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What would you do if you were me?

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Comments

  • spud30
    spud30 Posts: 16,872 Forumite
    Another vote for paying it off the Citi card from me IA.

    The interest rates are :eek:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
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  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    What I would do is to try to get the Citi card transferred to a lower rate card, a 0% one if possible and then you would be able to throw everything at Barclaycard and only worry about the minimum balance on your new card. If you could do a BT this month to a new card then you will probably pay a BT fee but nothing after that for the term of the introductory offer. Dont know if you are able to do that though.
    The forest would be very silent if no birds sang except for the birds that sang the best






  • racer256
    racer256 Posts: 580 Forumite
    Hi I.A,
    Pay the minimum payment on the Barclaycard & pay the rest off the Citi card. You never know you may be able to clear 2 cards in one month. What a boost you will get.

    I like the idea of a 0% BT but what is your credit score like?
    Good Luck
    I am full of joy, abundance, wealth and love.
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