Wednesday 1st May 2013 - What Small DFW Things Will You Do Today?

katy_ann

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:
Morning everyone Well Im off work poorly today after a night of being up all night and feeling sick as a dog

Happy May everyone, a new month and new start for some!

My list for today;

• Push the hoover round
• Sort out book shelf
• Have a nap
• Check Ebay
• Check online banking
• Phone santander/hsbc to make payments
• Induldge in some jeremy kyle!

Have a good day all x

josiebabie

Hi Katy_ann thanks for starting! I wasn't quite up as early as the new normal this morning!

This is me:
- Checked bank, forgot water bill starts up again this month! Doh!
- BLD from stores
- Netball match tonight straight from work, will take own water
- DM picking up DD, saving after school club fees
- Have DNephews birthday card and present in my bag for DM & DD to take over later
- Update diary later
- Left purse in dresser drawer, no spending today!
- iPhone is fixed and better than new
- 1x washing on quick wash and hung on line before 7am, that's keen!
- Kitchen cleaned to within an inch of it's life ready for DM this afternoon/evening
- OH taking over the childcare of DD when he has finished at his/our new house waiting for an engineer
- Sparkley sparkle!

Jx

ziggy2407

Good morning my lovelies

katy_ann - Thanks for starting us off this morning

Lovely sunny day here, LO has gone off on his first ever school residential and will be back Friday, not much to do around the house so this afternoon after work I may indulge my crafty side. Todays little listy:

Check Banks - Done
Check swapits - Done
Check www.freepostcodelottery.com -
Packed lunch for OH and LO - Done
General Tidy up - Done
Work (10.30-1.30) - Done
Surveys -
Catch up on emails -
Enter a few comps -
Read - Reading another book from stash
Meals from stores -
Update Food tracker - in progress

Have a great day, love to you all.

C xx

stitching_witch

josiebabie wrote: »

- Kitchen cleaned to within an inch of it's life ready for DM this afternoon/evening

Isn't that normally my job?

I've not long crawled out of bed! Very late night after a successful marketing trip last night. DH then got up at 2am to go to Glastonbury to celebrate Beltane (1st of May to non-pagans like me :rotfl:) and he clattered about for half an hour before leaving. It was a bit early to get start stitching even my standards so I turned over and woke at 9.45!m

So my efforts so far are minimal:

• Fed and watered the chickens
• Checked banking
• Checked for surveys -not too much more before payout
• Checked business e-mails

I will also:

• Start wedding dress alteration - needs to be done by Friday lunchtime
• Lunch from stores
• Collect DGS present from DD on the way to Mr T's this afternoon
• Buy DGS's present and card from gift budget
• Collect DGD from school and take her to her cousin's birthday tea
• Dinner from DD's stores
• Do some hand quilting tonight
• Have an NSD - money spent from gift budget isn't counted as it's already in a savings account!

Must get on with stitching as I've only got 2 1/2 hours left before having to leave :eek:

Have a great day,
Stitchy x

karenccs67

Today I am :-

* Casserole in slow cooker (made from half price beef from Iceland), my son has diving lessons on a Wed eve and usually he and hubby twist my arm into buying a takeaway but today I have beaten them to it LOL :rotfl:
* Daughter buying loo rolls and bread from Farm Foods for me, Im paying for them but she is bringing them up for me, saving me petrol & parking fee.
* Swimming with daughter.
* Free cuppa in Waitrose & free magazine.
* Take dog for a walk, she and I both need to lose a few pounds :rotfl:

La_escocesa

Hi everyone :hello:

Hope you feel better soon katy_ann
Josiebabie – just like you said – iphone fixed = longer lie
Ziggy – how grown up of your LO – I hope he enjoys himself and you don’t miss him too much

I’m working from home today – getting on with quite a bit in my peace and quiet…

Just realised I forgot to give OH my bus pass so that will be £1.50 unnecessary spend. Oh well.

• Found a low-cost vet so hopefully taking the little guy for his booster jab for £20 :T http://www.easipetcare.com/prices/
• Getting booze for weekend away at @ldi – quite a bit cheaper.
• Downloaded free knitting pattern for cardi – friend’s preggers and I’m going to visit in July
• Gave meter readings - eek... but best not to leave it too long and not be able to stay on top of it...

Catch up soon y’all :beer:

Pernicious

Hi everyone,

Thanks for starting us off Katy_ann, hope you feel better soon.
Josie - Good luck tonight!


Today I have/will:-

• Made use of free water at work
• Popped to Mr T's on my lunch break to get a few fresh bits, stuck to list mostly & helped myself to some bargains! (We buy them usually anyway & they will keep)
• B/L/D from stores
• HM porridge pot for brekkie
• Leftovers for lunch
• Log calories & exercise on free apps
• Dinner from meal plan - Chinese Hoi-sin wraps, mmm
• Check postcode lottery & birthday bingo
• Charging phone at work
• Heating off
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• Check FB & fleabay to see if anyone wants to buy the guitars we're selling - Lots more watchers & one is currently going for £11, hope that goes up a bit as we want a minimum of £25!!
• Making use of Orange Wednesday today so DH & I can see the new Ironman movie, yay! As usual will try to avoid the snacks...
• Research some ideas for DH's 30th party in November
• Catch up on yesterday's thread
• Read Martin's email

Hope everyone is ok & has a great, MSE day x

Karb

Hi everyone

It's that awkward day where I switch from working nights to working days, so my body clock is all over the place.

Small things today:

• Lovely day today, so I've stripped the beds and got washing drying on the line.
• Checked online banking. All 1st of the month dd's have gone out as expected
• Car is in for service/repair again :mad: Neighbour is a mechanic though so will get it done cheaper than taking it to a garage
• Walked to the station then rail pass to work
• Picked up free newspaper to read on the train
• Brought a salad from home for dinner
• Went to the 99p shop in my lunch break to stock up on dog food. 2 different brands but they both show as 2 for 99p, but apparently if you dont buy two of the same brand they charge full price. What is the difference really? Anyway, I swapped them over so I had an even number of each brand, thus holding up the queue.
• Got casserole out of the freezer for tonight's tea
• Charged phones at work
• Free coffee/water at work
• Pop to Aldi on way home from work, and buy only what I need

Think thats all from me. Have a great day everyone.

ziggy2407

La_escocesa wrote: »

Ziggy – how grown up of your LO – I hope he enjoys himself and you don’t miss him too much

I know I am biased but he is a lovely little boy, although he says now he is almost 10 (July) he is no longer "little" but he will always be my "little one". He makes me very proud - he is polite, well-mannered and very caring (which is not always a good thing) and he is by no means perfect and his "moments" but I wouldnt change him for the world. He looked so grown up dragging his case up to school and it took him all his time to wave to me from the back seat of the coach, lol.

allydowd

Hi DFW-Jedis,

I'm getting used to my new home-based routine and I'm feeling really positive about life. Today I've:

Visited Jobcentre for an appointment. 20 mile round trip. They told me to come back tomorrow because they'd booked me an appointment that was too short! Would they refund my travel today? No, because it's "not their fault"...I was not pleased.

Called Volunteer Centre yesterday and asked for an appointment for today. A man answered the phone and told me to drop by today any time and gave me directions to get there. Went to Volunteer Centre today. Was told "you have to have an appointment, come back next week" and also, rather worryingly, "we don't have any men who answer the phone"....What is going on?!?!

Done Nectar AdPoints. 70% of the way to a £5 Sainsbury's voucher.

OnePoll.

Got a FoodBank voucher through our Housing Association to spend on Friday for three days' food. Housing Association were very helpful, for a change.

Weeded veg patch (again).

Not had the heating on yet today.

Walked through the Glen looking for foraging opportunities. Identified three edible plants, just need to double check on their identity before bringing some home tomorrow. (Link)

Drank water instead of juice all day and home-made wood sorrel tea.

Delivered important letter by hand, saving on price of stamp.

Made crumpets for tomorrow's breakfast, from stores. (Link)

Dinner: pasta and leftovers. Weigh pasta before cooking so as not to make too much.

No snacking between meals.

Look into joining TimeBank. (Link) Does anyone know of an alternative to TimeBank? They don't operate in my area. Found it: Freeshare. (Link)Applied for three jobs.

little_pink_purse

Hi
sorry ive been awol again grr

so i been a bit wild with the cash but i will get back on the debt free train

Ally wow i bet it feels good


todo
meals from stores
wash on
tidy up
check my bank

better go xxxxx