The "what do you need to know before you go bankrupt?" thread!

ClaireLR

Thanks for that but I'm a little confused........

Is the TAx office nearest to your place of work necessarily the one that is "your" tax office??

Thanks.

ClaireLR

Another question, having almost completed the forms on line (or so I thought), I've realised that I am only at the end of my statement of affairs. Do I have to submit this first before I can get to the other form does anyone know? I wasn't planning on completing the rest until possibly the night before bankruptcy (is this wise?) as there are certain question I can't answer until then i.e. how much is in my bank account/in hand etc.

fermi

ClaireLR wrote: »

Thanks for that but I'm a little confused........

Is the TAx office nearest to your place of work necessarily the one that is "your" tax office??

Thanks.

Not necessarily. Mine is South Yorkshire, but I live in the South West.

Mine ended up being South Yorkshire because that is where the registered office of an employer was. My records have stayed with that one ever since, despite changing employer.

Richard_S

ClaireLR wrote: »

Thanks for that but I'm a little confused........

Is the TAx office nearest to your place of work necessarily the one that is "your" tax office??

Thanks.

Hi Claire,

It's not necessarily the one closest to where you work, it depends on the company / organisation you work for. If it's a small company chances are it'll be the local tax office; a bigger organisation and it'll be where their payroll department is based.

Richard

Richard_S

ClaireLR wrote: »

Another question, having almost completed the forms on line (or so I thought), I've realised that I am only at the end of my statement of affairs. Do I have to submit this first before I can get to the other form does anyone know? I wasn't planning on completing the rest until possibly the night before bankruptcy (is this wise?) as there are certain question I can't answer until then i.e. how much is in my bank account/in hand etc.

Hi Claire,

Best estimates are fine. I wouldn't leave anything for the night before with the exception of a copious supply of alcohol :beer:

I understand that you can save the forms and then go back on line and carry on where you left off. I would get them done because there's nothing wrong with manual alterations on the day if something has changed significantly.

They're an indication not a set of audited accounts,

Richard

ClaireLR

Thanks Richard and Fermi,

Yes I've been wondering about leaving things until the night before myself!

Are these forms onlin printable does anyone know? Or do I just submit them and the court prints them off?

Confused (again, it really doesnt take much)

ClaireLR

BAAB it's only letting me do statement of affairs, that the title at the top and it says nothing about the other form anywhere!

Oh what am I doing wrong?!?!!

ClaireLR

Yes I'm wondering whether to contact the court tomorrow and ask them to send me the relevant paperwork, at least you can see exactly what has to be filled in on those (I assume)!

thanks to all that have helped me again tonight, god knows where I'd be otherwise!

ClaireLR

Oh yet another question.

On the part of the form where it asks you to list outgoings it asks for rent, water, gas/leccy etc, then it asks for "any other essential outgoings" Is this the part where I can add car outgoings, haircuts etc?

fermi

ClaireLR wrote: »

On the part of the form where it asks you to list outgoings it asks for rent, water, gas/leccy etc, then it asks for "any other essential outgoings" Is this the part where I can add car outgoings, haircuts etc?

Yes. On my form it said "Other essential payments (e.g. life/household insurance, car tax & repairs)"

Everything that doesn't fit in the other categories goes there.