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New Credit Ratings Board

Former_MSE_Andrea
Posts: 9,611 Forumite



What this board's about
Welcome to the Credit Ratings board, set up so you can find Credit Ratings help in one place. As well as our fantastic MoneySaving community, representatives from credit reference agencies will be on here helping answer questions too.
Where to start and how to use it
First of all go to the Credit Score guide. If you've read that and still have a question check out the existing threads and read through them.
If it's not been asked you can ask yourself by clicking the "new thread" button.
To do that you need to be logged in so join the forum, it's free to do.
If you aren’t sure how it all works, watch our New to Forum? Intro Guide.
Andrea
Welcome to the Credit Ratings board, set up so you can find Credit Ratings help in one place. As well as our fantastic MoneySaving community, representatives from credit reference agencies will be on here helping answer questions too.
Where to start and how to use it
First of all go to the Credit Score guide. If you've read that and still have a question check out the existing threads and read through them.
If it's not been asked you can ask yourself by clicking the "new thread" button.
To do that you need to be logged in so join the forum, it's free to do.
If you aren’t sure how it all works, watch our New to Forum? Intro Guide.
Andrea
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0
Comments
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Really pleased to see this development. Should make it easier for moneysavers to find information and support on credit checking issues, and for the CRAs to offer advice and help too. Well done MSE
James Jones“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0 -
Now if we could just get some reps from Equifax and Callcredit/Noddle?
:whistle:
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
MSE_Andrea wrote: »
First of all go to the Credit Score guide. If you've read that and still have a question check out the existing threads and read through them.
There are so many people coming on here asking about their credit score in relation to a mortgage,who seem to be gaming their scores by taking out cards and not clearing the card in full.
The point needs to be made quite strongly that some of the things you can do which might boost your Credit Referencing Agency so called 'credit score' are actually things which may either lead to a mortgage rejection or reduce the available borrowing.You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'0 -
whilst credit ratings have their uses and i`m sure this new forum will as well,its important to get across that credit ratings sometimes mean little or nothing and are often just one of the tools used by lenders0
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Excellent, been waiting for this
Thanks!What will your verse be?
R.I.P Robin Williams.0 -
Welcome to the new board.0
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Glad to see this new board in action - it should make it a whole lot easier to find relevant information on all things credit rating.0
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misterwilson wrote: »How can I improve my credit score. I wish to apply for a credit loan. They said I can only get payday loan. Help me.
Moved to a new thread ---> https://forums.moneysavingexpert.com/discussion/4730613Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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