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A Payment A Day - Chapter 14

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  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning :)

    Today's PAD is another £9.48 to M&S please Mandz :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • mobo1980
    mobo1980 Posts: 368 Forumite
    Sixth Anniversary Combo Breaker
    Good morning padders :)

    a pad of £1.00 to emergency fund please , i now have £51 I cant believe how fast this has mounted up , would have probably been spent on my biggest downfall - takeaways :o

    Mobo xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • araminta
    araminta Posts: 218 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    PAD of £2.75 today
    DMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
    [STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
    VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/365
  • mandz1
    mandz1 Posts: 2,548 Forumite
    19th March total








    £238.00
    PAD Maker
  • angelbob
    angelbob Posts: 551 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    My PAD today is £3.72 xx
    Pay ALL your debt off by Xmas 2023 #59 £7008 Paid £570 Owing £6438 #1 H1 £151, #2 H2 £100, #3 O £200, #4 M £1500, #5 Z £295, #6 C1 £340, #7 L £1084, #8 N £840, #9 C2 £1930
  • daydream_believer_2
    daydream_believer_2 Posts: 459 Forumite
    Just 50p please today
    A Payment A Day keeps the debts at bay
     PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    PAD of £2.15 for me today plse.


    Gave myself a night off the moneysaving and the diet last night and me and OH went out for dinner to celebrate me getting a new job - or more accurately a new role with the same employer - which means I won't now be redundant at end of July as I feared when my current role disappears at the end of June.:dance:
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £100 to ltsb cc plz Mandz1 - tkyou!!


    Great news Jet9cat - Many Congratulations on the new job!:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning :)

    Today's PAD is £138.39 to Beneficial CC please Mandz :T


    Fantastic news about the job jet9cat :j
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    mobo1980 wrote: »
    Good morning padders :)

    a pad of £1.00 to emergency fund please , i now have £51 I cant believe how fast this has mounted up , would have probably been spent on my biggest downfall - takeaways :o

    Mobo xx

    You know everyone has their downfalls. Don't stress about it. If you have an odd takeaway or even a week of takeaways don't beat yourself up. You know my catchphrase? tis going going down that's the crime (or having a takeaway) but staying down ( being on takeaways permanently)
    jet9cat wrote: »
    PAD of £2.15 for me today plse.


    Gave myself a night off the moneysaving and the diet last night and me and OH went out for dinner to celebrate me getting a new job - or more accurately a new role with the same employer - which means I won't now be redundant at end of July as I feared when my current role disappears at the end of June.:dance:

    You so deserved it :). Well I confess that despite a tight budget this week (in a word - vet fees :() I had a cinnamon swirl and spent about £6 out in the charity shop in the country. I was stressed. I needed it. The cinnamon swirl was so fine though and I feel a lot better today and I got a lovely Dakine purse for £1 :D
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
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