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Midsummer NSDness - the June NSD Challenge

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  • Jelly_Biactol
    Jelly_Biactol Posts: 3,636 Forumite
    NSD 10 today :j

    so, finally into double figures:T


    but this 5p piece is starting to burn a hole in my pocket - I might have to spend it tomorrow:)
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 12 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Thanks hun, it is, and it's the first day of summer so I can't be fed up :)


    Time for a wiggle as it's Friday

    2vsgl6b.gif2vsgl6b.gif2vsgl6b.gif2vsgl6b.gif2vsgl6b.gif

    Thanks for the reminder that summer is offically here.It hadn't clicked that it was today.The nights'll soon fair be drawing in....

    I'm doing the Friday wiggle this time,as not only am I off the weekend,but I have a week's holiday.June has been a difficult month workwise for various reasons and I'm so glad that today is finally here.

    Oh and #14 claimed for today please.

    Have a great weekend!
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another NSD in the bag today making it NSD 16!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    Another today making a total of 13 NSD
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 13 for me today.
    Did track the chocolate coffee down in Mr T ~ very :j ~ coming out of groccery budget.
    The caramel one is nice,tried it at SW.
    Will report on chocolate one later :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Candlewick
    Candlewick Posts: 284 Forumite
    Evening Gang :wave:

    Hope everyone is well. It's been humid and grey here. Very little sun at all. Another busy week at work but at least mangeable :)

    There is a little more good news from the Candlewick household this evening. I am on a bit of a roll (with one minor hiccup) after April's disasters.

    - My appraisal went well
    - I indicated to my landlord on Tuesday that I would finally be giving him notice when my break clause kicks in, in 5 months time (after living here for a few years) because I am finding things a bit difficult at the moment, I wasn't happy with the previous increase in rent and my boyfriend and I would like to live nearer one another (he owns so it's easier for me to move) and because I'm a reliable and good tenant, he has agreed to a rent reduction of £40 per month if I stay for the full year. I have already amended my SO for next month. I do like my own space afterall :D
    - I have officially been released from hospital care and all is well.
    - I am on NSD 12. Target met :DFreeby, can I please increase my target to 14?
    - Being back at work has helped me to reduce my spending this month and my spending diary is still being kept up to date 6 months into the year shock, horror.

    The hiccup is ..... I went overdrawn at the beginning of the week, only by about £8 but overdrawn nonetheless. I meant to transfer some money from my small emergency savings account but forgot because I was too tired and went to bed. I was mortified the next day when I logged on to see a minus but it has now been rectified. Fortunately, it was an authorised overdraft but I must be more careful in future.

    I am hoping for at least another 2 NSDs this month if I am careful.

    Have a great weekend everyone.

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Hey candlewick - sounds like your minor hiccup hasn't derailed you. Good to hear about your saving on the rent :)

    Well, I'm finally into double figures - Wednesday, Thursday and today are NSDs taking me to #10 / 15 :j :j

    Possible spendy day tomorrow - petrol is veeery low - hoping to hang on till Sunday so we'll see how it goes

    Spoon, thanks for keeping us going while freeby's having a well-earned rest. Hope things pick up for you :A
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Oh, and thanks for the Friday wiggles. Heading to bed now before the longest day is officially over - night all :)
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Evening all :wave:

    And here are the totals updated with todays NSDs:D


    So.......Summer is here! Yes it is........but I think someone forgot to tell the sun.
    The prizes this month are in readiness for the heatwave that is to come (or I'm emigrating)


    1st Target Met bth_dessert55_zps0eb5d928.gif?t=1369765369 2nd Target Met bth_tn_38misc_zps2d78c5ea.gif?t=1369764947 3rd Target met bth_14427_zps49e242f3.gif?t=1369764903

    Target Exceededbth_14440-1_zps8154735b.gif?t=1369764890




    The Challengers

    Azlan – 10/8
    Beanie – 11/11 Target Metbth_dessert55_zps0eb5d928.gif?t=1369765369 Target Increased 14/13
    Bobarella – 5/
    Bottleofred – 12/8
    Busybumble – 10/9
    Candlewick – 12/12 Target Metbth_dessert55_zps0eb5d928.gif?t=1369765369 Target Increased 14/
    Charleybear - 20/7
    Cw18 – 12/3
    Debtfreefuture – 12/1
    Donna d – 10/4
    Dragon – 10/10 Target Metbth_dessert55_zps0eb5d928.gif?t=1369765369 Target Increased 15/14
    Evertheoptimist – 12/8
    Fedup – 17/16
    Flowerofscotland – 16/10
    Freeby – 15/15 Target Metbth_dessert55_zps0eb5d928.gif?t=1369765369
    Gettingthere – 12/5
    Hanb – 7/6
    Headabove – 14/8
    Hotspur – 10/2
    If – 17/12
    Jaffacakegal – 10/4
    Jammy – 15/2
    Jaxsmar – 13/1
    Jelly biactol – 15/10
    Kathy – 10/6
    Kerri – 12/7
    Liltdiddy – 12/11
    Lucy – 18/3
    Marmite – 17/14
    MissE – 15/10
    ModestyB – 12/10
    Motoko – 15/4
    Nargle – 15/10
    Oodnood – 18/
    Pozza – 10/
    Purplesarah – 20/11
    Sazzie – 22/8
    Slowlyfading – 17/12
    Smithy – 7/
    Spoon – 15/15 Target Met bth_dessert55_zps0eb5d928.gif?t=1369765369Target Increased 20/18
    Suzitiger – 12/6
    Tinycrush – 15/2
    Wildcherry – 15/7
    Zenshi – 15/13



    And the "in a row" targets now as well

    The In-a-Rowers

    Busybumble - 3-in-a-Row Target Reached jumping0048.gif
    Candlewick - 4-in-a-Row Target Reached jumping0048.gif 5-in-a-row party0035.gif
    Dragon - 5-in-a-Row Target Reached jumping0048.gif 6-in-a-row party0035.gif 7-in-a-row smiley-happy036.gif8-in-a-row smiley-happy053.gif 9-in-a-row smiley-happy057.gif
    Freeby - 5-in-a-Row Target Reached jumping0048.gif 6-in-a-row party0035.gif
    Jelly B - 5-in-a-Row
    Marmite - 4-in-a-Row Target Reached jumping0048.gif
    Purplesarah - 7-in-a-Row Target Reached jumping0048.gif
    Sazzie - 5-in-a-Row
    Zenshi - 4-in-a-Row Target Reached jumping0048.gif
    :) The time you enjoy wasting is not wasted time :)
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