Santander 123 account - how long to open?

badger09

Nor me - pay substantially less than £225. But then I don't get out much

jem16

Just to update.

I now have a debit card and PIN, Part 2 letters for both Telephone banking and Online banking.

Just waiting on Part 1 for telephone and online banking. Seems odd that Part 2 arrived before Part 1 but maybe this is how it usually is?

jem16

All set up now. Opened a 2nd one yesterday and it's showing online now too.

Need to decide if a 3rd one is necessary before they close it to 2 only.

badger09

jem16 wrote: »

All set up now. Opened a 2nd one yesterday and it's showing online now too.

Need to decide if a 3rd one is necessary before they close it to 2 only.

Glad you got it sorted.

I decided not to rush to beat the deadline. Nowhere near innovate's total, but I now have
4 x Nationwide FlexDirect
3 x LTSB & 3 x BoS Vantage
1 x Santander123 (might go for another)
1 x Co-op 'real' current account)
plus assorted joint accounts.

Moving the £1k around every month is enough exercise and I really shouldn't have any more in cash:cool:.

Husband came up with a jolly wheeze yesterday, saying he could save me several £k so I'm all ears.

A few weeks ago he suggested that I should buy the new Jaguar F type - around £59k I think :eek:
So yesterday, he suggests I buy a Porsche Cayman @ around £40k instead

My current car is a Renaultsport Clio vintage 2006 - so the words 'On Dream' and 'Hell's in Chance Cat not a' spring readily to mind :rotfl:

innovate

PHEW. At least he didn't come up with any plans on how to save money on handbags and shoes. That could have been absolutely disastrous.

Keep looking after him, we don't want him to get frustrated. Best order that Porsche Cayman before the week's out. Bit of an ugly Porsche, though, the Cayman - does he really want you to commit a style offence, for the sake of £40K? Can you pacify him with a new Bang & Olufsson telly whilst you convince him otherwise?

badger09

innovate wrote: »

PHEW. At least he didn't come up with any plans on how to save money on handbags and shoes. That could have been absolutely disastrous.

Keep looking after him, we don't want him to get frustrated. Best order that Porsche Cayman before the week's out. Bit of an ugly Porsche, though, the Cayman - does he really want you to commit a style offence, for the sake of £40K? Can you pacify him with a new Bang & Olufsson telly whilst you convince him otherwise?

To be honest, he wouldn't know how to turn on a B & O TV. To say he's a technophobe is an understatement - can't use the address book function on our phone, and never mastered the Satnav on his previous car, let alone his current one

I think he just wants to recapture his lost youth - at my expense :rotfl:

sparrer

leeroy2009 wrote: »

and if you drive don't forget about santanders car insurance, they guarantee to reduce your best quote by 20% for us 123 account holders, mines due next month, amazing saving to be had by taking car insurance to Santander, believe they also do a good deal on home insurance.

Unfortunately this isn't always guaranteed. I renewed only last week, current quote £239, Santander quote for equivalent service £367. I queried their offer and although they were apologetic they weren't able to match it let alone reduce it by 20%.

jem16

badger09 wrote: »

Glad you got it sorted.

I decided not to rush to beat the deadline. Nowhere near innovate's total, but I now have
4 x Nationwide FlexDirect
3 x LTSB & 3 x BoS Vantage
1 x Santander123 (might go for another)
1 x Co-op 'real' current account)
plus assorted joint accounts.

Moving the £1k around every month is enough exercise and I really shouldn't have any more in cash:cool:.

FlexDirect is probably next on my list to do. Then BOS vantage. Problem starts when vantage goes to wanting direct debits before paying out.

innovate

jem16 wrote: »

Problem starts when vantage goes to wanting direct debits before paying out.

Some of us already need DDs on the Lloyds Vantage. Usually it's not a problem to create yourself the required DDs.

jem16

innovate wrote: »

Some of us already need DDs on the Lloyds Vantage. Usually it's not a problem to create yourself the required DDs.

Provided you have the appropriate savings accounts then it's not a problem. Not all do this though.