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Will my partner have to pay csa?

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  • HoneyNutLoop
    HoneyNutLoop Posts: 568 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Op, I think you may need to carefully weigh Fbaby/Kevin's advice because the issue of single/couple is a grey area. It is probably worth posting separately on the benefits board as there are quite a few experts over there, and some DWP staff that post who could give you a better idea of the formal position.

    I say this because you have made it clear that finances are tight and if much later down the line it turns out you weren't entitled to claim, things will become substantially tighter as you will have to pay the money back. As for the advice you have already received from the DWP, it will depend on how forthright you have been about explains your situation as to how accurate their response was. Also different members of staff have different job roles and therefore will not be an expert in everything. I would say it was better to be safe than sorry before embarking down this road.

    I also note when talking financially about moving in with your partner, no reference is made to working and child tax credits, or council tax benefit. It may be that you are financially better off together than apart. Have a play with the turn to us website/calculator or the one here on MSE to get a better idea of where you stand.
    I often use a tablet to post, so sometimes my posts will have random letters inserted, or entirely the wrong word if autocorrect is trying to wind me up. Hopefully you'll still know what I mean.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Op, I think you may need to carefully weigh Fbaby/Kevin's advice because the issue of single/couple is a grey area. It is probably worth posting separately on the benefits board as there are quite a few experts over there, and some DWP staff that post who could give you a better idea of the formal position.

    I say this because you have made it clear that finances are tight and if much later down the line it turns out you weren't entitled to claim, things will become substantially tighter as you will have to pay the money back. As for the advice you have already received from the DWP, it will depend on how forthright you have been about explains your situation as to how accurate their response was. Also different members of staff have different job roles and therefore will not be an expert in everything. I would say it was better to be safe than sorry before embarking down this road.

    I also note when talking financially about moving in with your partner, no reference is made to working and child tax credits, or council tax benefit. It may be that you are financially better off together than apart. Have a play with the turn to us website/calculator or the one here on MSE to get a better idea of where you stand.

    That sums it up in a very pleasant and considerate way :)
  • Ivy89
    Ivy89 Posts: 38 Forumite
    edited 4 June 2013 at 9:13AM
    Thanks for the more pleasant and nicer response . I have tried checking the family tax credits calculator and I won't be better off on them , but I won't be bankrupt either. I am not ready to move in with him yet though, if we hadn't been expecting this baby it'd be different I'd be there in a shot but neither of us have experience with babies and I'm terrified if I leave baby for a moment then if anything happens ... . I know I'm being paranoid but I just couldn't move in with him yet( not because I don't trust my partner I mean because I'd be scared of SIDS ). Providing we get the family tax credits I won't be claiming anything living with him.

    I truely wish he was in a position to pay me the 15% but he's not , and whilst I'm at home I don't know what I'm able to do. He's said he'll take it in turns with me to buy nappies and the such.

    In response to whether its more of a bf/partner situation. I don't see or help with his bills. I don't tidy his house. He cooks all meals in his house and buys mine when I'm there. I don't pay anything to his house and apart from offering to clean his dishes or make a cup of tea I don't contribute to anything in his house. He's bought a few bits for baby down his house or been given stuff. Ive been given lots of bits but bought everything that's needed for up my house including the majority of clothes. The only thing we both bought together for baby was the pram and that was because it was meant to be a gift of his mother but she changed her mind and would only pay a certain amount so we covered the rest ourselves.

    I love him dearly but when he mentions me moving in that he would have me doing straight away he says "technically" he'd still be paying all the bills so it'd be his house even if my name was on the bills. I beleive I should stay at home with baby till he's at least one but my partner says he wouldn't be able to afford to provide for the three of us without me getting some sort of job or if I'm on some benefit paying a bit to the house. In his family all the women worked and other people looked after their children whereas in my family the men have provided for the children for the first few years and then the women went to work when the children were school age if they needed to. We have seperate bank accounts and my partners already said we will have one that's shared but that'll just be for the bills. So basically If we live together our money's are seperate. Tax credits and child benefit for me(if I can get them. I guessed most of the answers as i wasn't sure of his details), all his pay for him ,food and bills and if baby needs anything we go halfies. He's also put in his will that if he dies the house gets sold and split five ways so its not even like if I move in his house I'll be able to settle because if anything happens I lose everything. My partner and my home. He says he'll change it when we get a house together or married. He's leaving us 20% each of any of his money till we marry, something I think should be higher just for the baby but he won't listen to me when I bring it up because he thinks I want him to die. I honestly don't know who's right or wrong about all these things. I feel completely in the middle. My parents want me to stay at home , they feel ill be "trapped" down there since I won't have any money or security and would rather me live at home - where ill need to claim benefits. My partner desperately wants me living with him but wants me to contribute financially which I can't do and if I get the tax benefits almost every penny will need to be on baby, yet will still keep certain stuff private because unless it involves me its not my business. And me ? I'd love to live with my partner but I want to live where it's my home too not just feel like I'm lodging in someone else's home. Plus I want to wait until baby's a bit older, and we have a good few months of learning how to be parents.
    Expecting our little boy 5th June :) can't wait.
    No debts or credit cards. Just learning how to be sensible and frugal with the little one coming along.

    Currently trying out :swagbucks,qmee,jewellery making,ebay,surveys,comping etc - amount earned so far:£9 , and £14 from selling.
  • mikey_bach
    mikey_bach Posts: 912 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 4 June 2013 at 9:57AM
    It is a grey area.
    But I have seen cases where lone parents have actually got married and still be entitled to I.S, and its not because their husband has no recourse to public funds.
    If they dont move in together and have never lived together she may be still be able to carry on claiming. A SDM has to look at the case but if they show good reason why they cant live together the DM can make the decision to keep on paying I.S
    This I still find amazing

    Op even though you are a couple you are living with your parents and him at his flat and have never lived together so would be able to claim as a single person.

    However when the baby is born you will have a visit from compliance and everything will be looked at in detail
  • StuC75
    StuC75 Posts: 2,065 Forumite
    This sums much of it up here.. Your other half needs to realise the commitment that he has to you and the baby. His priorities need to massively change - and sole priority to be his child.. He should be providing for you & child - not the other way round.. He shouldnt only be looking to have you there if your paying your way!


    For reference in this I am 37 Male, with 2 children from previous relationships on CSA1 and 'amicable agreement of amount paid for the second' which is more than assessed payments would be and always damn sure to make the most of the time I have with my children and provide for them..
    Ivy89 wrote: »
    My parents want me to stay at home , they feel ill be "trapped" down there since I won't have any money or security and would rather me live at home - where ill need to claim benefits.

    My partner desperately wants me living with him but wants me to contribute financially which I can't do and if I get the tax benefits almost every penny will need to be on baby, yet will still keep certain stuff private because unless it involves me its not my business. And me ?

    I'd love to live with my partner but I want to live where it's my home too not just feel like I'm lodging in someone else's home. Plus I want to wait until baby's a bit older, and we have a good few months of learning how to be parents.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ivy89 wrote: »
    He's also put in his will that if he dies the house gets sold and split five ways

    He's leaving us 20% each of any of his money till we marry,

    His will isn't worth the paper it's written on now he has a child. He has responsibility to his child and a much larger share, if not all, of his estate could be claimed for the child. The will would have to be challenged but the child's needs would over-ride anyone else's entitlement.
  • kevin137
    kevin137 Posts: 1,509 Forumite
    Mojisola wrote: »
    His will isn't worth the paper it's written on now he has a child. He has responsibility to his child and a much larger share, if not all, of his estate could be claimed for the child. The will would have to be challenged but the child's needs would over-ride anyone else's entitlement.

    Really...??? I don't see how, and i have never heard of a will being challenged on this basis...

    If a will is made, then 99.9% of the time it is what will happen, why should a childs needs come 1st...???

    He is not alive to provide and that ends his legal obligation to the child, regardless of what is left behind, his liability ends...

    I know the real world is different and people want to provide... But this man made a will, and i for one could never see a judge saying hang on, lets wait a minute, well the child needs providing for so all the money will go to him...

    Ridiculous... Haha
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    kevin137 wrote: »
    Really...??? I don't see how, and i have never heard of a will being challenged on this basis...

    If a will is made, then 99.9% of the time it is what will happen, why should a childs needs come 1st...???

    He is not alive to provide and that ends his legal obligation to the child, regardless of what is left behind, his liability ends...

    I know the real world is different and people want to provide... But this man made a will, and i for one could never see a judge saying hang on, lets wait a minute, well the child needs providing for so all the money will go to him...

    Ridiculous... Haha

    Not so. A dependent child (and even a dependent adult) has a right to challenge a will if he/she hasn't been adequately provided for.
  • Ivy89
    Ivy89 Posts: 38 Forumite
    I thought the same , how's that?. His wills legally binding isn't it?. It's been done by a will writer (though I think it's a dodgy one but ah well) and not just by himself. I wish he would provide more in the will for baby but he feels he needs to provide for his mother and siblings too so he split anything between the five of us. He wouldn't let me read what wasn't regarding me or baby on the will so I don't know if it has other matters.

    I don't live with him though , we only visit at the moment. He does want me to stay down his house a few nights a week with the baby when its born but obviously I don't want to be frauding the system so if that's not allowed then I won't do it.

    He says he gets about £80 left over ultimately every month , not sure if he counts fuel in that amount, and said he'd go halfies on the stuff like nappies etc or give me like £20/30 a month , the rest he wants to save for baby when hes older. I don't know what I can do?. I can't demand more without jepordising the relationship. Which I know baby is more important but at the moment I'm due tomorrow and the last thing I want is an argument so soon to his birth ,but if I wasn't to get benefits £20/30 is !!!!!! all a month, I'm better off telling him what things I need and going halfies.

    I really wish he'd discuss it with his family as he thinks mine are just interfering, but he thinks money issues should be private. They are a very money orientated family and his mother can appear like shes dictating sometimes- she told us when i first got pregnant we should move in together and i should work as soon as ma is up but I'd hope they would tell him what he should be doing financially as he listens to his mothers advice. I just really really hope when he sees the baby and realises he's a dad and how much hard work it is he'll see he has to be more responsible.
    Expecting our little boy 5th June :) can't wait.
    No debts or credit cards. Just learning how to be sensible and frugal with the little one coming along.

    Currently trying out :swagbucks,qmee,jewellery making,ebay,surveys,comping etc - amount earned so far:£9 , and £14 from selling.
  • StuC75
    StuC75 Posts: 2,065 Forumite
    He really needs to Man up here! regardless of jeopardising the relationship here (and to be blunt why should you feel the need pu**yfoot about on this matter? ).. The cold hard truth is that if you separate he would have to pay 15% - no discussion, no bartering.

    Without a doubt he is the one having the comfortable ride here! will a cushty split between his own life and your life together..

    Good luck with the delivery...
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