Monday 29th April - What small DFW things will you do today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:
Morning DFW-ers!

I am up and at em this morning, not sure why but I decided I'd get up directly after the news on the radio and here I am :rotfl:have had my first cup of tea and am raring to go, who's with me today???

This is me:
- Checked bank and updated book
- Made lunch and packed work bag last night
- Purse is tucked away in dresser drawer, not needed today!
- Dried hair naturally over night, no hair dryer
- Take broken phone into work as new parts will arrive there
- E-mail ex to see if he has enough school clothes for DD, forgot to pack for Tuesday!
- Netball tonight, will carshare but my turn to drive
- Take own water bottle to netball
- Wear non-iron shirt today, trying to get away without doing any this week! :j
- Submit purge claim to manager and record
- Make every attempt to sell a purge/service plan
- Look online for curtains to fit me new living room window, it's massive!!
- Update new DFW diary, must keep on top of this now
- Definitely sparkle x

Jx

Candy0107

Thanks to Josie for starting the thread – shame about your phone but its very exciting about the house

Today I have/will:
• Dinner from stores
• Had a lie in so bought breakfast and will buy lunch – money from a small lottery win
• Applied for a job
• LSD
• Work really hard – work is really busy
• Go home and do some college work
• Read freebie paper on the train and national paper online
• Used railpass to get to work
• Charging phone at work

Think that is my lot

Take care all
Candy xxx

stitching_witch

Morning Jo; I'm with you, but not necessarily raring to go!

My small things already done today:

• Breakfast from stores
• Made packed lunch
• Fed and watered the chickens
• Started WM on Economy 7 - was set up to run overnight but *someone* helpfully switched it off :mad:
• Worked out invoice for customer
• Checked emails - another big enquiry yesterday :j
• Checked banking - not OD and payday tomorrow
• Checked for surveys
• Taken basic mince base out of freezer to tart up tonight - bolognese probably

Will also:

• Get a lift to and from work with a colleague
• Drink free coffee/water at work
• Charge mobile away from home
• Keep checking for surveys
• Text customer her invoice
• Drop some flyers and price list into new clothes shop
• Read at lunchtime and not go near the bakery
• Dinner from stores
• Have an NSD
• I think I'll sparkle with Josie too

Looks an impressive list but nothing too exciting on it

Have a good day,
Stitchy x

karenccs67

I am new to this so here goes:-

*Drying the washing on the line so I can now turn heating off for the summer.
*Making a roast chicken dinner, chicken was reduced to £2 from £5. When I bought the chicken I also got a whole leg of lamb for £5, 6 pork chops for £2 and a pork joint for £3 so that's our roast dinners taken care of for the next few weeks.
*Make my own cookies, family much prefer these to shop bought ones.
*Ring Virgin & cancel PC protection.
*Meal plan for May so I can buy/cook in bulk.


Am I on the right lines for this threas?

stitching_witch

Absolutely the right lines Karen. Welcome to our happy, supportive group!

determined_new_ms

Morning guys :wave: thanks for starting us off Josie, I am with u :j:cheesy:

Welcome karenccs67 nice one with the reductions :T

So today is the first day off and I have big plans , today I am being a tourist in my home town

* Checked banking - got £19 cash back on 123 account :T
* All meals from stores, will take a salad & fruit with me for lunch, and a flask for when I want a coffee
* Grab something out of freezer for dinner
* Getting haircut today and getting £20 off for a friend recommending me . I really want a good style and my hair has lost it's pizazz since I've been growing it, so have gone to a high recommended salon :T
* Calling college for trainee to do highlights
* Use residents card for free/discounted entrance to cathedral, museum nd sights
* Probably sanding spare tonight...

Ok that's me x

Karb

Hi everyone. Working nights at the minute, so not been home long. Put washing on when I got home, so I'm waiting up for it to finish so that I can get it out on the line, as it looks like its going to be a decent day.

Stupidly, I entered the London marathon ballot when it opened this morning. I cycled home from work as a first acknowledgement of needing to improve my fitness.

Other than that, its just all the usual stuff from me. Check banking, meals from stores, take sandwiches to work tonight etc.

Have a good day everyone

karenccs67

Ooh get me, I've just washed and sorted my pegs, they get left out all year so I usually bin them and buy new, only had half a dozen broken ones so I've probably saved myself a couple of pounds !

vics199

Morning everyone! Its been a while since I've posted anything or even checked the forum so I need to get back on it. I have thankfully not fallen off the wagon with paying my debts though although I could try harder! Well today is a day off for me as I worked all of last weekend. Its a NSD though as pay day isn't until tomorrow and I am pretty much pennyless!

so todays plan:
1) Go to post office and send my ebay items and send off for my new driving licence photocard whilst I'm there
2) Drop boyfriends dry cleaning off and he can pay when he collects (!)
3) Complete as many online surveys as I can manage. Definitely need to work on my swagbucks points as my hairdryer is on its last legs so need to get more Amazon vouchers
4) Meal plan for May as I'm going shopping tomorrow at Aldi. I also have a £5 off £40 voucher to use too.
5) Spring clean and declutter the house and see if I have anything else to sell on ebay or car boot.
6) Finish planting my vegetable plot so I will have yummy and free veg once it grows!

Have a good day everybody!

MinnieMousesMummy

Morning everyone, I'm lacking motivation this morning as dd has been up ill last night, luckily dh is off work today so I will hopefully still get something done.
Josie - Thanks for starting the thread off this morning.

My list for today:

• [STRIKE]Post DVD back to Lfilm so I can get the next one and make the most of my membership[/STRIKE]
• [STRIKE]All meals from stores[/STRIKE]
• [STRIKE]Quick shower, Get the kids up and organised[/STRIKE]
• Declutter & Flylady Work in Progress
• [STRIKE]Look for mystery shopping work[/STRIKE]
• [STRIKE]Nectar adpoints, Swagbucks, Swapits, TCB, Postcode lottery, Birthday bingo[/STRIKE]
• [STRIKE]Look for surveys remember to check one poll and pure profile[/STRIKE]
• [STRIKE]Check banks and move money around - Pay some money off one of my debts[/STRIKE]
• Sort through old books and see if any of the sites want to buy them
• [STRIKE]Sort a meal plan for May[/STRIKE]
• Plant herbs and potatoes
• Phone party plan company regarding returning kit so that I don't end up paying for it
• Look online for the part that DH needs for his car - he can do the work if I can get the partWork in Progress, found a part on fleabay so just a case of waiting to see if we get it now
• [STRIKE]Check to see if the council has a mot place locally - I read some where that this can save money[/STRIKE]Made a note of the number so will give them a call once DH has sorted the car
• Do some course work
• Phone the landlord regarding the repairs that need done
• [STRIKE]Do freelance work that is in for today[/STRIKE]
• Try and find knitting work - I have not done any of this for months and can't remember where I put it.

I think that is everything that I need to try and get done today, I guess I best make a start or I will not get anything done and this is a busy week for me. Hope everyone has a good Monday, hugs to those that need them x

ziggy2407

Good morning my lovelies

josie - Thanks for starting us off this morning
Karen - welcome

Cold and wet here today and not a lot to do so here goes:

Check Banks - Done
Check swapits - Done
Check www.freepostcodelottery.com - Done
General Tidy up - Done
Work (10.30-1.30) - Done
Surveys -
Catch up on emails - Done
Enter a few comps -
Read - Reading another book from stash
Meals from stores - Done
Update Food tracker - in progress
Ironing - Done (& put away)
Finish another picture (for gifting) -
Make sure LO has all he needs for his residential trip on Weds - Done
Try a new recipe - Done (made a cheese & onion scone bread)

Have a great day, love to you all.

C xx