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A Payment A Day - Chapter 14

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  • mobo1980
    mobo1980 Posts: 368 Forumite
    Sixth Anniversary Combo Breaker
    edited 1 April 2014 at 7:51AM
    Good morning and welcome to the new padders (It's not long since I moved in myself):o

    my pad today is £73which is £72 to small loan and £1 to emergency fund

    Can't believe it's April already !!

    Mobo xx

    sorry to hear about your little fur baby Erme :( xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Morning all

    Again welcome to all the newcomers, PADding really does keep you focused, and keeps the debt going in the right direction ie down. :j

    My pad today is going to be £16.90

    Thanks to Mandz1 for adding it all up and thanks to Igamogam for adding up in April
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £52.50 payment to LTSB cc plz Mandz1 - tkyou!!! Last payment for MARCH - forums closed last night when I tried to PAD....
    Couldn't have said it better myself xx_Jo_xx - thanks!!


    Welcome aboard Adora-Bell :j:j:j:j

    :T:T:T:T to Mandz1 for her mammoth 2-month stint - great work!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Hi paddlers. I managed to pay big chunk this month but next month will be back to normal. Can I ask - how do you 'round down'. Is it the pence or do you round down to the 0 pounds. Eg if you have £155 do you round it down to £150. I guess I can just start with the pence and see how it goes. Sorry seems a silly question now I think about it. :o

    Can I also ask if you have tips for keeping it separately. I save a bit but will then just overspend so it's gone. I guess it's all about being organised and I'm not quite there. :)

    Sorry that should read padders.

    I have an easy access ISA account for every day sos and like a savings account with a different bank to my current account for savings...

    Basically a differnet account that you have to really think about before withdrawing (mine always asks security questions and takes 2 days to process)

    That's how I do it :)
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • mandz1
    mandz1 Posts: 2,548 Forumite
    jo, well done on clearing so much, could you just let me know if the amount in red has been added previously or if I can add it to the total today please
    PAD Maker
  • Keith1985
    Keith1985 Posts: 55 Forumite
    Part of the Furniture
    Morning all,

    My PAD today is £25.83

    Just wondering, do you all count your normal monthly payments against debts here, or just the extras??
  • araminta
    araminta Posts: 218 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    PAD of £800 for me today
    DMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
    [STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
    VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/365
  • 50p today please.

    Here's to us all PADDing as much as we can in April, however big or small ammount we can manage! :)
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • mandz1
    mandz1 Posts: 2,548 Forumite
    31st March total








    £2291.85
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    March total








    £16,550.92




    well done everyone. I now pass over to the april counterupper, igamogam.



    PAD Maker
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