Midsummer NSDness - the June NSD Challenge

solventsoon

Prizes awarded today:

Candlwick - for reaching your first target of 12 NSDs:j:j:j:j

Well done!! :T:T

solventsoon

There are

44

of us taking part in the June NSD Challenge

and so far we have collected

377 NSDs

:T:T:T:T:T

solventsoon

And just a quick catch up from today's posts...

busybumblebee - you should be super-chuffed, you're doing brilliantly :T:T

Jelly - leave the 5 pence alone... you know it'll only lead to more spending if you spend it

marmite - sorry you're having a pants time at work. hope things improve for you and enjoy your week off :A

beanie - glad you tracked the chocolate down

Candlewick - good news on your appraisal and your rent and a little :eek: to the overdraft, easily done when you're tired

MissE - it's a pleasure and thank you x :A

Popping over to July to sort that one out now.. well it's keeping me out of mischief:D

Sazzie23

Evening all,

Thanks to all for the wiggles
We survived a tough week, that is something to celebrate :j
20 mile cycle ride tonight, some very belated and last minute training for a 50 miler on Sunday

Thanks Spoony for the updates, that works really well - what a good idea.

Still not regained all my freebies channels, but going to lie in bed and watch whatever I can get (excluding shopping channels, 'dating' ahem, casino, sports and news:rotfl:)

Today was another NSD, will have a count up tomorrow if I can.
Have a good weekend everyone

Ps got an interview for the job app I put in earlier this week:D

solventsoon

Sazzie23 wrote: »

Evening all,

Thanks to all for the wiggles
We survived a tough week, that is something to celebrate :j
20 mile cycle ride tonight, some very belated and last minute training for a 50 miler on Sunday

Thanks Spoony for the updates, that works really well - what a good idea.

Still not regained all my freebies channels, but going to lie in bed and watch whatever I can get (excluding shopping channels, 'dating' ahem, casino, sports and news:rotfl:)

Today was another NSD, will have a count up tomorrow if I can.
Have a good weekend everyone

Ps got an interview for the job app I put in earlier this week:D

Hi Sazzie :wave:

Good to see you, I was worried about you after your last post, you sounded really down, glad you're OK.

We've all survived a tough week, I think, but we're still here and chins up, eh

Yay to the cycle ride, well done you :T and brilliant news on the interview:T:T, best of luck, fingers and toes crossed xx

Thank you, glad the updates are OK.

and..... ignore those naughty shopping channels :rotfl::rotfl:

Take care
spoon xx

IF

Morning all :hello:

fedupandskint

Target met today - easy to declare now as not going out shopping anywhere

NSD 17

I would like to extend to NSD 25 please to get through payday next weekend on track.

I have a planned day out next week but I have budgeted for this by saving the money up to treat my mum to a day out so I'll be able to count this as a NSD too

solventsoon

ifwisheswerehorses... wrote: »

Morning all :hello:

:rotfl::rotfl::rotfl::rotfl:

bottleofred

Hi folks,

I have been awol again due to problems with my internet dongle, which keeps losing the signal:mad:. I hope everyone has had a good week and enjoying the start of the weekend. I saw the red arrows today at an event and they were simply unbelievable:T. The level of precision and skill they employ is breathtaking to say the least:T. I am declaring NSDs 9 & 10 for wednesday and thursday, but have had spend days yesterday and today. I am going out for the night later, so hope everyone enjoys the rest of saturday:)

IF

July's NSD thread - Click here

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!