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Midsummer NSDness - the June NSD Challenge
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NSD 10 today :j
so, finally into double figures:T
but this 5p piece is starting to burn a hole in my pocket - I might have to spend it tomorrow:)'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
Groucho Marx
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NSD 12 for me todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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solventsoon wrote: »Thanks hun, it is, and it's the first day of summer so I can't be fed up
Time for a wiggle as it's Friday
Thanks for the reminder that summer is offically here.It hadn't clicked that it was today.The nights'll soon fair be drawing in....
I'm doing the Friday wiggle this time,as not only am I off the weekend,but I have a week's holiday.June has been a difficult month workwise for various reasons and I'm so glad that today is finally here.
Oh and #14 claimed for today please.
Have a great weekend!0 -
Another NSD in the bag today making it NSD 16!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Another today making a total of 13 NSDLBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
No 13 for me today.
Did track the chocolate coffee down in Mr T ~ very :j ~ coming out of groccery budget.
The caramel one is nice,tried it at SW.
Will report on chocolate one laterI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Evening Gang :wave:
Hope everyone is well. It's been humid and grey here. Very little sun at all. Another busy week at work but at least mangeable
There is a little more good news from the Candlewick household this evening. I am on a bit of a roll (with one minor hiccup) after April's disasters.
- My appraisal went well
- I indicated to my landlord on Tuesday that I would finally be giving him notice when my break clause kicks in, in 5 months time (after living here for a few years) because I am finding things a bit difficult at the moment, I wasn't happy with the previous increase in rent and my boyfriend and I would like to live nearer one another (he owns so it's easier for me to move) and because I'm a reliable and good tenant, he has agreed to a rent reduction of £40 per month if I stay for the full year. I have already amended my SO for next month. I do like my own space afterall
- I have officially been released from hospital care and all is well.
- I am on NSD 12. Target metFreeby, can I please increase my target to 14?
- Being back at work has helped me to reduce my spending this month and my spending diary is still being kept up to date 6 months into the year shock, horror.
The hiccup is ..... I went overdrawn at the beginning of the week, only by about £8 but overdrawn nonetheless. I meant to transfer some money from my small emergency savings account but forgot because I was too tired and went to bed. I was mortified the next day when I logged on to see a minus but it has now been rectified. Fortunately, it was an authorised overdraft but I must be more careful in future.
I am hoping for at least another 2 NSDs this month if I am careful.
Have a great weekend everyone.
CWNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Hey candlewick - sounds like your minor hiccup hasn't derailed you. Good to hear about your saving on the rent
Well, I'm finally into double figures - Wednesday, Thursday and today are NSDs taking me to #10 / 15 :j :j
Possible spendy day tomorrow - petrol is veeery low - hoping to hang on till Sunday so we'll see how it goes
Spoon, thanks for keeping us going while freeby's having a well-earned rest. Hope things pick up for you :ASPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
Oh, and thanks for the Friday wiggles. Heading to bed now before the longest day is officially over - night allSPC Member #112 :A Save £2k in 2014 # 160 :money:0
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Evening all :wave:
And here are the totals updated with todays NSDs:D
So.......Summer is here! Yes it is........but I think someone forgot to tell the sun.
The prizes this month are in readiness for the heatwave that is to come (or I'm emigrating)
1st Target Met2nd Target Met
3rd Target met
Target Exceeded
The Challengers
Azlan – 10/8
Beanie – 11/11 Target MetTarget Increased 14/13
Bobarella – 5/
Bottleofred – 12/8
Busybumble – 10/9
Candlewick – 12/12 Target MetTarget Increased 14/
Charleybear - 20/7
Cw18 – 12/3
Debtfreefuture – 12/1
Donna d – 10/4
Dragon – 10/10 Target MetTarget Increased 15/14
Evertheoptimist – 12/8
Fedup – 17/16
Flowerofscotland – 16/10
Freeby – 15/15 Target Met
Gettingthere – 12/5
Hanb – 7/6
Headabove – 14/8
Hotspur – 10/2
If – 17/12
Jaffacakegal – 10/4
Jammy – 15/2
Jaxsmar – 13/1
Jelly biactol – 15/10
Kathy – 10/6
Kerri – 12/7
Liltdiddy – 12/11
Lucy – 18/3
Marmite – 17/14
MissE – 15/10
ModestyB – 12/10
Motoko – 15/4
Nargle – 15/10
Oodnood – 18/
Pozza – 10/
Purplesarah – 20/11
Sazzie – 22/8
Slowlyfading – 17/12
Smithy – 7/
Spoon – 15/15 Target MetTarget Increased 20/18
Suzitiger – 12/6
Tinycrush – 15/2
Wildcherry – 15/7
Zenshi – 15/13
And the "in a row" targets now as well
The In-a-Rowers
Busybumble - 3-in-a-Row Target Reached
Candlewick - 4-in-a-Row Target Reached5-in-a-row
Dragon - 5-in-a-Row Target Reached6-in-a-row
7-in-a-row
8-in-a-row
9-in-a-row
Freeby - 5-in-a-Row Target Reached6-in-a-row
Jelly B - 5-in-a-Row
Marmite - 4-in-a-Row Target Reached
Purplesarah - 7-in-a-Row Target Reached
Sazzie - 5-in-a-Row
Zenshi - 4-in-a-Row Target ReachedThe time you enjoy wasting is not wasted time
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