First Trust £100 switching offer

lazer

HeadAboveWater wrote: »

My problem is a shortage of available DDs!! I actually only have 2. I pay everything else cash. Somehow my Halifax is accepting Paypal as one of the 2 they need, plus then I had to open (yet another!) savings account!

I had the same problem (Before I bought my house) as all I had was my phone bill

HeadAboveWater

mortgage - OHs house so his DD
golf club fees - nope. PAYG at the gym is as close as I get
sky tv - freeview
tv licence - lump sum
savings plan funds - standing order
couple of credit cards - haven't had in years but have just applied for one
broadband - got this!
council tax - haven't a clue!!
rates - cash, lump sum, but, again, OHs
insurance - sold my car so none of that. OH pays his in cash, lump sum, and I paid him half, cash, lump sum! and house ins he pays too.
electric - keypad meter
BT - don't have a landline
cuddly toy - :huh:

See where I'm coming from? My only other DD is my mobile.

I need to buy a house then, that what you're saying?!

lazer

HeadAboveWater wrote: »

mortgage - OHs house so his DD
golf club fees - nope. PAYG at the gym is as close as I get
sky tv - freeview
tv licence - lump sum
savings plan funds - standing order
couple of credit cards - haven't had in years but have just applied for one
broadband - got this!
council tax - haven't a clue!!
rates - cash, lump sum, but, again, OHs
insurance - sold my car so none of that. OH pays his in cash, lump sum, and I paid him half, cash, lump sum! and house ins he pays too.
electric - keypad meter
BT - don't have a landline
cuddly toy - :huh:

See where I'm coming from? My only other DD is my mobile.

I need to buy a house then, that what you're saying?!

I'll warn you - a house is a money pit!!

I now have to pay

Mortgage
House Insurance
Life Insurance
Rates

HeadAboveWater

I found that with cars too

Think I'll just stay put re. the house/mortgage stuff for now :D

NAR

getzls wrote: »

I switched from First Trust to get the £100, wonder if i switch back will i get another £100?:D

T&C's say six months. Here is exact quote:- "Offer not available for existing Halifax or Bank of Scotland current account holders or if you have closed a Halifax current account in the last 6 months."

I have finally decided to hurt Ulster Bank in the pocket, like they did me! I applied to switch online last night so I will report how smoothly it goes.

BTW this offer closes on 7th July, so if you want "free" £100 don't dilly dally too long.

HeadAboveWater

Oh. Thought it was the end of July! Thanks for that NAR. Better get the skates on!

BigAndy_79

HeadAboveWater wrote: »

Oh. Thought it was the end of July! Thanks for that NAR. Better get the skates on!

Halifax is 7th July and First Trust 31st July. I'll apply for the latter in another month or so, I think, so to leave a bit of time at least between it and the Nationwide application that I made about a month ago....

HeadAboveWater

Oh this is getting confusing!! lol

First Trust - end of July. Got it!

Since August last year I've opened a First Direct current/e-saver/regular saver, Santander savings, Halifax current, Nationwide current/credit card :eek:

HeadAboveWater

Anybody any idea what the interest rate is on the Plus Current Account?

Benefits for you

Earn credit interest.

Vague!!!

NAR

NAR wrote: »

I have finally decided to hurt Ulster Bank in the pocket, like they did me! I applied to switch online last night so I will report how smoothly it goes.

BTW this offer closes on 7th July, so if you want "free" £100 don't dilly dally too long.

For anybody that is interested here is an update on my switch.
Within a week my new account was opened and had the £100 offer lodged in it. I have received my debit card and PIN and got online access set up. About half of my DD's have been redirected from 1 August onwards and there are 3 or 4 to hear from.
So far my experience has been excellent. Again please note this offer closes 7th July.