Sat/Sun 11th/12th May - What small DFW things will you do today?

allydowd

What small DFW things will you do today? When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. :T

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

So be proud of those small steps, they really are important.

allydowd

Morning all,

I'm up early this morning as I promised my OH home-made hash browns (Link) for breakfast this morning (4th wedding anniversary) and then I remembered we only have a wee 3 inch x 4 inch hand grater and it's going to take me ages to prepare!

Today I will:

1. Look at Amazon Trade, submit £10 worth of books, get a £5 off £10 spend voucher. (Link)
2. Do Nectar AdPoints. Done
3. Do OnePoll. Done
4. Lunch is ravioli from the FoodBank.
   
5. Use half left-over egg from the hash browns to make small batch of crepe pancake batter mix for tomorrow morning. (Link) Done
6. Run out of biscuits: make chocolate and nut cookies with free nuts from Graze box. (Link) Done
   
7. Run out of ice-cream: Make granita for tonight's dessert with tiny amount of frozen fruit found in freezer and using lemonade instead of soda water. (Link)
   Done
8. Try to get rid of a really bad headache.
9. Read magazine on loan from neighbour. Done
10. Cut and freeze chives, again. Done
11. Not allow neighbour to talk OH into buying a lawn mower! We have one already!
    
12. Home cooked special meal for tonight. Sort-of beef-wellington made with a few left over strips of beef and lots of veg.
13. Use a free online Microsoft Word to PDF file converter. (Link) Done

MONEY-SAVING TIP FOR GARDENERS:

Bury your banana skins under your rose bushes; they love the potassium. No need to dig down and bury them deep. Just wipe away a little dirt and leaves, throw down the skin, and then cover it back up with the detritus you've pushed aside.

PINECONE RESEARCH ARE RECRUITING:

How to sign up (Link)

FREEBIES:

1. Free two-month Friends and Family Railcard via Daily Mail for a third off adult fares and 60% of childrens' fares. For each journey there must be at least one adult and one child travelling together. (Link)
2. Free(?) tub of Clover via Facebook (Link)
3. Free 3-day Fitness First pass (Link)
4. Free wallpaper samples (Link)

OFFERS

1. In today's Daily Express, page 30, coupon for free 500g Pot of Onken Natural
   Set Yoghurt, valid at Tesco today only (Link)
2. In today's The Sun, burger king coupons (Link)
3. In today's Daily Star, 55p, page 29, voucher for a free Health Lottery ticket. Give to the retailer in exchange for your free £1 ticket.
4. RedSpotted Hanky/Tesco Clubcard £5 deal (Link)
5. 40% off many Brantano shoes online (Link)
6. £5 off £10 Starbucks spend (Link)
7. 5p off every litre of fuel at Shell (Link)
8. 20% off Go Outdoors (Link) Thanks Karb.

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up (Link)
• Birthday Bingo, daily free game (Link)
  
• Freecycle (Link)
• Free Postcode Lottery (Link)
• FreeStuff (Link)
• FreeUKStuff (Link)
• List of online newspapers. At bottom of the linked page. (Link)
• MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
• MSE Deals and Vouchers (Link)
• MSE Wow Offers (Link)
• My Supermarket (Link)
• Nectar Points, AdPoints, Search Toolbar (Link)
• OnePoll (Link)
• Quidco (Link)
• Reclaim PPI at no cost to yourself (Link)
• Survey sites that pay for your opinions (Link)
• Swagbucks (Link)
• Swapit (Link)
• Tesco Price Promise (Link)
• TopCashBack (Link)

Candy0107

Morning gang,

Thanks to Ally for starting the thread - happy anniversary :T

I've not been able to read or reply to the thread as back to work on Thursday.

Hubby and I had a date night last night.....a meal in town (wetherspoons) and then went to see the new Star Trek film. I'm not a Trekkie but even I found it quite good

So this list includes additional Mse things from Thursday

So, I have/will do:

• Meals from stores
• Need to recover my sealed pot (should've done this a while ago)
• Checked postcode and birthday lottery
• Have an NSD
• Need to check bank
• Need to do college work - final 2 units for this year
• Watching bits n bobs on the sky box - hubby and I were discussing this last night.....yes, we spend a fortune on it each month, but we have multiroom and we don't normally go out so it only costs us £10 per week (how much do people spend on a weekend drinking?)

Additionally - used hubby's phone fund money to buy a new phone as my old one kept on dying......it got to the stage of being continually on charge. It was money saving as I got a brand new phone for £7.99..........the phone fund gives £10 or every £100 spent on the tariff. I looked for a cheap case for it rather than buying from the phone shop.

My phone arrived yesterday while we were out so when I got back, I installed a load of aps such as quidco and natwest

I must get a wriggle on as I've got a load to do...I must also read the thread from Thursday/Friday

Take care all,
Candy xxx

La_escocesa

Hi ally - thanks for the kick off

Hi everyone :hello:

I won £110 in a comp at work :T - took £20 each for me and OH, paid the carpet fitter and buying groceries with the rest

Used old bedroom carpet to carpet stairs and landing - looks fab and only £30 for fitting rather than £200ish for brand new carpet. OH wasn't sure about the blue colour but now it's down he's said 'It looks like grey in this light' - result - I think that means he's happy too and won't go banging on about how he wants a new stripey one :rotfl:

Going to @ldi today with winnings Free' food is the best food.

FIL helping put up our wardrobes Saving £299 'installation fee!

Big long dog walk - free exercise and not paying dog walker...

Continue my search for dog sitter cheaper than kennels...

Making the most of our lovefilm '£15 for 6 months' deal that runs out at the end of May!

Checked banking and ccs

Did a £3 survey - Q - Anyone want a pinecone invite?

Took day in lieu yesterday - bit of a cheek really as it was for my Sunday 'working' when I took that 10 hour business class flight!! :rotfl:

Oh -also productive day at work on Thurs when I spoke to guy who wants me on his team officially (I'm currently working for him but he's not my line manager so can't set pay and conditions etc). Says he recognises I'm doing a different job now and if I'm on his team then he can get all of that reviewed properly! Fingers crossed. He's not the quickest mover so I'll probably still be in current situ come Christmas! One can hope!

OH also has a job interview next week so crossing my fingers.

Party tonight - walkable distance and rumours of a free bar

Catch up soon y'all

carrielovesfanta

Morning all!

Ally - thanks for starting off the thread and happy anniversary!

La E - fingers crossed for you!

That reminds me, it's our wedding anniversary soon and I need to check which one it is (I like to get a small token gift along the theme of the wedding anniversary like paper, cotton etc) Apparently it's Leather! Ooo Matron!

I did a very hard dfw thing yesterday. I passed up on girly weekend to Cardiff. A friend couldn't go and offered me the place instead. The hotel and train were already paid for, all I had to do was provide spends. I didn't really have any spends though and declined.:T Who needs Cardiff? I've got housework to do! :rotfl:

Today's list:

B/L/D from stores (will defrost something for dinner so OH cannot tempt me into takeaway. The chinese place that delivers to us is just too yummy! ) OH has mentioned zhang bo beef already. It may not end well!

[STRIKE]Check online banking[/STRIKE]

[STRIKE]Housework (is Flylady really back to the kitchen again? My cupboard doors cannot possibly need washing again already? )[/STRIKE]

Continue electricity saving measures - ongoing.

[STRIKE]Don't wash hair (water, elec, gas and hair dye saving :money:)[/STRIKE]

Bake some normal bread (jam on toast would be a tad weird with chilli bread! Chilli bread not a total success by my method, I can't recommend it)

[STRIKE]Tend to seedlings[/STRIKE] - things starting to pep up in the garden now. I'm too impatient though!

[STRIKE]Research alternative internet provider. [/STRIKE]Our dongle is cack. I have seen an EE dongle that you can cancel after the first month if it's cack. A brand new EE mast has gone up down the road from us so I think it's worth trying.

Have a good one all xx

allydowd

carrielovesfanta wrote: »

That reminds me, it's our wedding anniversary soon and I need to check which one it is (I like to get a small token gift along the theme of the wedding anniversary like paper, cotton etc) Apparently it's Leather! Ooo Matron!

:rotfl:I think we're paper or linen this year.

allydowd

carrielovesfanta wrote: »

Research alternative internet provider.

We're very happy with our Three MiFi Dongle. £15/month for loads of data. Suppose it depends where you live though. (Link)

carrielovesfanta

allydowd wrote: »

:rotfl:I think we're paper or linen this year.

Wikipedia reckons fruit and flowers

http://en.wikipedia.org/wiki/Wedding_anniversary

I'll check the coverage on that dongle too. Thanks

josiebabie

Morning peeps!

Thanks for starting us ally and happy anniversary.

Not sure how MSE we're going to be this weekend as we have a few spends planned, mostly a massive house sort :-

- Checked banking
- Print list priced up on Mr T's website last night
- Visit Mr T's and stick to list rigidly! I am spending TOO much money on food recently
- Moved welsh dresser so I can paint behind it, I couldn't move it when I decorated last but this morning I have emptied it completely, decluttered it and have a HUGE patch of yellow paint to cover... :rotfl:
- Pack a few items that aren't needed so I can continue to get this house sorted
- Search in shed to see if I have any paint left from living room, if not then visit homebase/b&Q to try and track down something similar
- Also search in shed for brick paint as mantle needs painting, we won't he having any more fires until we move now
- Clean out fireplace
- Purchase new firebasket in Homebase - gave mine to ex when he moved out but it's marked on the inventory
- Purchase a large tub of magnolia paint for hallway
- Purchase cheapest possible character lunch box for DD as she's pretty much permanent packed lunches now
- DM picking me up a lint roller in Ikea, I gave her a £5 off £35 spend voucher I had through the post - she's spending over £35 anyway
- Go through inventory to see if there's anything I have not notcied that I need to sort

We're not moving for probably 6 weeks yet but I really don't want to have to do this all at once, so I feel bit by bit will be a better option!

Jx

kjp

Morning all!

Have a whole week off from college and no exams to revise for, feels very weird! So today I will...

Check banks
Check CC
Update MS money
Surveys
Get back into Swagbucks
Night in, watch a borrowed film
Get a couple of things ready to list on EBay
Free haircut at my usual salon with a trainee - first time doing this so a bit apprehensive, but how bad can it be?!
Work out budget for June
Tidy up bedroom!
Work out what I'm doing with Shop&Scan

Think that's me, have a great day all!
Kxx

allydowd

josiebabie wrote: »

visit homebase/b&Q

Dunno if these voucher codes would help you or someone else? (Link) (Link2)