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The "Just Keep Swimming" July NSD Thread

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Comments

  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Morning all NSD 18 please for yesterday.

    Many thanks to If for the reminder about downtime, I hadn't realised we were going to read only for quite so long.

    Rising good to see you haven't lost the knack,you'll soon be back in full swing.

    Happy Friday
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T
    Guide dog Tess, missing Scotland 2 years
    DMP support no438.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:

    Declaring my 15th NSD

    Thank you freeby, spoon and Sazzie
    IF

    WeightLossCartoon_thumb1_zps21a34f01.jpg
    "If wishes were horses, then beggars would ride"
  • debtfree_future
    debtfree_future Posts: 143 Forumite
    Ninth Anniversary Combo Breaker
    Hi eveyone

    I'm declaring 4 more NSDs =11/15 NSDs.

    These were 23,24,25 and today 26 July.

    DFF
    RBS £2,043.50 @0% until April 2014
    Virgin £2,522.78 @ 0% until November 2015
    Total Debt £4,566.28
    SPC 7 315. Emergency Fund 300/1000.
  • Jelly_Biactol
    Jelly_Biactol Posts: 3,636 Forumite
    going off-topic, some nice recipes in the latest Kyle Book email newsletter...

    Oreo Cookie & Blueberry Cheesecake
    http://www.kylebooks.com/pid/page/newsletter_recipe_15

    Lazy Courgette & Sun-Dried Tomato Cornbread
    http://www.kylebooks.com/pid/page/newsletter_recipe_16
    (perfect for anyone with lots of left-over polenta)

    Parma Ham, Mozzarella, Rocket & Peach Salad with Buckwheat & Quinoa
    http://www.kylebooks.com/pid/page/Ne...Amazing_Grains
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx
  • beanielou
    beanielou Posts: 96,203 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    freeby~What a lovely vet :grin:

    Am hoping for one today.
    will report in later hopefully.
    Remamber there is basically no forum over the weekend.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    I forgot it was Friday!! :rotfl::rotfl:

    Here a Friday wiggle :dance:


    18513521036.gifthDance-3.gif18513521036.gif
    "If wishes were horses, then beggars would ride"
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Before I log off to get on with some studying....

    ...I am pleased to declare NSD 22 for today - all spends food, vets and utilities all budgeted for, yeah!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    rising_from_the_ashes wrote: »
    ...managed my 1st NSD today for I guess 6 months or so :o...

    Parteeeeeeeeeeeeeeeeeeeeeeeeeeee please! :D
    Well done! Every little helps ;)

    I have managed NSD # 7 today, and it was actually 4 in a row!! :eek::j (knew there was a bonus to me being back at work! :p)

    Long weekend as I've booked Monday off :) Weekends are usually a disaster in the spending area, but will try to keep it to a minimum! NEED to food shop (not counted as a spend), but I NEED to stick to what I NEED if that makes sense :rotfl:

    Payday next Wednesday! Woohooooooo :)

    Have a great weekend everybody! :hello:
    Wealth is what you're left with when all your money runs out
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Down time changes :beer:
    From 7pm on Fri 26 July the forum will be unavailable for around two hours (on Friday until about 9pm). It will then will go into "read-only" mode until Sunday 28 July (earlier if possible).
    "If wishes were horses, then beggars would ride"
  • beanielou
    beanielou Posts: 96,203 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So no 14 for me today.
    Can I please increase my target to 16?
    Thanks freeby :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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