Sundaysgirl's MFW journey - better late than never!

hiddenshadow

Yay for the refund, boo for the cause.

Sundaysgirl

Happily for the mortgage 30 min delays are quite common - luckily by the time the voucher arrives the delay is a distant memory so I'm just happy to have the extra pennies

hiddenshadow

It is nice how that fades! My recent refund of £2.40 still doesn't make up for walking 3 miles in the rain (still :mad:) but at least it's gone to a good cause and saved me ~£1.32 in mortgage interest.

Sundaysgirl

Super quick update from me, RL just keeps getting busier:

1. Mortgage to sub-£39k - OP £1,505.47 - £44.61/£1,505.47
2. eBay sales of £50 - £18.95/£50
3. Grocery budget £115 - £47.39/£115
4. Cashback payouts of £10 - £4.46/£10

Pay day next Friday. Likely to come in under on grocery spends as away again this weekend and freezer is still well stocked as we've barely been home to eat!


I also have another £4+ cashback en route to me, and several eB*y items being watched - lots ending this weekend so hopeful of a nice payout from that. Finally got around to doing a big listing session thanks to sleeplessness last weekend!

Happy weekend all - I'm hopeful of a very low spend one!

hiddenshadow

Have a nice weekend away!

Sundaysgirl

Fab weekend but knackered now! Very MSE though


A few more eB*y sales plus another train delay refund means an OP of £21.26.


I need to do a spot of grocery shopping this eve but as we have another busy week we don't need much.


1. Mortgage to sub-£39k - OP £1,505.47 - £65.87/£1,505.47
2. eBay sales of £50 - £40.43/£50


I have a few more items ending this week so hopeful of hitting my selling target!

Sundaysgirl

Another day, another eB*y sale! Profits from this one have gone into our shared house fund as it was a joint item with DH.

My cc payment was lower than expected by £13.89 thanks to cashback, and combined with my 123 a/c "profit" it has enabled me to make an OP of £19.80 today.

A few essentials purchased last night to see us through the week - £7.07 spent

1. Mortgage to sub-£39k - OP £1,505.47 - £85.67/£1,505.47
2. eBay sales of £50 - £58.43/£50
3. Grocery budget £115 - £54.46/£115
4. Cashback payouts of £10 - £4.46/£10

£372.88 to go to get to sub-£40k!

Sundaysgirl

Another eB*y sale last night for an old textbook. Also received £4.08 TCB payout so I've OP'd £16.90.


1. Mortgage to sub-£39k - OP £1,505.47 - £102.57/£1,505.47
2. eBay sales of £50 - £68.42/£50
3. Grocery budget £115 - £54.46/£115
4. Cashback payouts of £10 - £8.54/£10

£358.73 to go to get to sub-£40k!

hiddenshadow

Well done! All my cashback is still pending.

Sundaysgirl

Pay day, woohoo! OP of £2,560 made to take me to a total of £20,000.42 for the year, so over budget :rotfl:

Probably should have held some back but I couldn't resist.

1. Mortgage to sub-£39k - OP £1,505.47 - £2,662.57/£1,505.47
2. eBay sales of £50 - £68.42/£50 another with a bid of £10
3. Grocery budget £115 - £54.46/£115
4. Cashback payouts of £10 - £8.54/£10 and another £12 pending - will form part of my Jan OP

We jet off on hols for three weeks on Tues so will come in way under on the grocery budget.

Mortgage is into the 30s at £37,804.23 :j

I need to start setting some goals for 2016, don't I?