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The "Just Keep Swimming" July NSD Thread

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Comments

  • beanielou
    beanielou Posts: 96,216 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news freeby on the last loan payment :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 14 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Candlewick
    Candlewick Posts: 284 Forumite
    Evening :wave:

    Spoon & Freeby, thanks for updating.

    As predicted, yesterday was a spend day but I have managed one today bringing my total to 9.

    It's so warm here again but am not moaning really - it will be cold again soon enough! At least it's Friday tomorrow :D

    Have a good evening.

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    Hi ModestyB I forgot to wish you a very Happy Anniversary!I'm glad that you had a great time.
    I hope that your DD is continuing to make progress.

    Thank you Marmite, DD is still having problems but she's happy to be back at work. She's in admin at a doctors surgery so she's in a good place if anything happens.:D

    NSDs 15 & 16 for Monday and Wednesday.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • *delurks sheepishly*

    Can't wait until August ..... I am keeping an eye on you all - just don't want to hijack until I'm starting properly again ..... BUT

    Just realised that (after much trying and fai oops! nearly! not quite managing;)) I have .... drum roll please .... managed my 1st NSD today for I guess 6 months or so :o

    I will be starting slowly!

    *sneaks away even more sheepishly*
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • exharris
    exharris Posts: 61 Forumite
    Part of the Furniture 10 Posts
    Happy to declare today my NSD No 2!!. MY friend didn't come for tea in the end so had a cheap dinner with what I had in, and lunch was a sarnie!
  • beanielou
    beanielou Posts: 96,216 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done Rising :j

    Not one for me today as stocked up on supplies at fat club.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good evening folks and a happy thirsty thursday from me:)

    As it is friday eve, I have had 2 glasses of red juice to celebrate:). It has been very funny weather wise in NI today, with heavy outbursts of rain and thunder/lightning tonight:eek:!
    I managed to accumulate NSDs 12&13 for yesterday and today:D
    I had a productive but good day in work and am now just relaxing my weary bones. Went to circuit training on Monday night for the first time and my body is still feeling the pain:mad:. Mind you, that is an improvement, as it was totally broken on Monday night and Tuesday:eek:
    I hope everyone is well and is enjoying whatever sunshine/heat was available today:)
    Rising, well done on the NSD and it is a start:)
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Evening everone :)

    That's the front page up to date again. :T

    Rising - Remember the old mantra 'every NSD is a good NSD' and they all count. So bloomin' well done you.

    Another NSD for me today :j

    I thought it was going to turn out spendy as I had to take my dog to the vet :( The puppy has "cold tail" which is, apparently, very painful. It certainly seems that way, she has done a lot of crying :( Anyway, the vet checked her all over, diagnosed her and then gave her a painkiller injection, told me to bring her back tomorrow if she was no better and he would leave some pain killers in reception for me. So I was expecting to have to remortgage or something when I went to pay but the lovely man said "No Charge" I almost kissed him (infact I should have coz he was very nice looking :o)
    Not very often something nice like that happens :)

    Have a great Friday tomorrow. I shall be wiggling :j
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    There are

    53

    of us taking part in the July NSD Challenge

    and so far we have collected

    433 NSDs

    :T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
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