NitWit LBM, debt busting with yarn!

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Comments

  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Just read your diary from the beginning
    seems we have a few things in common
    I knit but also spin and dye bare yarn and my own handspun I will NOT give you my etsy shop name - just a way I had to help with debt
    I m on ESA support group after first being granted ESA I was assessed a year later - then this year no assessment - the first year I too got a letter that led me to beleive I was only on 6months before review - but it was a year.
    I have heard so many horror stories about pip that I am actually so worried to put in a claim I havent - but doctors keep telling me I should

    Paid off my debt (well Hubby did - then I paid him back) as had building society account I had forgotten about - when my Dad died I lent my daughter a house deposit so she could get on the housing ladder- she has kept the book and paying back into it - so used some of that - and then decided I would have new to me car - just to help with getting from A - B as I walked everywhere or got publiic transport

    so that is me. knitting at this time is a baby set from hand dyed yarn using tiny needles 2mm I thought it would kill my fingers but its actually easy - and all the patterns for what I am making are free on Ravelry

    subscribing and looking forward to your up dates

    blessed be
    H x
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Aaleigha wrote: »
    Just read your diary from the beginning
    seems we have a few things in common
    I knit but also spin and dye bare yarn and my own handspun I will NOT give you my etsy shop name - just a way I had to help with debt
    I m on ESA support group after first being granted ESA I was assessed a year later - then this year no assessment - the first year I too got a letter that led me to beleive I was only on 6months before review - but it was a year.
    I have heard so many horror stories about pip that I am actually so worried to put in a claim I havent - but doctors keep telling me I should

    Paid off my debt (well Hubby did - then I paid him back) as had building society account I had forgotten about - when my Dad died I lent my daughter a house deposit so she could get on the housing ladder- she has kept the book and paying back into it - so used some of that - and then decided I would have new to me car - just to help with getting from A - B as I walked everywhere or got publiic transport

    so that is me. knitting at this time is a baby set from hand dyed yarn using tiny needles 2mm I thought it would kill my fingers but its actually easy - and all the patterns for what I am making are free on Ravelry

    subscribing and looking forward to your up dates

    blessed be
    H x

    Blimey anyone that reads all my ramblings deserves a medal! :eek:

    Hmm yarn, Etsy, Ravelry (all things that I should avoid and don't :rotfl::rotfl::rotfl:)

    Hubby is talking about clearing my CC for me in chunks (and with each chunk cleared I will get them to reduce my limit), as he says if I am not in debt then we BOTH get better credit ratings!
    Must use my stash up!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Are you still taking the B12 KW? I started taking it regularly, but my little side trip to Norfolk stopped me again.
    2023: the year I get to buy a car
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Karmacat wrote: »
    Are you still taking the B12 KW? I started taking it regularly, but my little side trip to Norfolk stopped me again.

    Yes I am - it seems I will need to always take it - ah well I already rattle tablet wise :rotfl:
    Must use my stash up!
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    are you both vegan/vegetarian
    I take B12 as I dont get enough from my diet

    Knitwitch I think your hubby is right let him help get the debt down and yes you will both have better credit rating
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Aaleigha wrote: »
    are you both vegan/vegetarian
    I take B12 as I dont get enough from my diet

    Knitwitch I think your hubby is right let him help get the debt down and yes you will both have better credit rating

    I'm vegetarian (Dr Witch isn't but he eats veggie at home because it is easier!)

    The doc did say that could be a reason for the lowness of my reading :(
    Must use my stash up!
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    I have been a vegetarian for about 35 years and mine only showed as low for the first time about 6 years ago since then I have been taking S0lgar B complex as I know that is vegan

    after the first 6 months I had repeat bloods and all was fine now I take it about twice a week and bloods done just last Friday - so will know soon
    but over the years it does seem that is the right amount for me - no point in keeping the vit industry going all on my own - after all we dont store all the b vits

    Hubby cooks for himself in this house if he wants meat :)
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    Aaleigha wrote: »
    I have been a vegetarian for about 35 years and mine only showed as low for the first time about 6 years ago since then I have been taking S0lgar B complex as I know that is vegan

    after the first 6 months I had repeat bloods and all was fine now I take it about twice a week and bloods done just last Friday - so will know soon
    but over the years it does seem that is the right amount for me - no point in keeping the vit industry going all on my own - after all we dont store all the b vits

    Hubby cooks for himself in this house if he wants meat :)

    Hubby takes meat sarnies for lunch and normally has meat if we eat out - I just can't stand the taste of it!
    Must use my stash up!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm veggie too - just over 30 years.
    2023: the year I get to buy a car
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    CC all paid off (bar about £5.57!), planning on reducing the credit limit on it to a manageable amount (£600 rather than £3,600!! :eek::eek::eek:)

    Still nothing re PIP :mad::mad::mad:, someone in RL suggested contacting my MP - if I haven't heard by mid month I may just do that!
    Must use my stash up!
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