Not sure if posted before but a question if I may

helping_hubby

for the renters:
1) your age27 and 29
2) your locationSurrey
3) your salary (joint if that's what you have)Joint: £44k
4) your rental pcm£800
5) your type of property (2 bed flat, 3 bed detached, etc)2 bed detatched house
6) your deposit you're saving (if you are)Saved about 4k for stamp duty, fees, moving in etc. Parents are helping with a £50k deposit


We're in the process of buying a house. If we ever exchange then...
home owners:
1) your age27 and 29
2) your location Hampshire/Surrey border
3) your salary (joint if that's what you have)Joint: £44k
4) your type of property (2 bed flat, 3 bed detached, etc) 2 Bed Semi - ex council
5) your purchase price £178500
6) your purchase date End of June 07
7) your deposit used £48.5k from extremely generous parents
8) your amount of mortgage at start of mortgage (and remaining) £130k
9) your mortgage type/rate (if fixed when does it end) Fixed till 2012 5.39%
10) any savings, etc Absolutely none after we've moved in

kissingthepink

for the home owners:
1) your age 38
2) your locationSE London
3) your salary (joint if that's what you have)singlton £35k basic, £40k with usual bonus payment
4) your type of property (2 bed flat, 3 bed detached, etc)1 bed flat
5) your purchase price£107,000
6) your purchase dateJune 2002
7) your deposit usednil - borrowed £111,000 to cover all costs, furniture etc
8) your amount of mortgage at start of mortgage (and remaining)£111,000 now about £102,000
9) your mortgage type/rate (if fixed when does it end)Repayment tracker, BOE plus 0.24%
10) any savings, etc£1,500 in ISA, but will probably spend most of this on a trip home to vsit my family in SA for Christmas

Melissa177

Oh well, why not:

home owners:
1) your age 24
2) your location Battersea
3) your salary 32K
4) your type of property 1 bed flat, built 1994
5) your purchase price £165500
6) your purchase date Feb 07
7) your deposit used 16.5K from savings
8) your amount of mortgage at start of mortgage (and remaining) £165K, 165K remaining
9) your mortgage type/rate (if fixed when does it end) Fixed until 2012, 5.39%
10) About 1000

dreamalittle

For the renters:
1) your age 27 (me) 30 (OH)
2) your location SE London (Zone 4)
3) your salary £44k joint (both earn about the same)
4) your rental pcm £800
5) your type of property 2-bed Victorian/Edwardian semi
6) your deposit you're saving (if you are) Current savings are about £35k, including a largish chunk from a flat I used to own with an ex.

seven-day-weekend

CB1979 wrote: »

for the home owners:
1) your age 57 and 58
2) your location Spain (also with a house in the UK)
3) your salary (joint if that's what you have) c.£10,000 pa
4) your type of property (2 bed flat, 3 bed detached, etc) 2 houses, both three-bed terrace, one in a West Midlands city, one in a Spanish village
5) your purchase price £3000 (UK) and £35000 (Spain)
6) your purchase date 1976 (UK) and 2003 (Spain)7)
your deposit used £700 (UK) - paid cash for Spanish house
8) your amount of mortgage at start of mortgage (and remaining) £2300 (UK house)- no mortgage on either house now
9) your mortgage type/rate (if fixed when does it end) n/a
10) any savings, etc some, but not saying how much


Just being nosey and want to try and see if this "average" argument reallt stacks up

not sure if I've thought of everythig that people (well me! lol) are interested in.

just simple answers to the questions and add any other q's you may want to answer.

Hope this helps!

mystic_trev

1. Young (ish) OK Oldish
2. Male
3. Attractive side of ugly.
4. Seeks attractive,blue eyed, long legged blond with view to long term relationship........yeah belive what you want!

5. Errrr, am I on the right forum?

robnye

1) your age 41
2) your location Sussex
3) your salary (joint if that's what you have) £49K (£54K joint)
4) your type of property (2 bed flat, 3 bed detached, etc) 4/5 bed semi
5) your purchase price £117000
6) your purchase date sept 1999
7) your deposit used £15K from previous house
8) your amount of mortgage at start of mortgage (and remaining) 2 mortgages £105K, now (4 mortgages) £130K - £30k loft conversion 2 years ago, and £10k for car 3 years ago - 3 endowments due in 4 years mort will halve
9) your mortgage type/rate (if fixed when does it end) just taken out a tracker 0.18 above BOE rate - for life - taken out sept 2006
10) any savings, etc - small pots - mostly for the sproglets - in the region of £7k

divadee

1) 29 mr divadee is 35
2) bournemouth, dorset
3) mr divadees is 24k (im a sahm)
4) 3 bed bungalow
5) 80k (we inherited the other half so really 160k)
6) dec 2003
7) 40k
8) 40k at start 37 remaining
9) repayment 15 year fixed rate at 6.1% expires in 2019
10) 4k in savings

Flipped27

for the renters:
1) your age 27 and 37
2) your locationdevon
3) your salary (joint if that's what you have)29k joint
4) your rental pcm775
5) your type of property (2 bed flat, 3 bed detached, etc)4 bed detached house
6) your deposit you're saving (if you are)none at the moment (paying off debts!)

nifferwilko

for the home owners:
1) your age 23
2) your location Durham
3) your salary Only me, £21-£22,000 ish
4) your type of property Two bed mid terrace
5) your purchase price £67,950
6) your purchase date 4/5/2007
7) your deposit used £0 - 100% mortgage (I know, I know)
8) your amount of mortgage at start of mortgage (and remaining) £67,950 (£67,950)
9) your mortgage type/rate (if fixed when does it end) 6.04% fixed until Jan 2010
10) any savings, etc No savings