Santander 123 account - how long to open?

jem16

How long after the online application did you receive any documents from Santander?

I applied last Wednesday but so far haven't heard anything.

leeroy2009

I got a email within 48 hours stating account was accepted and opened, with about 5 to 10 working days for card, pin, online/phone banking details chequebook to arrive

you could ring them and ask, they will tell you straight away if your application was accepted.

online servicing is quite drawn out as they send various letters with different snippets of info for the required log in details

dr_adidas01

leeroy2009 wrote: »

I got a email within 48 hours stating account was accepted and opened, with about 5 to 10 working days for card, pin, online/phone banking details chequebook to arrive

you could ring them and ask, they will tell you straight away if your application was accepted.

online servicing is quite drawn out as they send various letters with different snippets of info for the required log in details

Same for me got an email within 48 hours telling me the account had been accepted and got a letter a few days later telling me the account number and sort code and also what debit card and overdraft details were.

Card and pin took another few days and internet banking details the same.

I guess from account opening to getting everything was 7 to 10 working days.

jem16

Thank you both.

After looking at their website and checking what should happen, I checked through my spam folder and I found the confirmation email and acceptance email, dated 12th and 13th of June!

I had checked the Junk folder but not the Spam folder as it was hidden away and I hadn't noticed there was a different one.

leeroy2009

make sure you mark santanders emails as safe, you will this week start getting details through your letter box and a nice bit of new plastic, welcome to the 123 club.

leeroy2009

and if you drive don't forget about santanders car insurance, they guarantee to reduce your best quote by 20% for us 123 account holders, mines due next month, amazing saving to be had by taking car insurance to Santander, believe they also do a good deal on home insurance.

AndyPK

thanks for the car insurance tip.

Yeah 30% off house insurance.

leeroy2009

yes £80 off a renewal of £400 car insurance, not to be sniffed at all.

Santander all the way for me now, 3% interest on £3000 or more, lots of cash back off direct debits, and now £80 off my car renewal quote, one of the best current accounts on the market, if not the best!

jem16

leeroy2009 wrote: »

and if you drive don't forget about santanders car insurance, they guarantee to reduce your best quote by 20% for us 123 account holders, mines due next month, amazing saving to be had by taking car insurance to Santander, believe they also do a good deal on home insurance.

Home and car insurance not due until December and February but will make a not to check then. Thanks.

Scarlet1982

leeroy2009 wrote: »

yes £80 off a renewal of £400 car insurance, not to be sniffed at all.

Santander all the way for me now, 3% interest on £3000 or more, lots of cash back off direct debits, and now £80 off my car renewal quote, one of the best current accounts on the market, if not the best!

I'm in the process of switching and I've just renewed my car insurance

I wish I switched sooner why I have a stuck with a basic account all these years:wall:

innovate

Scarlet1982 wrote: »

I'm in the process of switching and I've just renewed my car insurance

Have you got a cooling down period? Is it worth the hassle of exercising your right under the cooling down period? How much would you gain?