Weekly Spend Challenge W/C 9th June 2013

edited 12 June 2013 at 9:23AM in Debt-free Wannabe Challenges
33 replies 2.1K views
EverTheOptimistEverTheOptimist Forumite
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edited 12 June 2013 at 9:23AM in Debt-free Wannabe Challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 2nd June 2013 challengers, pledges and totals

EverTheOptimist - £50 / £38.20
Bmma - £40
32b3in2013 - £30 / £29.82
mcjordi - £10 / £10
MissE001 - £120 / £127.48
Abundant1972 - £25 / £51.87
CariadsDream - £25
flyinggiraffe - £60 / £104
GemmaN - £20 / £18.50
FionaWeasley - £50 / £48.50
his missus - £80 / £80

W/C 9th June 2013 challengers, pledges and totals

EverTheOptimist - £10
32b3in2013 - £50
Abundant1972 - £25
FionaWeasley - £50
flyinggiraffe - £40
mcjordi - £8
Pozza_73 - £10
Laconic - £20
MissE001 - £125
Munchin - £40
GemmaN - £40
SPC 14 Target £200 /
Debt: £11850
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Replies

  • EverTheOptimistEverTheOptimist Forumite
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    Right I'm going back to trying to stay within a small budget for misc spends as I feel sometimes I cheat by adding bits I WANT to the weekly grocery budget that I set. I also set a budget for petrol and usually spend this and no more so taking that out of the equation too.

    Will see how I go.

    £10 for the week. :eek:
    SPC 14 Target £200 /
    Debt: £11850
  • My budget for this week is £50 again. Going to be tricky though, going away for a couple of nights with my mother in law & her partner. Need to spend nothing all week & save it all for next weekend. They've booked a cottage & we're taking the dogs so it won't be too spendy when we're there but I can't turn up with nothing!
    Post Office Credit Card [STRIKE]£5817.98[/STRIKE] £5133.32
    Tesco Loan [STRIKE]£7414.42[/STRIKE] £6558.98 Sealed Pot Challenge #2069
  • 32b3in201332b3in2013 Forumite
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    Thanks for the new thread ETO. I am off to ikea today to replace stuff lost in a house disaster but the money is coming out of the insurance payout money.
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 14 #7 -
  • Well I was majorly in the red last week £104/£60

    I am still trying to decide which works best for me, including groceries and fuel, or just having a misc spend budget here.

    So, I am pledging £40 for the week, and want this to include the small top up food shop, and pub on Tuesday.
  • 32b3in201332b3in2013 Forumite
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    Evening

    It is a NSD for me :D

    I need to pay for SW tomorrow so won't be a NSD, but I have no plans for the rest of the week so I am hopeful!

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 14 #7 -
  • pozza_73pozza_73 Forumite
    195 Posts
    My budget for this week is £10, a little low but I have got a freezer full of food which I'm hoping will last me the week.
    Saving for Christmas 2017 £120/£400 :beer:
  • LaconicLaconic Forumite
    185 Posts
    Debt-free and Proud!
    I'm baaack! :)
    Please put me down for £20 this week: I've done my grocery shopping and don't need much else so I'm going to try to not spend frivolously! :)
    LBM: June 2012. Amount owed: ~£12,000
    Debt free: 15 January 2015! :)

    :beer::money:
  • Monday: £10 DVD, £8.80 top up food shop

    £18.80/£40.00
  • MissE001MissE001 Forumite
    797 Posts
    Eighth Anniversary Combo Breaker
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    Hello, sorry for not updating before now....ended up red again last week - £127.48 / £120. However, that did include buying a birthday present that was supposed to be in this week's budget so not too disappointed :)

    This week, I've got Father's Day pressie to buy and possibly another birthday present (different birthday). I'm also travelling for work this week....going to go for £125 including petrol and groceries.

    Already bought father's day pressie, petrol and groceries...oh and fish and chips from the chippie for dinner :o

    Spends so far £53.99 / £125

    Thanks for the thread ETO :A
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MunchinMunchin Forumite
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    Ninth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
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    Hi all

    I'm very late in joining as I fell of the MSE wagon and it took me a while to climb back on again:o.

    So although it's a bit late in the day could you please put me down for £40 this week. Thank you:)
    DEBT 6 March - £688 NSDs- 3/301 (start 6 March 21)
    Goal 1 - Prudent reserve - £2,500/£10,000 (25%) - represents some security
    Goal 2- New hearth - £50/£2,000 (2.5%)
    Goal 3 - New to me car - £0/£8,000 (0%)
    Goal 4 - Rewire house - £0/£4,000 (0%)

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