Debt Free By 30!

banwa

Hello Mockingjay

I tried the 5:2 diet last year. I fasted 4 or 5 times, but must have lost about a half a pound each day I fasted which was great. It does take some willpower which I have lacked in recent months and living with my parents drives me to the biscuit tin. But I must get back to it, I felt better for it.

How do you get through the fast days? Do you have distraction techniques?

Banwa

Mockingjay

banwa wrote: »

Hello Mockingjay

I tried the 5:2 diet last year. I fasted 4 or 5 times, but must have lost about a half a pound each day I fasted which was great. It does take some willpower which I have lacked in recent months and living with my parents drives me to the biscuit tin. But I must get back to it, I felt better for it.

How do you get through the fast days? Do you have distraction techniques?

Banwa

Ello ello I drink A LOT on fast days and have my meals already planned out and ready to cook the moment I get home. Basically, I avoid even having to think about food!

The earlier days were a lot easier! I've skipped a few fast days recently but have been calorie counting throughout the week instead. I wish I was naturally thin or not bother about having wobbly bits!

Mockingjay

URGH!

Why didn't I get Glastonbury tickets? I do this EVERY year. Regret not going.

I AM GOING NEXT YEAR. MY 30TH AND DEBT FREE YEAR!

Just registered and I have to pay £50 deposit in October then the balance, around £150 in April when I'm CC free. Thankfully, we have use of a lovely VW Camper so no soggy tents - whoop!!!

Mockingjay

Spent today tidying so spend free

Planning on having a fast day tomorrow so porridge for brekkie, no lunch & fish&salad for dinner. All bought & paid for already!

Debt free & losing weight is working hand in hand

MrsSmith2013

Well done on the no spend day! Keep it up!!

Mockingjay

Another one (no spend day) today - horrah! Luckily, I was in a long meeting so lunch was delivered. Whoop!

In other news, I'm very confused about my credit card interest. I was told it's 25.9% apr BUT I'm not being charged that. I have an estimated interest of £115.52 next month with a balance of £6264. I can't work it out! All my snowball calculators are estimating much higher interest costs. Might post in the scary CC forum... eek!

Mockingjay

Near the end of the day and despite going dangerously close to Starbucks, I remained spend free all day!

Still no closer on my weird interest situation. Going to keep quiet & hope it continues!

Found out yesterday that my annual bonus will be about £1400 after tax so plus the usual £600 payment plus £400 from my boyfriend... I get it at the of August. That big ol' chunk of money is going to take me to nearly 60% paid off! Thank gawd for bonuses!

Mockingjay

Small spend today. Needed some eggs & ham for my dinner...cheese & ham omelette as I'm fasting today

So excited to eat properly tomorrow but actually all I can think about is a cheeseburger from McDonald's!

Mockingjay

Today I can eat! :j I have already gobbled 2 slices of toast with butter and honey.... and a lump of cheese.

I've made some low spend plans for the weekend. Meeting a friend in town tomorrow but I won't be spending on anything apart from a book we're having signed. And on Sunday, we're going on a bike ride as far as a pub for a Crabbies. Oh and I need to do a weekly food shop. Got to get it to £45-50 max this week if I'm to hit my £200 on food for the month target. I'm going to try Aldi and see what the fuss is about...fingers crossed for success.


Can't stop thinking about my debts. Not in a negative way, more in a CAN'T WAIT TO BE PAID SO I CAN PAY MORE OFF WAY! Roll on August payday... I want to get into the 3000s on my CC. And the thought of eventually having...*deep breath*... SAVINGS. Actual savings for the first time in my life. Crazy.

Mockingjay

Woo it's warm! Too warm for my pale skin! Not that I'm complaining...! I need all the vitamin D I can lay my hands on!

Spent £26 on the book signing all in all. Only had hard backs available and parking turned out to be £6! Extortionate! BUT I resisted a pretzel, Starbucks, the juice bar and a posh Pret lunch. GROWTH! Instead I stopped at the supermarket on the way home & get a £11 topup shop. Couldn't face a big shop - too busy. Why do people treat going to Sainsburys like a family event?! One group had two trolleys & about 6 kids all running wild. Take them to the park & get it delivered! Grrr!