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A Payment A Day - Chapter 14

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  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 16 March 2014 at 3:02PM
    Have just realised I have £8.40 left for the month, however £10 coming in from Topcashback and nearly £8 from Quidco - hurry up! So I have made a


    £1 pad

    Thanks to reading all the posts on here - thanks for the encouragement - I know its not much money, but realising that over a year it all adds up. We are heading in the right direction slowly but surely now. :T

    Edit, just realised that I have £20 on my NHS discount card - I set up a £20 direct debit each month, but have normally spent it by this time of the month. I gotta a feeling this is going to be the start of something good.
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the thanks folks

    Today my PAD is £1.68 ;)
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • 44p for me please.
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • mandz1
    mandz1 Posts: 2,548 Forumite
    15th march total








    £64.00

    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    A £25 win on lotto and £14 win on Liverpool match makes my PAD of £39
    PAD Maker
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £100 to ltsb cc plz Mandz1 - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning :)

    Today's PAD is another £9.48 to M&S please :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • laurababs
    laurababs Posts: 237 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    PAD of 98p
    Save £12K in 2020 #58 - £454.58/£5,000
  • araminta
    araminta Posts: 218 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    PAD of £19.75 for me today
    DMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
    [STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
    VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/365
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    milky1991 wrote: »
    Just a little ol 37p for me today

    tomorrow is pay day :o

    Started the 1% challenge on Credit card 1 yesterday debt busting one debt at a time , just going to make min payments on other debts and concentrate on this one which has the highest APR . Most of my other debts except 1 are 0% interest but this is 5.7% for life but I still begrudge paying £20 a month in interest on it. I have one other at 5.7% for life so that will be next. Bring it on.

    Is that the debt snowball you are doing? Don't worry about obsessing about debt busting. I get fixated about spreadsheets even now - and I've been debt free for almost 18 months LOL

    You sound like you're making really good steps and it's not going down (or having a blip with the debt busting) but staying down. Am right behind you and you know this is one of the friendliest threads on MSE where no pad is too small and none is too large
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
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