Sundaysgirl's MFW journey - better late than never!

Sundaysgirl

Popped into the big supermarket last night to take advantage of some MOCs, £3.66 spend so

3. Grocery budget £125 - £110.88/£125

£14.12 to spend this evening when I do the weekly shop - good job it's at Mr L's! I've meal planned for next week and we don't need a huge amount so I just might manage it...

50% off listings on eB*y so must get around to that this weekend.

5 days left until pay day and I'm itching to make an OP!

hiddenshadow

Sundaysgirl wrote: »

5 days left until pay day and I'm itching to make an OP!

Me too! Mine is 7 days away, though.

Sundaysgirl

Pay day!

I've had to restrict my OP quite a bit this month as I'm waiting for £1k refund re cancelled flights a few weeks ago - long story. Will OP a chunk when they finally cough up.

1Poll paid out the £40, and I have £24 £co, £5 saving on my haircut last week thanks to my loyalty card and - big bonus which I'd completely forgotten about - this month and next I don't have salary deductions for my season ticket (as it's payable over 10 months), so £100 extra there. I decided to OP £570.

Update on last month's goals:

1. Mortgage to £41,750 - OP £120 - mortgage to £41,717.95 pre OP
2. eBay sales of £100 - £68/£100 - must try harder, had no time recently!
3. Grocery budget £125 - £128.04/£125
4. Cash out my OnePoll account - received!

Back with my goals for the next month soon!

Sundaysgirl

Current mortgage balance £41,147.95.

Goals through to Christmas:

1. Mortgage to sub-£39k - OP £1,505.47 - £0/£1,505.47
2. eBay sales of £50 - £0/£50
3. Grocery budget £115 - £0/£115
4. Cashback payouts of £10 - £0/£10

We have two weekends away planned this month, lots of work events and well stocked cupboards/freezer so I'm cutting the grocery budget further.

Wish me luck!

hiddenshadow

Ambitious grocery target! I'm hoping we can get by with about double that , but we also don't batch cook and have no time away planned.

Sub-39k would be great for the mortgage.

Sundaysgirl

My standard mortgage payment has come off so my balance now stands at £40,419.95!


Bit of a spendy weekend away but could have been a lot worse - a lunch out and a few (planned) gifts purchased to take advantage of the sales. Lots of lovely family- and friends- time indoors rather than expensive dinner/coffee dates.


I have an eb*y offer so must get on that this week.

hiddenshadow

You'll smash through your mortgage goal this month with your OP target.

Spendy weekend for us as well but the holidays should be pretty cheap/quiet (especially if we can resist boxing day sales).

Sundaysgirl

We're overseas for the duration of the holidays so the January credit card bills should be very low indeed, hoping my Jan OP will be a good 'un

Sundaysgirl

Daily interest down to £2.76! I bagged up £20 in £1 coins last night and have OP'd this today.


Mini update:


1. Mortgage to sub-£39k - OP £1,505.47 - £20/£1,505.47
2. eBay sales of £50 - £0/£50
3. Grocery budget £115 - £13.92/£115
4. Cashback payouts of £10 - £0/£10

Sundaysgirl

Another train delay refund of £1.20 so OP'd that.


1. Mortgage to sub-£39k - OP £1,505.47 - £21.20/£1,505.47