Not sure if posted before but a question if I may

CB1979_2

for the home owners:
1) your age
2) your location
3) your salary (joint if that's what you have)
4) your type of property (2 bed flat, 3 bed detached, etc)
5) your purchase price
6) your purchase date
7) your deposit used
8) your amount of mortgage at start of mortgage (and remaining)
9) your mortgage type/rate (if fixed when does it end)
10) any savings, etc

for the renters:
1) your age
2) your location
3) your salary (joint if that's what you have)
4) your rental pcm
5) your type of property (2 bed flat, 3 bed detached, etc)
6) your deposit you're saving (if you are)

just being nosey and want to try and see if this "average" argument reallt stacks up

not sure if I've thought of everythig that people (well me! lol) are interested in.

just simple answers to the questions and add any other q's you may want to answer.

CB1979_2

1) 27
2) South Croydon, Surrey
3) £60k (joint £25k g/f, £35k-£45k me (Self-Employed)) ONLY 2.75 multiple
4) 2 bed Victorian (or Edwardian can't remember! lol) conversion g/f flat
5) £167k
6) July 2006
7) £2.5k
8) £165k, (£165k remaining)
9) 4.49% (fixed until July 2008)
10) £22500 savings

am in no way trying to "boast" either, I'm sure there are plenty that earn a lot more than me and own a much better property than me too!

Guy_Montag

CB1979 wrote: »

for the home owners:
1) your age
2) your location
3) your salary (joint if that's what you have)
4) your type of property (2 bed flat, 3 bed detached, etc)
5) your purchase price
6) your purchase date
7) your deposit used
8) your amount of mortgage at start of mortgage (and remaining)
9) your mortgage type/rate (if fixed when does it end)
10) any savings, etc

for the renters:
1) your age
2) your location
3) your salary (joint if that's what you have)
4) your rental pcm
5) your type of property (2 bed flat, 3 bed detached, etc)
6) your deposit you're saving (if you are)

just being nosey and want to try and see if this "average" argument reallt stacks up

not sure if I've thought of everythig that people (well me! lol) are interested in.

just simple answers to the questions and add any other q's you may want to answer.

1) 30
2) Durham
3) £29k
4) £325/ identical flat on market for £70k
5) 1 bed flat with garage
6) A lot, though my !!!!!!! fund managers seem to !!!! most of it against the wall.

deb_buffy

for the home owners:
1) 20
2) winsford, cheshire
3) £25k joint
4) 2 bed semi
5) 105000
6) 1st June
7) £3500
8) £101500
9) Repayment fixed 6.29% untill june 2010
10) No savings just used them but starting up again soon.

lynzpower

renters
1) your age 29 ( oh is 28)
2) your location LONDON
3) your salary (joint if that's what you have) 43.5k ( plus extras)
4) your rental pcm 758.33
5) your type of property (2 bed flat, 3 bed detached, etc) 2 bed semi detached cottage 6) your deposit you're saving (if you are) not overly saving for deposit, but have 600pcm to save at present
6) money in savings at the moment approx 30k

just being nosey and want to try and see if this "average" argument reallt stacks up

silvercar

Very nosey question (which is why your averages won't stack up), can I answer bits and not others?

for the home owners:
1) your age43
2) your locationjust north of London
3) your salary (joint if that's what you have) MYOB
4) your type of property (2 bed flat, 3 bed detached, etc)5 bed detached
5) your purchase priceA lot!
6) your purchase datesummer '06
7) your deposit used60% of house value
8) your amount of mortgage at start of mortgage (and remaining)40% of house value
9) your mortgage type/rate (if fixed when does it end)interest only offset, 4.99% fixed ends Dec '07
10) any savings, etc40% of mortgage in offset account

Feanor

for the renters:
1) your age - (24, OH is 28)
2) your location (Surbiton, Surrey)
3) your salary (joint of 48k)
4) your rental pcm (700 per month)
5) your type of property ( 1 bedroom flat, kitchen/living room in one room , ensuite bathroom. Nothing else!)
6) your deposit you're saving (using £10k of inheritence to buy our first property, which is 5% of purchase price).

Amitoocautious

for the home owners:
1) your age
2) your location
3) your salary (joint if that's what you have)
4) your type of property (2 bed flat, 3 bed detached, etc)
5) your purchase price
6) your purchase date
7) your deposit used
8) your amount of mortgage at start of mortgage (and remaining)
9) your mortgage type/rate (if fixed when does it end)
10) any savings, etc

Not technically a home owner yet but waiting on exchnage so here goes basing on our house

1) Me 30 next week, husband 31
2) Basingstoke, South East
3)90k joint salary
4)Bought a 3 bed semi detached with garage
5) 225k
6)Exchanging this week
7) 22,500k deposit
8)202500k and thats left as havent started yet
9)Fixed 5.24% for 3 years
10) Will only have about 5k left in savings but planning to save 500 minimum and overpay 500 a month

PJD

Also interesting to see the type of people who use these forums actually

Age 32
Surrey
Salary 30k - 37k
Rent £200 PCM (temporary mate's rates!)
2 bed flat
Deposit will be over £60,000 next week

honeypop

for the home owners:
1) your age 26
2) your location Herts
3) your salary (joint if that's what you have) Joint=£44,000
4) your type of property (2 bed flat, 3 bed detached, etc) 2 bed semi
5) your purchase price £190,000
6) your purchase date Mid Dec 2006
7) your deposit used None
8) your amount of mortgage at start of mortgage (and remaining) £190,000 (100%)
9) your mortgage type/rate (if fixed when does it end) 3yr fixed, 5.89% i think...2.5yrs left
10) any savings, etc A few thousand for emergencies, rest was used for house purchase fees etc... secretly hoping it might be needed towards a wedding if OH finally decides to propose!

gingercordial

Ok, why not...

For the renters:
1) your age both 26
2) your location north London (zone 2)
3) your salary (joint if that's what you have) £45k me + £25k him so £70k total
4) your rental pcm £1,235
5) your type of property (2 bed flat, 3 bed detached, etc) 2 bed flat with garden
6) your deposit you're saving (if you are) Save each month as a matter of principle but not particularly for a deposit, happy renting for now