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Any Other DFW's Living At Home?

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Comments

  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Apologies to those who are paying their way whilst living with parents. Unfortunately, a couple of people posted about how they were only paying £40 per week or had managed to save £1200 in 2 months and I assumed that they represented the majority of posters. Perhaps I've just been unusual in the number of people I know who pay parents little or nothing for their board and lodging, well into their twenties. It's good to hear that so many of you are not like that.
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    Well hows this for a change:

    I left home at 21 and my parents moved in with me five years ago!

    I can't get rid of them (only joking!)

    The reality of now is that older parents are struggling to continue to afford to live on the measly pensions these days. Combination of lots of factors can change circumstances for anyone - if they don't have a huge four bedroomed house with a paid-up mortgage that they can downsize, if their company pensions go bellyup after they have been paying them for decades, etc this is likely to be the scenario for more and more parents.

    So once you get yourself straight and buy your own place because you need your own space, its likely you are going to have to put them up!

    So what are they - scroungers as well??

    Reality is, whether its parent or child that needs support due to circumstances - most decent people happily provide it.

    I am more than happy to help Mum and Dad out, they looked after me through schooling, college, etc until I could afford to leave home. In many cultures its the norm.
    :D Thanks to MSE, I am mortgage free!:D
  • kiwigirl
    kiwigirl Posts: 383 Forumite
    Oldernotwiser,

    Most of the properties around here are either 2 bed semi's or somewhere you really wouldn't like to live, my pride and joy car wouldn't be safe at (oh BTW it's 8 years old in September and will probably not be replaced for another 2 - 3 years) and majority of them I am priced out of anyway. Where my parents live is very safe and my premiums would hike up considerably.

    As I'm also actively seeking jobs elsewhere and will probably relocate (or even emigrate if I can't find suitable post with decent wage) a 6 month rental is also going to be money down drain.

    As we had downsized from last house I have majority of furniture and broke off a relationship with OH after being engaged for 4 years - before you say anything he was the one scared of commitment and frankly I got fed up being beaten up in the end so I broke off engagement, but as I'd already been accumulating any house things I could store when bargains arose I don't need much furniture now. Oh BTW, he spent most of my student loan which I finished repaying earlier this year - 8 years after I left Uni and 6 years after we'd split up.

    A colleague of mine (on same wages) has just broken up with her OH to realise that she is unlikely to be able to keep her house now as her outgoings are around £50 less than what she earns, I'd rather live with mum and dad than lose my home thank you very much.

    Average rental properties around my area are £550, I wouldn't live with a stranger and most of my friends are mostly married so sharing with them is out of question too. The rental doesn't cover council tax, food, electricity, insurances etc it certainly doesn't stop at £550! When you only take home less than 1k per month it doesn't go very far.
  • kiwigirl wrote: »
    Average rental properties around my area are £550, I wouldn't live with a stranger and most of my friends are mostly married so sharing with them is out of question too. The rental doesn't cover council tax, food, electricity, insurances etc it certainly doesn't stop at £550! When you only take home less than 1k per month it doesn't go very far.

    kiwi sorry to hear about your relationship troubleshug8ok.gif but you seem in the same situation as me, in a high rental priced area with an average income... sadly i take home £750 on a good month (however sometimes this will rise) with rents from between £400~£500 here that leaves very little, i am happy where i am for now... to me its the same as a shared house although you know the sharers better :)
  • kiwigirl
    kiwigirl Posts: 383 Forumite
    Hi PAP,

    I hope the wage rise will be sooner than later for you. A lot of properties here are 2nd homes so 1st timers are priced out. Majority of people here are either with parents, thoroughly in debt (sometimes both) or renting and not being able to save to get their own place. 2 out of 23 houses in street where I live are holiday homes.

    I went for an interview a while back to get told "oh house prices are high here (commutable to London)" they were still cheaper than here for more. :eek:

    As you say, you know the sharers better, I'd prefer it like that personally. A friend of mine tells me everytime I should leave the nest, should get my own place, you're parents would like their own independance I'm sure etc. What does he do, buy a house across the road to his parents and he goes there every meal! When I went to his place he didn't even have milk to make a cuppa!

    Parents don't mind me staying put at moment, if anything if I leave here before they go on their holiday I've got to come back to watch after the house when they're away!
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I still live at home and probably will for the next two years full time and another two years part time (while I'm home from uni).

    Wages here for entry level jobs/shop work/admin etc. are minimum wage (and thank gawd for it, they were hidious a few years ago), I'm under 25 so get no help for being on a low income through tax credits and the cheapest of dingy flats are about £400 a month.

    I can't afford to move out and when I do I'll have to move away :(
    No longer using this account for new posts from 2013
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    kiwigirl wrote: »
    Oldernotwiser,

    Most of the properties around here are either 2 bed semi's or somewhere you really wouldn't like to live, my pride and joy car wouldn't be safe at (oh BTW it's 8 years old in September and will probably not be replaced for another 2 - 3 years) and majority of them I am priced out of anyway. Where my parents live is very safe and my premiums would hike up considerably.

    As I'm also actively seeking jobs elsewhere and will probably relocate (or even emigrate if I can't find suitable post with decent wage) a 6 month rental is also going to be money down drain.

    As we had downsized from last house I have majority of furniture and broke off a relationship with OH after being engaged for 4 years - before you say anything he was the one scared of commitment and frankly I got fed up being beaten up in the end so I broke off engagement, but as I'd already been accumulating any house things I could store when bargains arose I don't need much furniture now. Oh BTW, he spent most of my student loan which I finished repaying earlier this year - 8 years after I left Uni and 6 years after we'd split up.

    A colleague of mine (on same wages) has just broken up with her OH to realise that she is unlikely to be able to keep her house now as her outgoings are around £50 less than what she earns, I'd rather live with mum and dad than lose my home thank you very much.

    Average rental properties around my area are £550, I wouldn't live with a stranger and most of my friends are mostly married so sharing with them is out of question too. The rental doesn't cover council tax, food, electricity, insurances etc it certainly doesn't stop at £550! When you only take home less than 1k per month it doesn't go very far.

    The answer to two problems seems to lie in your fourth paragraph! And what's wrong with sharing with strangers; I did it for 7 years in my twenties as did everybody I know.
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    kiwi sorry to hear about your relationship troubleshug8ok.gif but you seem in the same situation as me, in a high rental priced area with an average income... sadly i take home £750 on a good month (however sometimes this will rise) with rents from between £400~£500 here that leaves very little, i am happy where i am for now... to me its the same as a shared house although you know the sharers better :)

    So you mean you pay you pay a third/quarter (whatever ) of the CT, rent/mortgage/ utilities and all your own food? Unless you do it's not really like sharing with people you know. Also it shouldn't be like sharing; it's your parents' house so they should make the rules and have things done their way, rather than the vaguely democratic way things usually work in a sharing situation.
  • bluezone
    bluezone Posts: 772 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Southern Scouser,

    Bless your cotton socks. I would still be at home if my sister didnt have her house for me to rent off her, although does it sounds better for a girl, late 20's to be living at home? You will find an ideal pad soon enough or maybe sooner if you have any rich relatives????

    How are you me ol' mucker - not spoken to you for yonks
    😁
  • kiwigirl
    kiwigirl Posts: 383 Forumite
    Oldernotwiser

    Colleague wouldn't live with any of her friends, she's also got OCD and I'm messy to her and don't put things in 90 degree angles to each other! She point blankly refuses to share with anyone even though it may mean her losing the house, even people she's known years. Anyway, if I hear anything about her ex ever again it will be too soon.. it's bad enough at work.
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