Santander trying to steal £14,200 from me

robatwork

innovate wrote: »

Azelphur has been very quiet for many days now.

Still trying to take the gold wrapping off those bitcoins to get to the chocolate?

Organist

Perhaps he is worried that bitcoins are going the same way as "Liberty Reserve"

kirkbyinfurnesslad_2

Liberty reserve was all a criminal thing wasnt it

Hominu

robatwork wrote: »

Still trying to take the gold wrapping off those bitcoins to get to the chocolate?

Or could be that some malware got onto his system and downloaded his bitcoin wallet, and now he's lost the lot!

izools

OP I've just read all your posts on this thread.

I sympathise greatly with your situation. I must say however the elements of Santander's behaviour you've fallen victim to don't surprise me at all. It's just such a pity that it's cost you £7,200 to find out just what an appalling shower Santander truly are.

It's commendable that you'd venture into such a high risk occupation, and most importantly doing it with eyes wide open with no false impressions of what might happen if things go tits up.

From the balance you managed to accumulate in the bank it sounds like you've been very good with contingency plans and have learned the nature of the trade very well.

Your patience with the less helpful forum members is commendable too. I personally tend to bite and have a massive argument instead, but ultimately win although I might take a leaf out of your book and try a more placid and patient approach in future.

All the best of luck with your FOS complaint and further action against Santander moving forwards, I hope you come back to post about your experiences and hope that the FOS find Santander in the wrong as you've been very clear from the outset that you have done nothing wrong, have all the evidence and audit trail to back this up, and Santander have simply failed to follow guidelines when processing this proof.

Best of luck mate, and all the very best with your future success :beer:

Caladan

nelly12 wrote: »

Unless you bounced DD's for loans, CC's or utility bills it will not affect you. Your account will probably only have an internal marker with the bank and you've moved banks anyways.

In terms of losing £7200, I've lost more than that in a day on more than one occassion, yes I felt sick, but i was trading in risk and I knew that, conversly have made more than that too.

Lets close the thread and move on because it definitely has the wrong title. :beer:

I'm somewhat reluctant to agree with the OP here, I've read the first 15 pages and find the whole thing highly suspicious, but some/many banks will now report bouncing direct debits as a 'missed payment' on the current account.

I've got nothing against Bitcoins in theory, but they are so very open to ML and fraud that I completely understand banks being extremely wary of them.

As to using the personal account as a business (okay, the OP probably wasn't aware it breached the T+Cs because no one ever reads them) the bank would be in its rights to close the account regardless.

It's not my place to make final decisions regarding accounts, but if it was, even if on balance I thought the account was legitimate, I'd probably close it/inhibit it pending investigation to avoid the risk of being wrong.

Archi_Bald

izools wrote: »

All the best of luck with your FOS complaint and further action against Santander....

Funny the OP hasn't been back with any update in 2 months.

izools

Archi_Bald wrote: »

Funny the OP hasn't been back with any update in 2 months.

Yeah I did notice the dates after I posted.

Hopefully he hasn't been arrested under suspicion of fraud or ML!