Midsummer NSDness - the June NSD Challenge

beanielou

sazzie~Doesent sound good.
Hope that you have someone fighting your corner.

Jelly_Biactol

Declaring early today with NSD 9

But since I've only got 5 pence in cash on me, I'd struggle to make it a spendy day anyway:)

wildcherry

Yesterday was NSD#7 for me. I'm struggling to nab this week. I'm off work and I seem to need lots of stuff. I probably don't really but I am having abit of a splurge!
Saturday might be my next potential NSD if I'm lucky! :-/ Not sure if I'll get to me target this month now.

HeadAboveWater

Freeby - jealous!! but have an AMAZING time!

Hope you get things sorted v soon sazzie

There are quite a number of folk 'struggling' (sorry for lack of better word!) this month with so much going on with families, friends, homes, money, work, all sorts! Thinking of you all and hope things keep getting better for you all Hugs to everyone

EDIT:
NSD #8 :j
Managed to get a subway, 4pk Coors Light, cappuccino and bun, all for FREE

solventsoon

beanielou wrote: »

Spoony~So sorry to hear about no job at the mo.
For some reason I had it in my head that you were self employed.
Keep plodding,sending you lots of positive vibes xxx

Thanks beanie xxx
You're right, I am self-employed, so it's not a "job" as such, but something I've been working on for some time. It's ended unexpectedly so I have nothing to replace it with unfortunately. I'm looking but there's not much around atm

HeadAboveWater wrote: »

BIG *hugs* to you spoon Fav saying of mine...
If you can't see the light at the end of the tunnel, get down there and light the bl00dy thing yourself!
I know there's only so much you can actually do yourself, but just take one day at a time. You will get there

Thanks HAW, I'm trying to stay positive but it's a bit hard going at the moment. I've been in this position many times before and it's never affected me this badly, I think it's just down to everything else that's going on around me on top :(

HeadAboveWater wrote: »

Really want a NSD today!! Slipping behind....!

Back later to update!

EDIT:
Guess that NSD will have to be tomorrow...
Met mum for lunch. She did offer to pay for lunch but she'd paid the last time too! In the end I accepted half back!!

Bagel with cream cheese and bacon, with a bit of side salad and coleslaw. Washed down by a cappuccino obviously! YUMMY

Lunch sounds good as does your mum

Sazzie23 wrote: »

Evening all

Spoony - does sound really bad, no wonder you are so worried, :eek: but you can get through this, remember you have lots of talents and skills which you have shown us here, and we are all rooting for you. Gritted teeth and head down can be the way to go, but get some proper help if you think you need it. .

Thanks, sazzie, that's lovely of you x :A My teeth are definitely gritted and fingers and toes crossed......

Sazzie23 wrote: »

Had some carpy news about a (big) payment which has gone into an old account by mistake, and no one will take responsibility. It's a complex situation and I'm reeling a bit as I was relying on the money to go towards paying the interest only mortgage, but the account it went to was part of my DMP and I don't think I'll be able to get the money back.:mad::mad::mad: (scared very scared:()

Tonight I'll be saying another prayer to help me have the strength and food sense to get through this, I'll extend it to include all NSD'ers who could do with a dose of spiritual help.

..... and for you as well. That sounds dreadful, I'm so sorry I really hope you can get some help to sort this out for you. Sending you a massive (((hug))) and some positive vibes xx :A

solventsoon

freebyfifty wrote: »

Good Morning everyone

Woo Hoo. :T:T The day I have longed for since I was up to my armpits in snow and skidding my car down a hill into another one has finally arrived :j:j

Oh this year I'm off to sunny Spain
Y Viva Espana
I'm taking the Costa Brava plane
Y Viva Espana

Can you tell I'm a tad excited????

I will update when I can so I will be checking in on you all ............. so behave and play nice

I am going to post the July thread sometime this morning so it is all ready but can I ask you to keep bumping it onto the first page if it drops out please?????

I will miss you all and will raise a glass (or two) of cold cerveza to your dedication to the NSD cause.

adios y hasta pronto

Have a lovely time, Freeby :j:j:j:j

I'll keep things updated while you're away

IF

Afternoon all :hello:


I now have my 12th NSD

Thank you freeby, spoon, Marmite, Cheryl and Sazzie
IF


:rotfl::rotfl::rotfl:

Nargleblast

Freeby - Hola! And hasta la vista, baby! Bring us a stick of rock back from Espana!

Spoon - As per Headabovewater's comment about getting down and lighting the light yourself, ultimately you are numero uno. Look after yourself or you'll be in no fit state to look after anyone else. It's awful when you are going through bad times, you think there is no way out but then one day you find you are through it and out the other side and you look back and think "Well, I survived that!"
You have it within you to survive and succeed, now get to it and kick some arris! And take all our good wishes and healing thoughts as a cushion for the ride.

Nargleblast

And heave-ho me lads! Kersplash! Another NSD in the Cauldron of Doom makes a tantalising 10 NSDs from Chateau Nargle.

IF

July's NSD thread - Click here

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!