Not sure if posted before but a question if I may

Liz1966

1) your age 41
2) your location Surrey/Sussex boarder
3) your salary abt £30K
4) your type of property 2 bed flat
5) your purchase price £47K
6) your purchase date Aug 93
7) your deposit used £7K
8) your amount of mortgage at start of mortgage (and remaining) £40K (£28K remaining)
9) your mortgage type/rate Flexible about 5.6%
10) any savings - none - I've been doing some home improvements & double glazing, new boiler, new kitchen & new bathroom have gobbled up the savings (but it'll all look lovely when it's finished!

BobProperty

mystic_trev wrote: »

1. Young (ish) OK Oldish
2. Male
3. Attractive side of ugly.
4. Seeks attractive,blue eyed, long legged blond with view to long term relationship........yeah belive what you want!

5. Errrr, am I on the right forum?

Do you smoke? Are you looking long term or just for friends?

Hang on, I'm on the wrong forum too.....:rotfl:

Nice to see Hong Kong rents still as mad as 20 years ago.

I won't be answering this as my circumstances are about to change significantly, sorry OP.

jfdi

I'll play...........

for the home owners:
1) your age - 48 & 57
2) your location - Hampshire coast
3) your salary (joint if that's what you have) - £22k (me p/t), £15k av (OH)
4) your type of property (2 bed flat, 3 bed detached, etc) - 3 bed semi
5) your purchase price - £58k
6) your purchase date - Dec 1990
7) your deposit used - £32k, kept £16k back for building work.
8) your amount of mortgage at start of mortgage (and remaining) - £26k / nil
9) your mortgage type/rate (if fixed when does it end) - N/A
10) any savings, etc - lots! £4000 in 'cash', rest long term.

A

Gem_

for the home owners:
1) your age - 26
2) your location - Yorkshire
3) your salary (joint if that's what you have) - me zero (at the moment) (husband lives in his own house so not fair to count him)
4) your type of property - 4 bed terrace
5) your purchase price - £43k
6) your purchase date - Dec 2003
7) your deposit used - £2k
8) your amount of mortgage at start of mortgage (and remaining) - £41k / 39k
9) your mortgage type/rate (if fixed when does it end) - bank basic rate as deal ended and I can't remortgage as I dont have a job
10) any savings, etc - more than 6 months salary (which is not difficult currently )

CB1979_2

cheers then people.

it is interesting to see some of the stats.

alot of the FTB type home owners, seem to be:
average age (25-30)
approx average income or above £25kish,
their mortgages seem to be of a realistic multiple (ie about 3-3.5 times) and
most seem to be below the "average price".

I was just interested to see what the "normal" people on here (mainly the FTB territory) stacked up against the "average" wage/"average" house price/average age ideology.

obviously there are some outliers but looking at the majority of them that's how i see it.

it is very interesting to see the rental prices as well for the differing types of property around the country, ie £200pcm for a 2bed flat (mates rates or not that's bloody good! lol) and the Hong Kong £4200 pcm, !!!!!!!!!!!

it seems the average kind of price is £700-800 for a 2 bed flat around london, again I came to expect that.
but then for £775 you could get a 4 bed detached in Devon!

thanks again people, obviously I won't go into too much I'll leave that to the analytical amongst us (well you) to properly work out who's better off & who's overcommitted, etc.

obviously I know this doesn't take into other debts, etc.

but thanks again.

anyone else care to add anything to the "scientific findings"

Jillinoz

Oh, this thread has really piqued my interest, so why not...

for the home owners:
1) your age - 39
2) your location - Yorkshire
3) your salary (joint if that's what you have) - retired and currently single (although open to offers )
4) your type of property (2 bed flat, 3 bed detached, etc) - three-bedroomed converted mill
5) your purchase price - £300K
6) your purchase date - April 2006
7) your deposit used - £300k (hence the retirement, or semi-retirement as I describe it to friends)
8) your amount of mortgage at start of mortgage (and remaining) - none and none
9) your mortgage type/rate (if fixed when does it end) - none and none
10) any savings, etc - enough to allow me to be semi-retired for the foreseeable future, and even longer if I continue to be a true old-styler

silvercar

Retired in your thirties and mortgage paid off!:cool:

and single!:lovethoug

Iguana

for the home owners:
1) your age 49
2) your location London
3) your salary (joint if that's what you have) 40,000 (about)
4) your type of property (2 bed flat, 3 bed detached, etc)2 bed flat,
5) your purchase price 12,000 ( in Jan 1975)
6) your purchase date -Jan 1975
7) your deposit used -£2500 to £3000
8) your amount of mortgage at start of mortgage (and remaining) £10,000
9) your mortgage type/rate (if fixed when does it end) Initially reapayment then endowment!

roguebrogue

for the renters:
1) your age - 19
2) your location - Cardiff
3) your salary (joint if that's what you have) - roughly 35k
4) your rental pcm - 500
5) your type of property (2 bed flat, 3 bed detached, etc) - 1 bed flat with seperate living room/kitchen
6) your deposit you're saving (if you are) - finding it difficult to stretch our money to rent/bills etc at the mo! we're rubbish with money!

Melissa177

silvercar wrote: »

Retired in your thirties and mortgage paid off!:cool:

and single!:lovethoug

And more to the point, living in God's own country, Yorkshire!