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It's not just about debt anymore. It's about living better too.

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  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I wish I could get around to painting the outside of my house *sign* The exterior needs so much work doing, but it's all a bit expensive at the moment.

    The woodland walk sounds lovely, some of the best moments in life are really free!

    The windows debt is a pain in the @rse, interest calculations always seem to be complicated beyond reason and definitely in the lenders favour.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138




  • Not spent much money. £3.80 on a roller head. ATSIJS spent £20 on paint stripper. I'll need to put fuel in the car today. Probably just £15 or so.

    Ah you crack me up. You asked me to drive you to the paint shop. You choose the product you want but because I handed over the money I spent it! hahahaha :rotfl::rotfl::rotfl: Though i guess it was my fault you needed it for taking up the stair carpet.

    Seriously though, PBS has some good news but I'll let her post that later.

    House painting still not quite finished. We'll get there this week - hopefully. All depends on the numpty builders next door finishing.
  • ATSIJS good to see you posting again.

    PBS don't leave us in suspense, tell us your good news pleeeeeeeeeeeaaaaaaaaaaaaaaaaaaasssseeee:D.
  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Piquant wrote: »
    I wish I could get around to painting the outside of my house *sign* The exterior needs so much work doing, but it's all a bit expensive at the moment.

    The woodland walk sounds lovely, some of the best moments in life are really free!

    The windows debt is a pain in the @rse, interest calculations always seem to be complicated beyond reason and definitely in the lenders favour.

    We bought the paint last year when BnQ had a three for two offer on paint, still cost about £120 though :eek: It's been sitting in the garage for 9 months as the weather has been pants. We're painting it ourselves which is saving money, might actually get it finished inside the three week mark...?
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Okay, HUGE news. My Uncle has decided, totally out of the blue, to give me £5,000! :shocked: :cheesy: :j: :beer:

    It will make a massive difference to our financial forecast over the next 9 months. We are going to pay off the window debt and put the other £3,000 aside. It also means that we can save the £200 a month budgeted for the window repayments instead. In 9 months we could have as much as £6,000 in savings.

    We have lots of DIY projects to finish and now we can think/plan them properly instead of always saying, "when we've got some money we can do..."

    Also, lovely to have you back ATSIJS ;)
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, that is just amazing :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Nikky2003
    Nikky2003 Posts: 39 Forumite
    Good news PBS! :j Nikky xx
    :j Now debt free :j
  • :jThat's Fantastic news :j.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    What a wonderful thing for your uncle to do! And what a difference it will make to your lives financially and in the happiness having some of the DIY projects out of the way!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks beanielou, Nikky, penny and Piquant it's nice to be able to share some good news with people who understand what a difference it will make.
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
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