First Trust £100 switching offer

HeadAboveWater

Just seen this and couldn't find it posted already...

Switch to our Plus Account and we will give you £100!

You'll need to:
-pay in at least £1,200 a month into our Plus Account*. Just arrange to have your salary paid into your account, or make a number of lodgements that add up to £1,200
-transfer your direct debits and regular payments (minimum 2) using our hassle-free account switching service
-sign up for online banking

We'll pay £100 into your account within three banking days of you opening your account.
This offer is available to new First Trust Bank current account customers only.
* Free banking if your account is in credit. £15 monthly fee may apply if your account is in debit. You can avoid this fee by using your debit card twice per month (see terms and conditions for further information).

And there's more...
We can give you an interest-free overdraft (with no fees) for at least three months** if you want one (whether or not we grant you an overdraft depends on your financial circumstances). Even if you do not want an overdraft or one is not available, we will not charge you any fees or interest for at least three months after you have opened your account.
**At the end of three months interest will apply to any overdraft. Full details will be issued when applying.

Hurry! Offer ends 31 July 2013.

warmhands.coldheart

HeadAboveWater wrote: »

Just seen this and couldn't find it posted already...

Switch to our Plus Account and we will give you £100!

What a bout this bit
* Free banking if your account is in credit. £15 monthly fee may apply if your account is in debit. You can avoid this fee by using your debit card twice per month (see terms and conditions for further information).

Would be interesting to see these "Terms and Conditions" !!

NOTHING IN LIFE IS FREE !!

HeadAboveWater

lol True!!

Terms and conditions apply.
1. Eligibility criteria apply. Full details will be issued upon application
2. Only one offer per customer (including joint accounts)
3. Account switch must be from another UK Bank
4. You will receive free daily banking for each month you keep your account in credit. If your account is overdrawn, you will pay a monthly fee of £15 however you can avoid this fee by making at least two debit card transactions or two Online or Phoneline transactions in a month. Further details will be issued upon application.
5. Lending criteria, terms and conditions apply. Whether we allow you to borrow money depends on your circumstances and our assessment of your ability to pay the money back. You must be 18 or over.

Hmmmmmm...

NAR

Mmmm wonder will debit card cash withdrawals count? I doubt it.

BigAndy_79

Just keep it in credit and you'll be fine, no ?

I just opened a Nationwide Flex account to get 5% interest and a £750 fee-free overdraft for a year. Didn't use a Switchers service from my Santander 1-2-3 account, so am still getting the benefits of that. I also have 3 Halifax current accounts, so I am in two minds whether to do this at all. I really can't be bothered with setting up transactions and switching across to First Trust, but it's 100 quid at the end of the day. May well leave it until nearer the time that the offer is open to. What are other people's thoughts - are you guys doing it...??

HeadAboveWater

I've opened 3 new current accounts in less than a year but I'm very tempted by the £100!

NAR

Halifax are back to giving £100 and £5pm when in credit with £750 min lodgment each month.

getzls

NAR wrote: »

Halifax are back to giving £100 and £5pm when in credit with £750 min lodgment each month.

I switched from First Trust to get the £100, wonder if i switch back will i get another £100?:D

HeadAboveWater

My problem is a shortage of available DDs!! I actually only have 2. I pay everything else cash. Somehow my Halifax is accepting Paypal as one of the 2 they need, plus then I had to open (yet another!) savings account!

BigAndy_79

Two ?! Geez, I have loads: mortgage, golf club fees, sky tv, tv licence, savings plan funds, couple of credit cards, broadband, council tax, and probs a couple of others I have failed to mention !!

NAR

. . . . . . rates, insurance, electric, BT, . . . .cuddly toy