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What would you do if you were me?
Comments
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You know, wherever this payment goes, it brings you past the half way mark.0
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It's citi card for me I'm afraid but whatever way you look at it it's a massive chunk...0
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Defo Citi, coz the interest is higher and the balance will look so much smaller afterwards
Sarah x'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Pay half off each.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Hi IA - well I guess the logical thing is to go with the majority on here - cut the Citi on down a chunk - but whatever you decide, you're doing and have done incredibly well! WishIi had just a little of your determination and single-mindedness. I mean well, but my DFW list doesn't seem to get much ticked off, whereas you've made real, measurable progress. So really, whatever you chose that DF day is getting much, much closer.Resolution:
Think twice before spending anything!0 -
I vote for Citi card!Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0
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Have you made a decision yet IA?Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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IA... transfer the balance onto the barclay card and then pay it off on the barclay card if thats possible...
Had £80,000 in Savings - All GONE!!! BYE BYE:A Single, 27, Aspie, Gooner :A0 -
I'd pay off citi. I know you like seeing that you have paying smaller debts first so they have gone rather than going by the highest interest, but paying the higher interest will save you money.
If you pay citi then the £117 you paid by *mistake* you wouldn't have to view as a a 'you c0cked up' and it fetches the highest interest card down to having the lowest balance which satisfies your desire to target paying the smallest of first, whilst also being the *correct* thing to pay off due to the higher interest.0 -
I_A, to start with I was going to tell you citi, but having seen Toto ingenius idea, that will tell you what you REALLY want to do and so you should go with that. Good Luck whatever you decide and well done for being so DFW!!Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts
DFW Long Hauler #109 
Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!0
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