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The "Just Keep Swimming" July NSD Thread

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Comments

  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Evening everyone :)

    Hope everyone is still enjoying the weather? Poor marmite - are you suffering?? :( What are the temperatures like where you are?

    Nargle - The only advice I can give you re facebook is when my teenagers wanted to join up I joined too and made them "friend" me so I could see what they were up to and who was saying what. That was a while ago though and I'm not sure if it is different now. On the bright side, neither of my kids had any trouble with anyone on facebook. If you have good kids and they have been brought up to know what is right and is wrong and they have a good bunch of mates then it will all be fine. I am sure you will have no worries.

    I forgot to say that I captured a true and proper NSD today :j Not very often they come along.

    I have decided that I am not going to count my food shopping and my diesel as spend days. These, to me, are essentials. I will count everything that isn't a bill payment or food or diesel. So, in theory, I should be getting 31 days out of 31 :p Well that's the theory anyway too bad the practice isn't quite the same :o


    I am off to bed, I am going to see if I can get up early in the morning and go for a little run before work. I hope my energy levels are higher in the morning :o I can always have a little snooze at work :rotfl:(that's a joke before anyone says, look at where my council tax is going :))


    Have a great day tomorrow, it's going to be another hot one :T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Evening all

    Freeby – Run BEFORE work ‘- Wow you must be feeling better, Haveyou adjusted your target to 31 for July or trialling It for the end of themonth?, Time for bed Zebedee – defo giving your age away ..lol :rotfl: I know you’ve been busy and updated already but here goes with the round up J

    Beanielou – still enjoying the music, and making music to NSD 6 :j:j

    Bottleofred Liking low calorie (?) desserts and lazing up toNSD 6 :j:j

    Fedup keeping on top and keeping track with NSD 12 :j:j

    If, I own that towel!! NSD7 :j:j

    JellyB Cracking on with NSD 7 and 4in a row :j:j

    Liltdiddylit – a few teething problems shall we say? But no spots on you for getting NSD 5:j:j

    LizzieB when you say not a good MSE time, I hope that is just a non money saving way, rather than anything bad? Well NSD 4 & 5 Is good anyway :j:j

    Marmite –tried doing that rain dance? NSD 10 :j :j

    Mismatch a non spendy good work NSD 9 :j:j

    Modesty B – ooh spectacular NSD 3-11 & 9 in a row – that’ll be top score to match :j:j

    Nargle nipped in to declare NSD 7, :j:j I’m useless on facebook, can never find stuff – good luck with it – but I may no longer be a teenager …:rotfl:

    Slowlyfading stopped by to report NSD 9 :j:j

    Spoony did you resist…we’ll find out you know! Congratulations on NSD 12 :j:j

    Stripeyjumpergirl good news NSD 5 :j:j

    Suzitiger not bad going, treating family and still making it a very positive NSD 6 :j:j



    Rising –welcome back, - at least less work hours = less tax to pay, and if its improving your health, it’ll help you focus on nice NSD’s and then you won’t feel so bad :D
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good morning folks,

    It is rather cloudy in NI today, although the sun is due to make a welcome return later apparently! It was actually raining after I was leaving my spin class earlier today! Today won't be an NSD for me, as I am going to get my hair cut and will be having lunch also! I hope everyone has a good day.
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:

    Declaring my 8th NSD

    Thank you freeby, spoon, Marmite, Cheryl and Sazzie
    IF


    ScreenShot2013-07-03at122543_zps3251695e.png
    "If wishes were horses, then beggars would ride"
  • cardi80
    cardi80 Posts: 426 Forumite
    Hope everyone had a good weekend!

    #5 in the bag today :j
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Back from my holiday in the sun and very pleased that I had the forethought to add a few days to my annual leave - no work till Thursday so plenty of time to catch up on all the washing, enjoy the weather and meet friends for lunch.....I haven't read all of the updates while I've been going, will do that during the week - hope everyone is well and enjoying the sunshine :beer:

    I'm counting most of my week as NSDs as I loaded my euro card before I went although I can't count the first day as I indulged at the airport :D. So, 6 NSDs for last week and then 1 for yesterday which gives me a total of 8 NSDs so far. Hoping today will be one too but not going to declare till later on.

    Lunchtime spending tomorrow - really looking forward to catching up with my very pregnant friend for our last pre-baby lunch :)
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • Helyonnaise
    Helyonnaise Posts: 17 Forumite
    Seventh Anniversary Photogenic Combo Breaker
    hi everyone!

    NSD4 for me yesterday. sadly today we have had the weekly shop come in and ive also seen a tshirt for DS1 for a fiver so thought it get that today as money has gone out anywhooo!

    next few days should be NSD, till friday me thinks!! fingers crossed!

    hope youre all well! :)
    Life is like a cup of tea. Its all about how you make it...


    Low Spend 2021 participant
  • Helyonnaise
    Helyonnaise Posts: 17 Forumite
    Seventh Anniversary Photogenic Combo Breaker
    OK scrap that, went to order my sons t shirt and they have sold out in his size! damn, never mind, its a fiver saved!
    Life is like a cup of tea. Its all about how you make it...


    Low Spend 2021 participant
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another day of data analysis and another NSD! Back at work tomorrow - ebay parcels need posting but that means its another one in the bag

    NSD 13 today
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    #11 bagged today,plus I've managed to get my 4 in a row.:jI might get a sneaky '5' tomorrow,we'll see.;)

    Thanks spoon and freeby-the heat could be worse TBH.It's in the high twenties,but at least it's a dry heat.I don't cope well in the heat though.We do get a lot of thunderstorms here in the summer months and usually the mugginess builds up throughout the day until it breaks-very uncomfortable.I never thought that I'd long for Scottish weather.

    Ok,moan over.:o

    Hope you've all had a good start to the week.
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